Credit Card +

Credit Card
A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them. The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
315
Bankwest Qantas World MasterCard: 80,000 Qantas Points within 7 Months (after $35,000 Spend in 5 Months), $320 Annual Fee

Long Running Bankwest Qantas World MasterCard: 80,000 Qantas Points within 7 Months (after $35,000 Spend in 5 Months), $320 Annual Fee

I admit this is a very bad deal so this one should be your last resort only. The best way to protest is don't apply. Benefit of Bankwest credit card is no foreign transaction fees on a credit …

630
AmEx Explorer: 100,000 Membership Rewards Points (with $4000 Spend in 3 Months) & $400 Travel Credit, $395 Annual Fee

AmEx Explorer: 100,000 Membership Rewards Points (with $4000 Spend in 3 Months) & $400 Travel Credit, $395 Annual Fee

The 100k welcome points offer is back! For those who think the annual fee of the Platinum card is too high, this card offers a good availability to collect Frequent Flyer points like Asian Miles. …

2120
Qantas AmEx Ultimate: 100,000 Qantas Points ($5,000 Spend in 3 Months), $450 Travel Credit, $450 Annual Fee

Qantas AmEx Ultimate: 100,000 Qantas Points ($5,000 Spend in 3 Months), $450 Travel Credit, $450 Annual Fee

This offer was available only by referral until 11 March but is now available on Amex's website until 18 March. Referral solicitation removed — Mod. Card benefits include: a $450 …

141
CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello

Targeted CommBank Low Rate Credit Card ($6 Monthly Fee): $50 Monthly Cashback for 12 Months with $500 Monthly Spend @ CommBank Yello

New Commbank CC Deal Earn $50 each month when you spend $500 or more per month for the first 12 months on a new Low Rate credit card. Offer is only available to customers in CommBank Yello when …

950
Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)

Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)

Seems this expired deal has been renewed with the reduced annual fee of $150 for existing Westpac customers in the first year ($295 thereafter) and a $75 annual Qantas rewards program fee. Earn …

04
Latitude Gem Visa Credit Card $200 Back with $1000+ Spend in 3 Months @ Latitude Financial

Latitude Gem Visa Credit Card $200 Back with $1000+ Spend in 3 Months @ Latitude Financial

$200 cashback when you spend $1,000 or more on everyday purchases each month in the first 3 months of approval2. T&Cs, monthly credit card fee and other charges apply. Excludes long-term Interest …

170
Kogan Credit Card: $400 Kogan Credit ($3k Eligible Spend 90 Days), 6 Months 0% BT, $0 Annual Fee, FIRST Membership @ Kogan Money

expired Kogan Credit Card: $400 Kogan Credit ($3k Eligible Spend 90 Days), 6 Months 0% BT, $0 Annual Fee, FIRST Membership @ Kogan Money

This deal is back for boxing day sale! Could be good for when switch 2 comes out? :) Earn $400 Kogan.com credit When you spend $3,000 on eligible purchases in 3 months from card approval† 0% p.a. …

560
Westpac Altitude Velocity Black Credit Card: 90,000 VFF ($6000 Spend in 120 Days), $295 + $75 Annual Fee ($225 1st Yr Existing)

Westpac Altitude Velocity Black Credit Card: 90,000 VFF ($6000 Spend in 120 Days), $295 + $75 Annual Fee ($225 1st Yr Existing)

Annual Card Fee: First year: $150 for existing Westpac customers, otherwise $295 for Westpac non-customers After first year: $295 Additional annual Altitude Velocity program fee: $75 Bonus Points …

130
Citibank Premier Credit Card: $600 Cashback with $2000 Spend using Apple/Samsung/Google Pay in 90 Days, $300 1st Year Fee

Long Running Citibank Premier Credit Card: $600 Cashback with $2000 Spend using Apple/Samsung/Google Pay in 90 Days, $300 1st Year Fee

Notice this deal is back from Citibank. Unfortunately the fee is not as good before - now $300 instead $150, but still not bad if considering other perks with Premier card. To be eligible to receive …

310
Amplify Qantas Signature: 80k Qantas Points with $6k Spend in 90 Days, $370 1st Year Fees ($214 Existing Customers) @ St George

Amplify Qantas Signature: 80k Qantas Points with $6k Spend in 90 Days, $370 1st Year Fees ($214 Existing Customers) @ St George

This seems one of the better Qantas points offers at the moment. Couldn't see it had been posted. $139 + $75 annual fees for existing members (you can sign up for a free account easily …

67
CITI Rewards Credit Card: 60,000 Bonus Velocity FF Points - $5,000 Spend in 3 Months, $199 Annual Fee @ Citibank

CITI Rewards Credit Card: 60,000 Bonus Velocity FF Points - $5,000 Spend in 3 Months, $199 Annual Fee @ Citibank

CITI are now offering 90,000 bonus Velocity Frequent Flyer Points on your new CITI Rewards Credit Card when you spend $5,000 on eligible purchases in the first 3 months from approval and enrol in …

111
CITI Prestige Credit Card: 150,000 Bonus Velocity Points - $12,000 Spend in 3 Months, $700 Annual Fee @ Citibank

CITI Prestige Credit Card: 150,000 Bonus Velocity Points - $12,000 Spend in 3 Months, $700 Annual Fee @ Citibank

CITI are now offering 200,000 bonus Velocity Frequent Flyer Points on your new CITI Prestige Credit Card when you spend $12,000 on eligible purchases in the first 3 months from approval and enrol in …

180
Citi Premier Credit Card: 110,000 Bonus Velocity Frequent Flyer Points - $8,000 Spend in 3 Months, $300 Annual Fee @ Citi Bank

Long Running Citi Premier Credit Card: 110,000 Bonus Velocity Frequent Flyer Points - $8,000 Spend in 3 Months, $300 Annual Fee @ Citi Bank

Repeat of this popular deal from Points hack but this time direct from Citi Bank: https://www.ozbargain.com.au/node/836040 $8k spend over 3 months is high but you can still take advantage of Payall …

131
Amplify Rewards Platinum: 100,000 Points with $3000 Spend in 90 Days, $49 1st Year Fee ($0 for Existing Customers) @ St George

Amplify Rewards Platinum: 100,000 Points with $3000 Spend in 90 Days, $49 1st Year Fee ($0 for Existing Customers) @ St George

For those that missed out on the previous deal its back again. Offer not available if you’ve held a St.George, Bank of Melbourne or BankSA rewards card in the last 24 months. New cards only. …

240
Kogan Credit Card: $400 Kogan Credit ($3k Eligible Spend 90 Days), 6 Months 0% BT, $0 Annual Fee, FIRST Membership @ Kogan Money

expired Kogan Credit Card: $400 Kogan Credit ($3k Eligible Spend 90 Days), 6 Months 0% BT, $0 Annual Fee, FIRST Membership @ Kogan Money

Kogan has increased the Kogan Credit amount back to $400 after it went down to $300 since the last deal expired for Black Friday. Please check past comments threads for more information: …

250
ANZ Rewards Black Credit: 180,000 Bonus ANZ Reward Points & $150 Cashback with $3,000 Spend in 3 Months, $375 Annual Fee @ ANZ

Long Running ANZ Rewards Black Credit: 180,000 Bonus ANZ Reward Points & $150 Cashback with $3,000 Spend in 3 Months, $375 Annual Fee @ ANZ

Reposting the exact same deal as the long running deal, not too bad compared to the current slim pickings: https://www.anz.com.au/personal/credit-cards/rewards/black/ $3000 spend in 3 months to …

114
BOQ Platinum Visa Credit Card: 60000 Velocity Pts (Converted from 180,000 Q Pts) with $4500 Eligible Spend in 3 Months, $149 Fee

expired BOQ Platinum Visa Credit Card: 60000 Velocity Pts (Converted from 180,000 Q Pts) with $4500 Eligible Spend in 3 Months, $149 Fee

This deal may not appeal to everyone but for those who are out of credit cards to churn, this offer from BOQ offers some value. This is especially so given that some banks are increasing the …

130
American Express Velocity Platinum Card - 60,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $440 Annual Fee

American Express Velocity Platinum Card - 60,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $440 Annual Fee

So American Express have launched this offer along with its refreshed card benefits. The key changes includes unlimited Virgin Australia lounge access when flying with Virgin Australia as the Primary …

1130
NAB Rewards Platinum Credit Card: 60000 Velocity Pts with $1000 Spend in 60 Days (+ 20000 Pts after 1 Year), $95 1st Year Fee

NAB Rewards Platinum Credit Card: 60000 Velocity Pts with $1000 Spend in 60 Days (+ 20000 Pts after 1 Year), $95 1st Year Fee

Option 1 - 80,000 points total requires keeping the card for more than 12 months, which would mean paying a $195 annual fee in month 13 for a total $290 in fees. Option 2 - 60,000 points total if …

60
Spend $1,000 or More in a Foreign Currency & Get $100 Latitude Rewards @ Latitude 28 Degrees Mastercard (Activation Required)

Targeted Spend $1,000 or More in a Foreign Currency & Get $100 Latitude Rewards @ Latitude 28 Degrees Mastercard (Activation Required)

For those that still have their 28 Degrees Card I received an email from 28 Degrees/Latitude Credit Cards with a bonus of $100 latitude rewards if I spend $1000aud equivalent in a foreign currency …