tooblue » posts

New to iPhone (SE2) - Questions on iMessage through Dual SIM

I want to set up iPhone SE2 to achieve below using iMessage through dual SIM: eSIM has a call and SMS only number without data (0400000000) Physical SIM has a data only number without call and SMS …

Belong

What to Do with Belong's nbn Sign up $80 SIM and The $20 Referal Credit

I am signing up for Belong's nbn service and Belong is issuing a free $80 SIM and $20 credit if I use a referral code. But I don't need another mobile number. …

Claim Deduction on Expense Using Own Car as PAYG Tax Payer

My circumstance is I need to drive a few hundred kilometers to the head office to attend meetings every month. I am on PAYG and the head office is not my regular work location. I checked below ATO …

Reducing Credit Card Limit and Then Increase It after New Home Loan Is Approved

How do the banks assess the credit card limit increase application? Are they going through the whole process as if it is a new card application, including credit check? Or could it be more …

Any $0 Fee International TT Accounts Available?

I had been using Citibank's Plus Account to do TT with zero fee. However this feature was abolished after Nab took over. Are there any banks or products offer this feature? Or what is the …

Woolworths

Shopping Woolworths Online (10% off and Paper Bag)

I haven't been using Woolworths online shopping for a long time and my 10% discount from Woolworths insurance this month is expiring today. Now I cannot find the 10% discount online code (they …

poll What Are Your Favorite/Most Wanted Transaction Account Features?

I found my accounts/debit cards are with $0 monthly fees with no hoops to jump through; with branches; pay rewards/cashback, etc.

100
Receive A$100 Trading Account Credits with Minimum A$10,000 Transfer of Australian or International Stock to CMC @ CMC Markets

expired Receive A$100 Trading Account Credits with Minimum A$10,000 Transfer of Australian or International Stock to CMC @ CMC Markets

$100REWARD

The customer transfers a minimum of AUD $10,000 worth of either International Securities or Australian securities from a broker other than CMC Markets to the customer’s Trading Account, by …

poll New Budget / Mid-Range Phone or Used Flagships from Previous Generations

Reading this post When Is a Mobile Phone Worth Buying Coming? saying a 5-year-old is still capable in 2024, and there has not been a great innovation in phone technology, I came up the title …

Borrow as Investment Loan but Use as PPOR

Are there any issues if I borrow as investment loan but use as PPOR? Borrow as investment loan will boost the borrowing power although the rate will be higher, and I will lose some owner-occupied …

How Long Can I Keep $2 Empty SIM Card (with $0 Credit) Active before Porting out?

I want to keep my current number but don't need to use it for at least a month. I plan to port out to a $2 SIM (Optus, Vodafone, Amaysim, etc.) before next billing cycle, and port out to …

Public Hospital Elective Laparoscopic Surgery Caused Patient Permanently Disabled

A close family member had a minor surgery in March in Qld. As was explained in the pre-operation interview, this is a low risk, minor procedure and most patients were discharged on the day or next …

Macquarie Bank

Macquarie Bank Reduces Its Welcome Bonus Rate for High Interest Savings Account

Just noticed yesterday the bonus rate for 4 months is 5.35% instead of 5.50% before. I didn't pay attention to the standard rate so not sure if it changed too. Let's see if it's just …

91
Online Saver 5GB SIM Only Plan $5/Month for The First 6 Months ($15/Month Ongoing, $8 Port-out Fee) @ Southern Phone

expired Online Saver 5GB SIM Only Plan $5/Month for The First 6 Months ($15/Month Ongoing, $8 Port-out Fee) @ Southern Phone

Online Saver SIM Only Plan 5GB $5/mth for the first 6 months, then $15/mth. Get the Online Saver SIM Only Plan exclusive to Finder.com.au and receive: · 5GB of Mobile Data · Unlimited standard …

poll What's The Difference between Bodywash / Facewash / Handwash / Footwash?

Ain't they doing the same thing to the same organ of our body? Can I use them interchangeably? How do you choose the wash products? Please add more poll options if appropriate.

Shall I Replace My i5-4790 Desktop with a NUC (Celeron J3455)

I am using an HP 800G1 desktop (i5-4590 / Intel HD4600 / 12 GB / SATA SSD), am looking to replace it with an Intel NUC6CAY (J3455 / Inten HD500 / 8GB / SATA SSD). On paper the i5-4690 beats J3455 on …

Kogan Mobile

Does Kogan Mobile Offer Any Retention Discounts?

My Kogan mobile 365 days prepaid plan is about to expire end of the year. I am wondering if anyone has called Kogan to request discounts when renew? Does Kogan Mobile offer any incentives to keep the …

40
5 Free Trades for New Accounts @ CMC Markets

expired 5 Free Trades for New Accounts @ CMC Markets

CMC5FREE

I opend a CMC Markets trading account recently, it was active 24 Oct 2023. When I went to Account menu, I found the 5 CMC5FREE sitting under Brokerage Rebate section, valued $59.95 each expiring 24 …

40
Receive A$100 Trading Account Credits after your First Broker-to-Broker Transfer of 1 International Stock to CMC @ CMC Markets

expired Receive A$100 Trading Account Credits after your First Broker-to-Broker Transfer of 1 International Stock to CMC @ CMC Markets

Until the end of November, we'll give you $100 account credit if you transfer at least one international share holding to us. Conditions of Eligibility 4.The Offer is available to new and …

110
Transfer A$ or US$10,000 Worth of Shares to Your New Superhero Trading Account, Hold for 120 Days, and Earn 10,000 Qantas Points

expired Transfer A$ or US$10,000 Worth of Shares to Your New Superhero Trading Account, Hold for 120 Days, and Earn 10,000 Qantas Points

Key points: For new or existing individual Superhero customers who had not previously redeemed a Transfer Offer; Transfer AU$10,000 worth of AU shares or US$10,000 worth of US shares to a Superhero …

poll Dumb Question: Paying Council Rate / Telco Bill Using Discount Gift Cards or Reward Credit Card?

I have a few gift cards (purchased using a 0.5% reward credit card) from previous Coles deal with 4.76% discount and my credit card reward is about 0.5%. My council rate and telco bills are of the …

Is Marriage The Only to Avoid Medicare Levy Surcharge, Other than Buying PHI?

From ATO website, it seems all personal income are included in this Income for Medicare levy surcharge (MLS) purposes. So none of salary sacrifice, super contribution, investment losses will …

Australian Taxation Office

Could any one explain the benefit of deferring a CGT loss

Correct me if I am wrong. My understanding is deferring a CGT loss only benefits when the CGT loss is greater than the CGT gain on the financial year and it is deferred to the year where the CGT loss …

Large Chunks of Solidified Fat Block 100mm Drain. DIY?

Warning: Dirty sewage in picture https://files.ozbargain.com.au/upload/83594/106746/drain12.j… The 100mm drain outside the kitchen is blocked. After some investigation I found that it is blocked …

60
$100 Gift Card for Keeping Life, Funeral or Income Protection Insurance for 2 Months @ Insuraceline

expired $100 Gift Card for Keeping Life, Funeral or Income Protection Insurance for 2 Months @ Insuraceline

The catch: The premium is paid every fortnight so you will have to make at least 3 payments to qualify for the gift card. The minimum quote I got is $7.5 so the profit for me is 100-7.5*3= $67.5. Of …

Bought Used Phone from (FB/Gumtree) - Risk for Ex-Owner to Claim Insurance, Phone IMEI Blocked

What are the options for the buyer? And what if the insurance claim and IMEI block were initiated a few months after the purchase? What if the seller is not the original owner? (could be a thief or …

Win 10 Desktop USB MTP Issue

I have an old desktop PC (has USB 2.0 ports only) running Windows 10 (automatically updates) fine for a long time until recently the USB ports don't recognize all my phones and cameras. The …

10 Hours Stop over in Cairns, Anything to Do for Two Retirees?

There is a 10 hour stopover at Cairns on our way back home (Jetstar), 4AM to 2PM. Any suggestions we can do during the maybe spare 8 hours? Worth going to the city?

Have You Quit Any Food and Groceries Because of Price Hike?

I haven't bought potato chips for a while. I used to buy them only when on 1/2 price special and they were $1.60 per 200g pack long ago (Smith if I remember correctly). I don't know how …

New Battery Needs Calibration for Auto-Stop-Start Honda Odyssey?

Battery suddenly dies one day after RACQ's 2 years warranty. RACQ won't budge so have to source a new battery myself. After calling around, the battery stores (e.g. Supercheap Auto) said …

Honda Odyssey: Various "Check System" Messages Appearing after Replacing Battery

I removed the flat battery from 2016 Honda Odyssey and charged it at home. After reinstall it to the car, various "Check System" messages came up while doing Power On Self Testing, such as …

100
Unlimited Prepaid Mobile 80GB $12 Per 28 Days First Renewal (50GB $40 Per 28 Days Ongoing), New Service Only @ amaysim

expired Unlimited Prepaid Mobile 80GB $12 Per 28 Days First Renewal (50GB $40 Per 28 Days Ongoing), New Service Only @ amaysim

KV243P

Promo: KV243P Amazing Offer! Now only $12 and bonus 30GB for first renewal. Ongoing is $40 for 50GB/28 days. Promo term: https://www.amaysim.com.au/dms/amaysim/documents/terms-condi... Not sure if …

Will This Home Network Setup Work? (B525 / Another Modem Router /Bridge Mode)

This is how I would like the home network to be but don't know if this would work and how to configure. The solid black lines are Ethernet …

How Do I Make a Dumb TV Smart?

It is a large TV with HDMI ports, still functioning well so reluctant to replace it. Primary phones are Android with an iPad. What I want to achieve are: Watch Youtube, even better if other stream …

Shall I Make Extra Repayment to Owner Occupied or Negative Geared Investment Property

I've been reading and doing the calculations. And I got more confused. My mortgage rate for investment property is higher than the OO property. We should always pay off higher rate loan first. …

Is It Legal to Lease Investment Property to Family Members or Ex Partner?

Family members include parents, children, siblings. IP is negative geared. From ATO perspective: Tenants pay rent, landlord pays tax on the rent. I reckon there is no tax avoidance or tax …

Who Is Responsible for Plumbing Work Warranty?

A plumber replaced my water taps a couples years ago. He supplied all the parts. A tap is now leaking stream. When I contacted the plumber he said he is not responsible for the warranty and he is …

poll Do You Wash Fruit before Eating?

By fruit I mean berries, sphere fruit (peach, nectarine, plum, grape, etc.) that we can have it without peeling the skin. I never worked in a farm so don't know the fruits are treated after …

What Do You Have for Lunch While Working from Home?

I had enough of sandwich and pasta in the past years.

Can I buy used Pixel phone to get unlimited Google Photo storage?

I am planning to buy a used Pixel phone and use it as an agent to upload all my picture and video collection to Google drive. Does it work? Is it as simple as transfer pictures to Pixel phone and …

Can I Wash This Quilt in Front Load Washer?

The label says: 100% cotton cover, Dacron Polyester Fibre Filling. Care instructions are: warm hand wash, Do not tumble dry, Do not dry clean. I reckon it can do no more harm than hand wash if I …

Win10 Cannot Access Synology NAS from Explorer (Path Not Found)

I recently installed a new NAS DS211j but one of the computers cannot access the files. Screenshot provided (https://files.ozbargain.com.au/upload/83594/90656/capture.pn...). I can see the NAS name …

Android 10 no longer supports install APK files?

Samsung S9, Android 10, Patch date 01/05/2021 I found I can no longer install app from apk files, even those previously successfully installed apk files. Does this happen to all Android 10 devices or …

poll Do You Buy Clearance Food Items at Discount Price?

From time to time, supermarkets, butcher shops, vege / fruit shops mark down the price on the goods close to expiry date, sometimes even a fraction of the original price. I am a fan of those …

Telstra

The way you access Telstra Air is changing

Received this email from Telstra minutes ago. Hi tooblue, Occasionally we need to make updates to our products and services. We wanted to remind you that from March 2021 the way you can …

Old HP Desktop Power on No Response

I have an old HP ultra slim desktop (USDT) desktop DC7900 refused to response when I push Power On button since yesterday. There is no fan, no noise, no beep. No flashing LEDs on the front panel like …

How Difficult Is It to Claim Insurance from Super Fund?

I am talking about life, TPD and income protection insurances within Super. I thought it was as easy as make claim for car insurance. But some said it is complicated and need lawyer involved.

Is It Better to Turn off NAS or Kepp Running 247?

I have an NAS (Lenovo ix2-dl) but only use it once or twice each week, mainly backup files and watch the videos. The HDD are desktop version (don't remember WD green or blue). For the longevity …

poll Why Do You Have a Beard and How Does It Feel?

I am just wondering why it is so common in Australia for men to have beard. Is it symbolic? Doesn't it feel unhygienic and inconvenient? It sure takes more time, effort and money to maintain …

poll What Do You Think of Buying Second-Hand Goods?

Since this is a forum for us tight asses I am wondering what's our attitude towards buying second-hand, including Op shops? And the reason? I myself will search second-hands forums if I …