goodfella » user profile

Member Since 07/02/2019
Last Seen 6 hours 26 min
Badges 1 2
Location Melbourne

Recent Activities

goodfella replied to powerhead on USD Cash to AUD - Where to Get The Best Rate?
This. Yes, 1% for depositing, but no questions asked unlike HSBC, where you'll be interrogated as if you're a drug dealer or something
21/12/2024 - 21:35
goodfella commented on Spotify Subscription - Bank Charging International Transaction Fee
Is it something new or not happening to everyone? I've been using Spotify for ages, through various credit cards, never had this issue.…
13/12/2024 - 10:31
goodfella replied to mxlmxlmxl on Amplify Qantas Signature: 80k Qantas Points with $6k Spend in 90 Days, $370 1st Year Fees ($214 Existing Customers) @ St George
Makes sense! I figured a few years ago 6 months works like a charm for me and my partner, 4 cards per year among two of us. Will keep doing…
08/12/2024 - 15:22
goodfella replied to mxlmxlmxl on Amplify Qantas Signature: 80k Qantas Points with $6k Spend in 90 Days, $370 1st Year Fees ($214 Existing Customers) @ St George
> Add in you should not be applying for cards with the current financial scrutiny more than once in 9 months (yes some smash every 6 months…
08/12/2024 - 15:13
goodfella commented on ANZ Credit Card Annual Fee Refund
I managed to get pro-rata refunds 2 times over the last 6 months. One through the chat, another one chat didn't work, but giving them a…
01/11/2024 - 10:56
goodfella replied to akhan on 7 Weeks Free Health Insurance (COVID-19 Benefit, Stacks with Signup Benefit) @ GMHBA
I read it this way: *"You'll get your 7 week from 25 September 2024 as a lump sum credit based on the weekly net premium amount for your…
09/09/2024 - 15:04
goodfella replied to bigbadboogieman on 7 Weeks Free Health Insurance (COVID-19 Benefit, Stacks with Signup Benefit) @ GMHBA
Same for me, but is this a deal breaker though? Can organise a separate Ambulance cover for half a year through Medibank for…
09/09/2024 - 14:38
goodfella replied to easternculture on 7 Weeks Free Health Insurance (COVID-19 Benefit, Stacks with Signup Benefit) @ GMHBA
WOW! We need a detailed forum post from you on how to churn PHI "properly". Would be keen to read!
09/09/2024 - 10:55
goodfella replied to wxwsf on Bendigo Bank - Ready Credit Card - $0 Annual Fee, 0% International Fee, Travel Insurance
Covers the whole family. But it might require $500 travel expenses charged on card per family member, not just per travel. I'm yet to…
10/08/2024 - 16:40
goodfella replied to cocomelon on $5 Bonus Cashback on $50 Prepaid Visa Category eGift Cards e.g. Fuel & Auto (Activation Required) @ Cashrewards
I did split payments at petrol stations (including 7/11) with no issues. Paid through Google Pay
09/08/2024 - 17:06
goodfella commented on Earn up to 120,000 Qantas Points (after 60 Days Qualifying Period) @ Qantas Health Insurance
Does anyone know if this could be churned in your partner's name and QFF# within the 12 months period when this partner was insured on YOUR…
24/07/2024 - 20:41
goodfella replied to Jetkuma on What Else I Can Churn Apart from Credit Cards?
Would you be able to elaborate on 10 please? Is this if you're a citizen of another country?
07/07/2024 - 16:23
goodfella replied to pollambo on Bendigo Bank - Ready Credit Card - $0 Annual Fee, 0% International Fee, Travel Insurance
You're dreaming about all of it! It's Bendigo, community bank, not some technology masterpiece like Macquarie. Having said that, I have…
22/06/2024 - 20:22
goodfella replied to bravemeow on $3 Bonus Cashback with $30 Spend on Gift Cards (Activation Required, Unlimited Rewards) @ ShopBack via App
I jumped the gun and it tracked $3 bonus for me. Take your own chances
10/06/2024 - 19:29
goodfella replied to chossenger on Bendigo Bank - Ready Credit Card - $0 Annual Fee, 0% International Fee, Travel Insurance
I did. A bit of pain in the ass, only through a paper-base form via branch, but once you've got it approved, then it's relatively smooth…
22/03/2024 - 13:20
goodfella was awarded a badge.
Commentator
22/03/2024 - 13:20
goodfella replied to tightarse on TA @ Cashrewards
All the best with your next endeavour!
30/01/2024 - 16:00
goodfella replied to iJeff on Bendigo Bank - Ready Credit Card - $0 Annual Fee, 0% International Fee, Travel Insurance
Just went to one of my Bendigo CC transactions and it has Paid on 25/11/23 and Processed on 29/11/23 in the transaction details screen
07/12/2023 - 11:12
goodfella commented on 20% Cashback on $50 Event Cinemas Gift Card + $5 Westpac Lounge Bonus @ Shopback
People without Westpac Lounge and/or ShopBack can buy these with a 20% discount directly from ES:…
15/11/2023 - 22:02
goodfella replied to illiterate on Churned Too Many Cards, Now Auto-Declined. How Long Do I Have to Wait?
Which card, did you have it before? Would be keen to hear how you managed to get out of that situation?
30/10/2023 - 14:43
goodfella replied to Coco on HomeME Savings Account: 5.65% p.a. Interest on up to $100,000 ($2,000 Monthly Deposit & Grow Balance Required) @ ME Go App
Interest accumulates daily, check your HomeMe account details and see if the amount of interest adds up or not. I believe it's just a…
29/07/2023 - 13:00
goodfella replied to bargin424 on Super - Carry Forward Concessional Contributions
Are you talking about the table in the my.gov/ATO? If yes, it gets updated around August-September I reckon
28/07/2023 - 11:39
goodfella replied to animasoIa on Super - Carry Forward Concessional Contributions
Yes, you are right. One needs to get over 27500 in the current FY in order to dip into the previous year's amounts. Requires a bit of…
12/06/2023 - 21:16
goodfella commented on Lavazza Oro 500g $10 ($9 S&S), Gran Crema/Intenso/Perfetto 1kg $20 ($18 S&S) + Delivery ($0 with Prime/ $39 Spend) @ Amazon AU
Thanks, OP! You can get 5% off with 4 packs instead of 5 btw
11/06/2023 - 19:37
goodfella replied to Dishcloth on REDTIGER F7N Dash Cam 4K $159.90 (after $40 Promo) Delivered @ REDTIGER-AU via Amazon AU
Here's the promo page: https://www.amazon.com.au/promotion/psp/A3QVCY09POAM2E
06/05/2023 - 15:59
goodfella commented on 670 Credit Score Bad? Can I Apply for New Credit Card?
To be super safe, wait for another month or so, so your last hard inquiry is "more than 6 months" old. "No more than 1 application in 3…
08/03/2023 - 11:42
goodfella commented on ING 5 Transactions Settlements Not Working
https://www.ozbargain.com.au/node/760229 - they had an issue with the "growing balance" requirement, which is now fixed, but yes, 5…
06/03/2023 - 16:40
goodfella replied to AustriaBargain on iPhone Doesn't Ring, on Incoming Call? Can't Find a Reason
Not sure why there was a downvote, but this is a highly likely reason. I recently fixed the same for my in-law after trying EVERYTHING…
25/02/2023 - 11:00
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