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ANZ Rewards Platinum Credit Card - 100,000 Reward Pts with $2000 Spend in 3 Months, $149 Annual Fee, $50 Cashback @ ANZ

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ANZ Rewards Platinum Credit Card - 100,000 Reward Pts with $2000 Spend in 3 Months, $149 Annual Fee, $50 Cashback @ ANZ
Go to Deal
Briefcase Mong on 21/01/2025 - 09:15 anz.com.au (229 clicks)
Last edited 21/01/2025 - 09:23

100,000 ANZ Rewards points
$149 fee ($94 Annual Fee and $55 Rewards Program Service Fee)
$50 cashback
$6000 minimum credit
$2000 spend on first 3 months
Complimentary insurances including International Travel Insurance
Up to 55 interest-free days on purchases

You are not eligible for this offer if you currently hold or have held an ANZ Rewards Credit Card in the last 12 months

ANZ Reward Points Transfer to other airlines programs
Velocity Frequent Flyer - 2:1
Singapore Airlines KrisFlyer - 3:1
Cathay Asia Miles - 3:1
Air New Zealand - 200:1

Financial Cashback Credit Card Reward Points VISA

Related Stores

ANZ
ANZ

Comments

  • AyTrain on 21/01/2025 - 09:28

    Any ideas on the minimum income required?

    • caustic birch on 21/01/2025 - 09:35
      +1

      Hard limit would be like 35k or something. Impossible to know their algorithm when accounting for mortgage, other debt, expenses etc

      • BadGiraffe on 21/01/2025 - 09:48

        I've never had a credit card before. How long does it take to get if you've never had one, and never had a credit check, etc.

        • Furi8 on 21/01/2025 - 10:05

          As long as you have a legit job and paycheck statement from 6 months back. You should be good.

          • BadGiraffe on 21/01/2025 - 10:10

            @Furi8: Thanks. Going to try this one. Wish me luck. I have a couch to buy, and that will take out a chunk of the $2K.

            But if anyone can tell me this honestly… are credit cards worth the hassle? I have no clue where to even use these points.

            • AnyFurtherDiscount on 21/01/2025 - 10:19

              @BadGiraffe: if you has no clue to use points. Swap it for the gift card you want. Easiest Coles or Woolworths gift card that you can use anytime any supers

            • AyTrain on 21/01/2025 - 11:26

              @BadGiraffe: They are worth it if you have a large expense coming up that will hit the minimum spend for rewards points payment. Get the points, pay off & close the card. Alternatively if you have an offset account, you can spend money on the card and pay it off with offset savings 30 days later.

              The trap is if you don't pay the card off in full each month you will be charged 20%+ in intrest.

              • Mugsy on 21/01/2025 - 12:10
                +1

                @AyTrain: Set up a direct debit to pay off the card in full to avoid accidentally paying interest on it.

  • CodeXD on 21/01/2025 - 09:29
    +7

    What could 100,000 ANZ Reward Points get you?
    You could redeem them for one of the following:

    Minimum $440 digital gift card
    $400 ANZ Cashback
    to redeem as 33,000 Asia Miles & Singapore Airlines KrisFlyer Miles, $500 Airpoint Dollars, or 50,000 Velocity Points

    • BlazedSnake on 21/01/2025 - 09:39
      -3

      I know it's something for nothing, however spending 66K to get a $440 gift card back is crazy.

      • foxes28 on 21/01/2025 - 09:41

        Huh?

      • BadGiraffe on 21/01/2025 - 09:43

        Isn't it just $2000 in 3 months, plus fees?

        • askbargain on 21/01/2025 - 09:48

          Without bonus

          • BadGiraffe on 21/01/2025 - 09:52

            @askbargain: Apologies. I'm not familiar with credit cards at all. What bonus is this?

      • carwashhair on 21/01/2025 - 09:44
        +1

        username checks out

      • nightelves on 21/01/2025 - 09:56
        +2

        Dude are you drunk?

      • BlazedSnake on 21/01/2025 - 10:03
        +2

        100,000 ANZ Reward Points (to earn moving forward rather than rinse and recycle cards/sign up bonus) costs approx $66k to accrue. To be clear, I was more just saying that the costs to get points is crazy

        • Azro on 21/01/2025 - 10:15

          You get bonus 100k points after you spend $2000 in the first three months (can be done in one day). Not sure where your $66k come from.

  • BlazedSnake on 21/01/2025 - 09:37
    +2

    Another suggestion is that their Black rewards card seem to have a decent deal too, 180,000 Reward Points and $150 cash back plus get more points per $. https://www.anz.com.au/personal/credit-cards/rewards-black/

    • WwDesi on 21/01/2025 - 10:11

      But $375 Annual Fee

      • SirFrankGrimes on 21/01/2025 - 10:42

        $375 - $150 cashback = $225 annual fee

        • WwDesi on 21/01/2025 - 11:15

          Oh did not see that Thanks

  • Wiadro on 21/01/2025 - 09:42

    how many qantas points

  • Neil2016 on 21/01/2025 - 09:43

    I have a home loan with them. Wonder if they would give me this credit card without going through checking payslips etc..

    • WwDesi on 21/01/2025 - 10:11

      Nope they still want payslip

  • iMagoo on 21/01/2025 - 09:55
    +3

    ANZ were a PITA last time I cycled cards with them. If you're after Velocity points, NAB has a couple options that IMO are better. Both bonuses are after $1000 spend in first 60 days.

    $95 annual fee (first year), 60000 Velocity points. https://www.nab.com.au/personal/credit-cards/nab-rewards-car…

    $45 annual fee (first year), 40000 Velocity points (2:1 transfer from NAB rewards).
    https://www.nab.com.au/personal/credit-cards/nab-rewards-car…

    • Mugsy on 21/01/2025 - 12:20

      I got this ANZ card in July last year… was expecting a PITA process but it was surprisingly straight forward. I made my spend, got the points, and immediately cancelled and jumped on the Velocity Flyer 60k + bonus 30k offer which turned out to be a long, drawn out process to get the 30k points.

      Currently still have that Velocity Flyer card as I continued using it whilst my Bendigo Ready was taking forever to be approved, and now my wife is overseas and I have some of her direct debits coming off the Velocity Flyer so I cannot cancel it till she comes back and I set up a new Macquarie bank account for her pay and direct debits to be linked to.

      But agree that both those NAB offers are better for Velocity points. If I was able to cancel the Velocity Flyer, I'd jump on the $45 annual fee NAB card as cost effective addition.

  • ham0718 on 21/01/2025 - 10:08
    +1

    Beware YMMV actually getting the points. I currently have one of these, and it's been more than 4 months since I met the minimum spend and they still haven't credited the bonus points. Support is absolutely useless. Have been passed between the credit card team, the rewards team, the mobile app support team and and spent over 90min on the phone last week with absolutely no one able to help. Currently have some sort of complaint in with them with will take 5-7 business days for someone to contact me about. Never again.

    • adrianhughes1998 on 21/01/2025 - 10:11
      +1

      AFCA time, had a similar situation happen a few months ago.

  • Rifty6210 on 21/01/2025 - 10:22
    +3

    FYI it is possible to get a pro-rata refund on the annual fee. Was approved last month and met the min spend 3 weeks later. Cancelled the card and ended up paying about $13 for 60k velocity.

  • cerealsmok3r on 21/01/2025 - 10:32

    Ooh decent deal

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