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premium saver is 5.2 and the 4 month hisa is 5.45

5.25% is pretty much the best you will get so nobody is going to be losing money for "months"

Can you pay with WW gift card? I think yes

Probably but someone else can chime in. You can transfer Qantas points to "family members" for free, it's obviously against the terms to do…

2000 woolworths points = 1000 qantas points

So for every $10 of woolworths rewards you earn, instead of just redeeming them for $10 of stuff from woolies (or petrol at EG ampol), you…

Bunnings gift cards can only be used in store. Yes can use onepass, not sure about powerpass (probably no)

Then they will be subject to ebay's 4% forex fee negating the gift card discount

I would just pay ebay directly. You have a choice to charge EUR 608.29 or AUD 1042.72 to your card. A fee-free mastercard being charged EUR…

Can you add some screenshots so we know what you are talking about

It's the low part of the cycle in Sydney and Adelaide. Perth is low every Tuesday

Be lucky

You can do both. Well, 5% on $200 is $10 and you have to wait until 28 Feb, so it will only last 3 or so days more, but money is money

To get the credit you should stay on this plan until 28 Feb, so switch to the cheaper rates on 1st March

Amex in the UK has cut down on retention offers too, so it may also be a corporate thing

See https://www.ozbargain.com.au/comment/16233361/redir

No problem paying with regular card - booked for Easter and likely overpaid just so I can stop thinking about it. Not sure if there will be…

So it's 0% at Tier 1, then the %age rises linearly with your income until it becomes 2% at Tier 2.

Direct debits in the UK go through a lot more verification than direct debits in Australia

IDR just uses the visa exchange rate at https://www.visa.com.au/support/consumer/travel-support/exchange-rate-calculator.html

Why not, if it's a very heavy item? Also they sell some items that they don't keep in stock but only order in after you've paid

Hotels and car rentals don't like using Wise for pre auths

I did ubank and macquarie (at the start of 2024) and they both wanted something else after medicare. I've never provided ID for my CBA…

Probably don't need a VPN, if you use international roaming you will have an Australian IP address. I used amaysim in China and was able to…

Your IP will appear to be Netherlands or Sweden, not sure if that will help here

The prezzee $10 bonus on $150 can be used for bunnings and works out to be 6.25% off. Obviously limited to $160 per prezzee account each…

They should have given you a new GC for $40 and $5 in cash

such as?

very easy to open and close myboq accounts on their app

Just keep (a scan of) all the colesworth receipts