tooblue » user profile
| Member Since | 01/10/2012 |
|---|---|
| Last Seen | 23 hours 44 min |
| Badges | 2 4 |
| Location | brisbane |
Recent Activities
tooblue replied to 
shadowangel on $30 for Referrer & Referee for New Signups (5 Eligible Purchases in 30 Days Required) @ ubank
shadowangel on $30 for Referrer & Referee for New Signups (5 Eligible Purchases in 30 Days Required) @ ubank[Sign up page](https://www.ubank.com.au/welcome/login/onboard-first) only shows a QR code. Seems App only bank? And it does not like my…
tooblue commented on $30 for Referrer & Referee for New Signups (5 Eligible Purchases in 30 Days Required) @ ubank
I don't have uBank. Do we use the codes from the existing "REFERRAL LINKS" to sign up?
Oh, didn't know. Thanks. Can extra users use 10% off twice a month like before (in store and online).
> There is no immediate tax implication if I withdraw from the PPOR redraw facility but if I use that withdrawal to invest and generate…
Still 4.60%+1.00% * Rates are effective 24 June 2024 and are subject to change at any time in accordance with the account terms and…
tooblue commented on Should I Be Able to Split a Redraw Home Loan?
Very confusing post. > It is a PI loan What is a PI loan? Is it typo of IP or P&I? I don't understand *"The bank wins twice"* either. If…
tooblue posted a forum topic Shopping Woolworths Online (10% off and Paper Bag)
I haven't been using Woolworths online shopping for a long time and my 10% discount from Woolworths insurance this month is expiring today.…
tooblue commented on Paying off Personal Loans via BPAY (for Points)
I have so many questions here. Why this post attracted "Oh Lord" response? What's wrong with "personal loan + amex charge card"? Plenty of…
tooblue replied to 
eggboi on [eBay Plus] Oral-B Precision Clean White 10 Pack $35.10 Delivered @ Bing Lee eBay
eggboi on [eBay Plus] Oral-B Precision Clean White 10 Pack $35.10 Delivered @ Bing Lee eBayI am wondering the same. Don't know the difference, e.g. this https://www.ebay.com.au/itm/335151069290
tooblue commented on Stainless Steel Bread Bin $6 (Was $15) + Delivery ($0 C&C/ in-Store/ OnePass/ $65 Order) @ Kmart
Why not throw the bread in freezer like every Aussie does? That's the reason toasters have "defrost" feature after all.
tooblue replied to 
Typical16-bitEnjoyer on Tax Saving Tips before The End of Financial Year- Need to Pay Tax on Bank Interest
Typical16-bitEnjoyer on Tax Saving Tips before The End of Financial Year- Need to Pay Tax on Bank Interest> TAN 5 hours 2 min ago > [I am working in the finance](https://www.ozbargain.com.au/comment/15405540/redir) Rather understandable.
tooblue commented on Tax Saving Tips before The End of Financial Year- Need to Pay Tax on Bank Interest
**Donate all the interest earned to charity. You don't need to pay a cent tax on it. Problem solved!**
Any examples? Good, bad, ugly?
Agree there is little difference in terms of cardless teller using Apple/Samsung Pay or App. I cannot see your option so cannot combine…
tooblue posted a forum topic What Are Your Favorite/Most Wanted Transaction Account Features?
I found my accounts/debit cards are with $0 monthly fees with no hoops to jump through; with branches; pay rewards/cashback, etc.
The most stupid thing my Odyssey does is when I complete my drive and move gear from D to P (will pass R), it will first stop the engine on…
> Either way, if you spend 10 minutes idling each way to/from work, that's already 0.66L or, over a dollar of E10. And at what cost? How…
tooblue replied to 
DashCam AKA Rolts on ING Immediately Restricted My Friend's Account (I Referred Him) - Any Ideas???
DashCam AKA Rolts on ING Immediately Restricted My Friend's Account (I Referred Him) - Any Ideas???Where is your stick stuck in?
tooblue posted a deal Receive A$100 Trading Account Credits with Minimum A$10,000 Transfer of Australian or International Stock to CMC @ CMC Markets
The customer transfers a minimum of AUD $10,000 worth of either International Securities or Australian securities from a broker other than…
> failed to respond promptly > Moments later > suddenly surged forward These are all subjective. Is the delay to respond a 0.5s, 1s, 5s?…
tooblue replied to 
trapper on 70k on Super or Offset and Sell or Not Sell The PPOR to Fund a New Home
trapper on 70k on Super or Offset and Sell or Not Sell The PPOR to Fund a New HomeWhat are the methods to get equity out of an IP other than selling it?
Option 1 in the Poll is **Wrong** Super contribution will not help you escape the MLS, neither salary sacrifice, nor personal contribution.…
You need a wife.
tooblue replied to 
Crownie on PremiumSaver Account 5.45% p.a. on Balance up to $250,000 (Grow Balance by $200/Month Required) @ Rabobank
Crownie on PremiumSaver Account 5.45% p.a. on Balance up to $250,000 (Grow Balance by $200/Month Required) @ RabobankYou need to understand the difference between growing balance and depositing (which can be withdrawn immediately). I don't see your last…
tooblue replied to 
petergriffinoz on PremiumSaver Account 5.45% p.a. on Balance up to $250,000 (Grow Balance by $200/Month Required) @ Rabobank
petergriffinoz on PremiumSaver Account 5.45% p.a. on Balance up to $250,000 (Grow Balance by $200/Month Required) @ RabobankTwo different products HISA: 5.75% first 4 months then 4.40% afterwards Premium Saver: 5.45% grow capital by >=$200 before the end of the…
These readings might be useful: [Income for Medicare levy surcharge…
tooblue replied to 
randomusername2017 on New Budget / Mid-Range Phone or Used Flagships from Previous Generations
randomusername2017 on New Budget / Mid-Range Phone or Used Flagships from Previous GenerationsIf you read it as human generation, the first telephone patent was granted to Alexander Graham Bell in…
Why flip back when you can claim benefits for either gender (I don't know any particular benefit for males though)? Just tell the HR or…
tooblue commented on Discriminatory Job Ad on SEEK
Do they need any proof / evidence? Will short hair / long hair do the job, or have to go to the opposite gender's toilet?
tooblue commented on Income for Medicare Levy Surcharge Purpose
You are correct, investment loss won't help you. The only way I can think of is to delay your June salary to next financial year if you are…
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