No personal experience with these guys, but seem to have decent Balance transfer offer with 0% BT, & $0 BT fee
Summerland Rewards Credit Card: $0 Balance Transfer 0% for 12 Months, $0 1st Year Fee ($79/Year Ongoing) @ Summerland Bank
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Ehty on 05/02/2025 - 14:27 summerland.com.au (170 clicks)
Last edited 05/02/2025 - 14:46 by 1 other user
Last edited 05/02/2025 - 14:46 by 1 other user
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That’s only for their “community first account”
What’s the deal here? 0.5% cashback… You’d have to put $16000 of qualifying purchases through annually just to break even on the card fee. Interest rate is hardly competitive either.
A 0% balance transfer fee is effectively an interest free loan for 12 months.
Only if they approve you for a very high credit limit.
I went to open an account in branch with this bank, and they advised that there is a monthly $5 charge on all of their accounts, which then left me wondering what was the benefit of opening an account with them? It was not like they offered a higher interest rate.