What Are Your Favorite/Most Wanted Transaction Account Features?

I found my accounts/debit cards are with $0 monthly fees with no hoops to jump through; with branches; pay rewards/cashback, etc.

Poll Options

  • 0
    ATM accepts Apple / Samsung Pay (ANZ only AFAIK)
  • 0
    Bank has good reputation
  • 3
    Branch
  • 2
    Cardless withdrawal (using app to withdraw at ATM)
    Suggested by SmiTTy on 14/06/2024 - 10:11
  • 0
    Easy application process
  • 0
    Eftpos option in apple pay to avoid visa/mastercard fees
  • 1
    Fancy website / App
  • 20
    Fast transfer (Osko / NPP)
  • 5
    Free international transaction
  • 1
    High transfer limit
  • 0
    Merchant program
  • 19
    No monthly fees (no hoops to jump through)
  • 7
    Rewards / Cashback
  • 0
    SMS Notifications
  • 1
    To speak to someone fluent in English & based in Australia

Comments

  • -2

    Who needs a branch when you can teach English to an operator in cyber space?
    Welcome to the AI that can answer anything you ask….

  • +4

    What Are Your Favorite/Most Wanted Transaction Account Features?

    The free money box I got when I joined…

  • +1

    ugly / outdated UIs turn me off. doesn't have to be fancy. just clean.

    • ugly / outdated UIs turn me off.

      Yes, they do tend to spoil the mood……..

    • Any examples? Good, bad, ugly?

  • Suggested Cardless withdrawal (using app to withdraw at ATM)

    Little different from first option but Westpac allows withdrawals using they app to get a code and entering that into an eligible ATM.

    allows me to not be too carry debit card around

    • Agree there is little difference in terms of cardless teller using Apple/Samsung Pay or App. I cannot see your option so cannot combine them.

  • Suggested To speak to someone fluent in English & based in Australia

    To speak to someone fluent in English and in Australia who has been properly trained in the products and able to answer questions.

  • +3

    Auto transfer from saving to transaction account, maintaining daily balance - what Ubank used to have. I love also you can do bpay directly from saving account.

  • +2

    This is Ozbargain, the top voted answer should be 2% cashback.

  • Suggested SMS Notifications

    ING is the only bank that has this I think - super helpful as it means it avoids push notifications being suppressed by battery saving modes.

  • Suggested Eftpos option in apple pay to avoid visa/mastercard fees

    I personally would like an account with support for eftpos in apple pay.

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