American Express Velocity Platinum Card - 120,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $440 Annual Fee

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• Earn up to 2.25 Velocity points per dollar spent.
• Complimentary Virgin Australia return domestic flight each year.
• 100 Velocity Status Credits when you spend $50,000 in your card membership year.
• Two complimentary Virgin Australia lounge passes each year.
• Complimentary travel insurance.
• Offer not available if you have held an American Express-issued card in the past 18 months

Referral Links

Business Explorer Card: random (3)

Referrer: 40,000 Reward Points

Centurion Personal Charge Card: random (10)

Referee gets 200,000 MR points. Referrer gets 150,000 MR points.

Related Stores

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Comments

  • I've never churned credit cards before and wanted to get into it now since we've got some trips coming up that we can buy things with. I was thinking of going for a 100k velocity card but this seems even better! It seems pretty straightforward to churn the cards, but is there anything I need to know about from people that have done it before?

    • +1

      i've read this comment before somewhere….

  • Applied and received wait 5-10 business days notice. So declined?

    • call them, sometimes just ID check

    • and how many have you churned in last 1 year?

  • +5

    Only shows 100,000?

    • Offer says 120,000 for me

    • try icognito? works fine for me

      • +1

        Seems switching on VPN and incognito mode was able to display the 120,000

    • Same, only 100,000 pts

    • So this is weird - for me it shows 100k, I tried incognito and still 100k, so I tried a different browser incognito and still 100k. Then I try on a different computer that's got a vpn on it, and the same link shows me 120k all of a sudden. Definitely a weird one

    • I had to use a VPN to get the 120,000. I tried multiple browsers, private browsing, cleared history, etc and only 100,000. VPN and I instantly got 120,000.

  • +4

    I think they removed the two complementary entries to the Centurion Lounge access with this card.

    • Good pick up, I missed that

    • thanks updated

      • +1

        Where did you copy this description from? It’s all wrong, the VA lounge passes are also no longer included and instead it’s ongoing VA lounge access for one person

        • +1

          I think it's still both included.

          Virgin Australia Lounge Access

          Your American Express Velocity Platinum Card gives you access to Virgin Australia lounges at select domestic airports, every time you fly Virgin Australia domestically. Slip away from the crowds, sample an array of complimentary food and beverages, and take a load off before you take off. Enrolment in the VA Lounge Access6 benefit required.

          2 Virgin Australia Guest Lounge Passes

          Each Membership year receive 2 complimentary Virgin Australia Guest Lounge Passes10 to treat friends or family to VA Lounge access, when travelling with you on a domestic Virgin Australia flight.

  • +2

    As much as I loved this card I found the return flight hard to redeem.

    Usually only has the early morning or late night flight times available. You're basically choosing from the least popular fares. Further out you search the better the availability.

    • +9

      DO NOT REDEEM!!!

  • +2

    So like I've been rejected by AMEX about 7 times in the last 2 years. And I churned through like 2-3 cards this year. And I was just instantly approved today for this card. What changed?

    • Nice one! Did you apply for the Amex Qantas one recently as well?

      • +3

        Nope. Just this one today. I don't apply for AMEX because I usually get rejected instantly and it hits my credit. So I am surprised to say the least.

        EDIT: My credit score is significantly lower compared to when I applied the first few times.

        • +2

          Haha that’s so bizarre. I’ve been constantly rejected by Amex too, despite being approved for every other credit card. Churn through 3-4 cards per year.. did you do anything different in this application?

          • +1

            @Crowing: Same here. Easy to get others at higher limits but not amex. Regular card churner too.

          • @Crowing: Nothing different. Same details as always.

    • +1

      It'll be almost impossible to get approved for any card with 7 recent failed applications and 3 new cards in the past 12 months - you would expect an instant decline with a credit history like that.

      • +1

        Yep, I thought the same. From 2023-2024 6-7 rejections by AMEX. I still have 2 credit cards outside of AMEX open as well.

    • how many did you churn in last 12 months and do you currently hold a card?

      • +1

        2-3 in last 12 months. I don't hold any AMEX. But I hold other banks.

  • I feel like for most people 275k Amex platinum is better. If you add simple to use benefits up it exceeds this value. 137k Qantas/virgin points. 200+200 local +overseas food voucher. You can get twice once you roll over to the new year as in 1st Jan. $450 Qantas voucher( so easy to use and usually spend more for a couple return flights anyway) $250-300 free hotel night via Accor membership . Plus priority pass+unlimited centurion+ virgin business lounge when flying virgin. Plus being able to earn MR points not only virgin. The difference is only $1050 so if you are planning an overseas trip or fly a lot I’d get the platinum…

    • Haha. Only $1050!

    • $1450 annual fee is a tough pill to swallow though, even with all the benefits.

  • +1

    So could I buy say a PC with this and pay it off straight away and that counts as my 3k spend ?

    • +1

      yes

    • +1

      You may as well take advantage of the 55 day interest free period instead of paying off immediately.

  • This seems like a better deal than the Qantas Ultimate 100k points offering

    • Better points offering but you’re locked into $440 fee with return flight on virgin. With the Qantas Amex there’s the loophole crediting the flight voucher back

  • I applied last week but it was only 100,000 then :(
    Probably rejected anyway.

  • How come we have members without American express card ? Offer not available if you have held an American Express-issued card in the past 18 months.

    Most of us would be excluded

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