Bmann999 » posts

Calculating Benefits of Novated Lease

I am considering a novated lease for the first time. My rationale is that I am in the highest marginal tax bracket of 46.5% and effectively its over 50% because my income also reduces my childcare …

Gold Coast Transportation

I'm planning to fly to the Gold Coast in December once the borders open. I was looking at the transport options and Skybus is not running, and the TX busses appear to not be running. Anyone …

Working from Home - Tax Deduction - Worth Paying for a Professional?

I have been working from home since March because of Covid and am going to start doing my taxes now. My quick go at claiming for WFH expenses is 14 weeks * 40 hours/week * 80 cents = $448. This …

Looking for a deal on NBN + landline

I am looking to switch my in-laws to a new NBN plan. They still use their landline heaps and want unlimited calls in order to avoid bill shock later on. They aren't big internet users so I …

Hilton Hotels & Resorts

Hilton Gold Status - Where to Match?

I got Hilton Gold status this year through my Amex Explorer card - the AMEX site says that it is supposed to be a silver match but Hilton have me Gold. I stayed 3 nights at a Hilton property and the …

Getting access to USA airport lounges

I am looking for ways to get into US airport lounges during my upcoming trip. I have an AMEX explorer card, so get to use the fantastic lounge at Melbourne airport but US Amex lounges are generally …

What's a Reasonable Mortgage Interest Rate on an Investment Property?

I recently purchased an investment property and am finalizing the finance. With IP's + PPOR, total value is $1.3M with $650K equity and $650K finance. What sort of interest rate is reasonable? …

Car seat replacement up to $500

My car was in a minor accident, so I get a car seat replacement up to $500 from insurance. I currently have a Maxi Cosi Vela Slim for my 1.5 yo, but am getting really frustrated with not having …

High Water Pressure - My Problem or The Water Company's

I've been noticing that the taps in my house are very noisy and that the fittings on my hoses keep getting blown off. I had someone from the water company come out and have a look - they said …

Solar Recommendations Melbourne Northern Suburbs

I'm looking to install 4-5 kw of solar panels, but I'm having trouble choosing a provider - the sales people are worse than car salesmen. Can anyone recommend some good companies in the …

Alternative Credit Card to ANZ Black/FF

I need to replace my Current ANZ Qantas FF Black card because the annual fee is due soon. I had the ANZ Black card the year before, so that one is off the table as well. I know that no other cards …

Fake Leather Seat Covers

I am considering putting fake leather car seat covers over my cloth seats. So far this seems like the best option so far. Only $42 for the front seats (and about $60 more for the rear). It seems a …

Experiences with Autobrokers

I was wondering if anyone has had positive experiences with Autobrokers? I am looking to buy a Kia Sportage Si and was offered $26,990 by a dealership for a brand new car 2 months ago. This is a …

Generic Water Filter for Refridgerator

I was wondering OzBargain's thoughts on generic brand water filters. I need a new one for my Fisher and Paykel fridge. Genuine replacement is $79, but there are heaps of 2 for ~$25 available …

Uppababy Cruz

I'm looking to buy an Uppababy Cruz pram for the little one I'm expecting. Any ideas where to look? Baby Hi5 had them for about $950, but I'm not sure if there is a good way to buy …

Getting a business class upgrade on Jetstar with Qantas points

I have about 200K Qantas points and want to use them towards a Jetstar flight to Honolulu later this year. I was hoping I could do some sort of points+pay to get into business class (yes I know …

Intel NUC with pre-installed Windows 10

I am interested in purchasing an Intel NUC as my home PC to replace an 8 year old laptop that is falling apart. I was wondering for some feedback on the BOXNUC5PGYH0AJ unit that comes pre-installed …

Getting Best Price on a SleepMaker Miracoil Mattress Ensemble

I was in Harvey Norman today and was quoted $1299 on a SleepMaker Miracoil Support Medium Queen Ensemble: http://www.harveynorman.com.au/beds-manchester/bedroom/ensem... I was really happy with the …

Office Chair Recomendations

I am looking for a new chair for my home study area. In general, I am looking for a traditional look (no crazy gaming designs) and something that is comfortable to sit in and work/watch movies for a …

Looking for Cheap 65" TV

I'm currently looking for a new 65" TV to replace my 6 year old 50 inch Soniq. I am looking for an economy model under $2K and was looking at the following two TV's: JB Hi-Fi: Soniq …

Buying new car with credit card

As a follow up to my earlier post regarding buying a new SUV. I know that most dealerships are offering 0-1% interest on new cars. However, from what I have read on numerous Whirlpool posts, by …

Prices for Brand New Midsize SUVs

I am helping a family member shop for a new midsize SUV and we have been looking at different brands. Automatic is a must, but no other features are essential. They are after a midsize SUV for the …

Western Union

Credit card fees for Western Union

I recently used Western Union to send $200 overseas to a family member for a wedding present. I used my HSBC Visa platinum credit card on to pay on Western Union website and the family member picked …

Finding phone for under $300

I am trying to get a new mobile for my wife, with the following goals: Under $300 Android at least 4.5' screen Camera 5+ MP Unlocked or unlockable (We use Optus network at home, but travel …

Searching for Stopovers on Flight to Europe

I am looking to fly to Europe for 2 months this summer with the wife. We would prefer a stopover somewhere in Asia or the Middle East in order to break up the flight. I know I can fly a budget …

Cheap Prepaid Sim for USA

I am going to be visiting the US next month for 5 weeks and want a prepaid sim card to put in my phone. I was wondering if anyone had advice on this? I will have wi-fi access most of the time but …

Buying a train station car

Hi, I my wife and I currently carpool to a suburban Melbourne train station and leave the car there fore 10-12 hours every day. We are currently driving an older 'attractive' car that …

Rash guard

I'm going to Malaysia for a week and was looking to buy a rash guard to protect against UV as I am doing outdoor/beach activities every day. I basically want something that will cover my arms …

Loans.com.au

Loans.com.au

I am considering taking out an investment property loan with Loans.com.au I can get a 4.49% variable rate with full offset account which is really nice. Does anyone have experience working with …

Finding a financial planner

My wife and I have been thinking about our financial situation quite a bit lately and were considering meeting with a financial planner. Our goal is to figure out the tax implications of different …

overstock.com

Overstock.com eBay website = awesome

Hi guys, Just wanted to share a recent experience I had with Overstock.com's ebay store: http://www.ebay.com/usr/overstock Overstock is a huge US retailer, but they really mark up the prices …

Replacement for Crazy Johns $35 Twin Plan

My partner and I have a $35 CJ twin plan that expires in March. We really love the plan and don't really need new phones. The main thing we are after is unlimited calls between us and a …

Deals for visiting Cairns

I have some family who are going to be visiting Cairns and I was trying to find them some deals some of their activities.

Waiving annual fee on reward Mastercard or VISA

I currently have a no fee VISA card with CBA. I wanted to also get a rewards card without paying an annual fee. I can see that there are only a couple of AMEX cards that meet these criteria.