Credit Card +
![Credit Card](https://files.ozbargain.com.au/t/28/28.jpg?h=6c0c6016)
A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them. The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.