Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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St George - 1.99%/3.26% C.R. Owner Occupied P&I 4 Year Fixed for LVR > 80% + 0.20% Broker Cashback on Utilised Lending

expired St George - 1.99%/3.26% C.R. Owner Occupied P&I 4 Year Fixed for LVR > 80% + 0.20% Broker Cashback on Utilised Lending

Greetings fellow Ozbargainers, We have a competitive Home Loan Offer from St George that may be of interest to you. Message us through Ozbargain or email [email protected] or speak to us on …

190
NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security

expired NAB Rate Cut - Owner Occupied 4 Year Fix @ 1.98% + $2,000 Lender Rebate + Azura Rebate up to $1,000 Per Security

Hi OzBargainers, I hope you are all well! As a Premium NAB Broker we have been given exclusive insight in to their new industry leading 4 year fixed rate for Owner Occupied loans at 1.98%. In …

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$500 - $4000 VISA Gift Card for CBA 4 Year Owner Occupied Fixed Rate @ Bundle Property

expired $500 - $4000 VISA Gift Card for CBA 4 Year Owner Occupied Fixed Rate @ Bundle Property

Up to $4000 Broker Gift Card available for CBA 1.99% Owner Fixed 4 Years + $2000 CBA Rebate Today Commonwealth Bank is announcing: 100 bps reduction to 1.99% p.a. on new 4 year Fixed Rate home …

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CBA Rate Cut - 1.99%pa OO P&I 4 Year Fixed, $2k Cashback from CBA + $1k Cashback from Loan Base for Lending > $750k Utilised

expired CBA Rate Cut - 1.99%pa OO P&I 4 Year Fixed, $2k Cashback from CBA + $1k Cashback from Loan Base for Lending > $750k Utilised

OzBargain

CBA has just announced they are cutting their fixed rates as follows (which include a $2k refinance cashback from CBA): Owner Occupied 4 Year Fixed - 1.99% P&I - (3.78% comparison) 2 Year …

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FreedomLend OO P&I 1.97% Variable/Comparison LVR ≤ 70%

expired FreedomLend OO P&I 1.97% Variable/Comparison LVR ≤ 70%

FreedomLend recently dropped their owner occupied rates to 1.97% variable and comparison. Loan under $850k There are application fees and valuation fees, but they reimburse up to $1000 Submit your …

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Owner Occupier Home Loan 2.19% (<60% LVR), 2.24% (70%-60% LVR) & 2.29% (80%-70% LVR) @ Athena Home Loans

expired Owner Occupier Home Loan 2.19% (<60% LVR), 2.24% (70%-60% LVR) & 2.29% (80%-70% LVR) @ Athena Home Loans

Just now I got this email from Athena… You've been dropped! At 2.30pm today, the RBA (Reserve Bank of Australia) announced a drop in the cash rate of 0.15%. We’ve decided to pass on …

740
Homestar Star Gold Home Loan 1.79% Owner Occupier Variable 60% LVR

expired Homestar Star Gold Home Loan 1.79% Owner Occupier Variable 60% LVR

HomeStar are offering a fully featured variable owner occupier home loan for just 1.79% - I think this is the lowest you’ll find at the moment (correct me if I’m wrong). You need to have an LVR …

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Suncorp Refinance Offer - Interest Rate Price Matching Big 8 Lenders (Deal Is Not Available Online) + $375 Annual Fee Rebate

expired Suncorp Refinance Offer - Interest Rate Price Matching Big 8 Lenders (Deal Is Not Available Online) + $375 Annual Fee Rebate

Suncorp is offering a Temporary Pricing Delegation (TPD) to selected brokers to match any comparable advertised rate with comparable product features & LVR requirements. Please print and provide …

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Up to $9k Cashback with Citibank for 2 Refinances and/or Purchases (up to $5k Cashback for 1 Application) @ Loan Base

expired Up to $9k Cashback with Citibank for 2 Refinances and/or Purchases (up to $5k Cashback for 1 Application) @ Loan Base

OzBargain

Rates from 1.99% 2 Year Fixed (Comp 2.92%) THE OFFER As we are a Premium Select Broker with Citibank, we can offer $4k cashback per property (maximum 2, requires 2 applicants). This means we can …

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Owner Occupied P&I Var 2.29%, Investment P&I Var 2.54% @ Resimac, Annual Fee Rebate ($299) with Refinance @ Integral Loans

expired Owner Occupied P&I Var 2.29%, Investment P&I Var 2.54% @ Resimac, Annual Fee Rebate ($299) with Refinance @ Integral Loans

Resimac is a solid lender that has been around since 1985 - Rebranded now under the homeloans group Investment Sub 70% lvr 2.54% variable rate P&I with a lifetime discount 2.90% comparison …

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1.99% @ 2 Yrs Fixed + $4k Cashback Citibank Offer for Refinances OR Purchases

expired 1.99% @ 2 Yrs Fixed + $4k Cashback Citibank Offer for Refinances OR Purchases

P&I packaged HOME LOAN * 1.99% for 2 years fixed for home loans (CPR 2.52%) * 2.09% for 3 years fixed for home loans (CPR 2.94%) * 2.29% for basic/standard variable rate without offset (CPR …

250
St George Bank Variable Owner 2.49% (<60% LVR) No Annual Fee Home Loan

expired St George Bank Variable Owner 2.49% (<60% LVR) No Annual Fee Home Loan

Further reductions announced today. St George Bank variable owner 2.49%, investor 2.94% (<60%LVR) No Annual Fee Basic Home Loan with $4000 bank rebate $4,000 St George bank rebate + $2k per …

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CFCU Home Loan 10% Deposit with $0 Lenders Mortgage Insurance for Selected Occupations

expired CFCU Home Loan 10% Deposit with $0 Lenders Mortgage Insurance for Selected Occupations

Borrow up to 90% of the property value without Lenders’ Mortgage Insurance Available on loans up to $1 million Available on most owner occupier home loans through Community First Credit Union To …

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Virgin Money $3,000 Refinance Cashback + $500 Broker Visa Giftcard For >$500k Loans From Mortgage Better

expired Virgin Money $3,000 Refinance Cashback + $500 Broker Visa Giftcard For >$500k Loans From Mortgage Better

Virgin Money Home Loan $3,000 Refinance Cashback + $500 Broker Visa Giftcard P&I HOME LOAN * variable rates starting from 2.5% (CPR 2.77%, min loan size $500k) * Fixed rates starting from 2.09% …

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Home Loan 2.09% Fixed 3yrs No Annual Fee, $8/Mth Fee. Variable 2.39% No Fees + $2,000 Bank Rebate @ CitiBank

expired Home Loan 2.09% Fixed 3yrs No Annual Fee, $8/Mth Fee. Variable 2.39% No Fees + $2,000 Bank Rebate @ CitiBank

If you see other offers on Ozbargain, contact us to obtain a price beat guarantee on the same product. eg broker rebate up to 0.4%+. Ozbargain does not allow brokers to post duplicate offers if …

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First Home Buyer Premium Package ($0 Annual Fee) - 2.64% Variable (2.66% CR) with Offset @ G&C Mutual Bank

expired First Home Buyer Premium Package ($0 Annual Fee) - 2.64% Variable (2.66% CR) with Offset @ G&C Mutual Bank

With access to Governments 5% deposit scheme via GC Bank. One of the few bank I’ve come across that gives you offset, redraw and extra repayments for no annual fee and a decent interest rate. No …

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New Owner-Occupied Home Loans 2 Year Fixed/Variable 1.99% with Full Offset Account @ Community First Credit Union

expired New Owner-Occupied Home Loans 2 Year Fixed/Variable 1.99% with Full Offset Account @ Community First Credit Union

First time posting. Apologies for the lack of complete information, I'm still trying to wrap my head around the numbers myself. I was trying to find the best deal for a owner occupier home loan …

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Earn 1,000 Virgin Australia Velocity Points by Getting a Loanscore from Uno, 100,000 if You Switch Home Loans @ Unohomeloans

expired Earn 1,000 Virgin Australia Velocity Points by Getting a Loanscore from Uno, 100,000 if You Switch Home Loans @ Unohomeloans

Seems like for 2 min effort, you can get 1,000 Velocity points. Then if you actually do end up using their service and switching to one of their preferred providers, you could be in for a lot more. …

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Fixed Home Loan 2 or 3 Year Owner-Occupied Loan for via Obtain Finance + $2,000 to $3,000 Lender Refinance Rebate*

expired Fixed Home Loan 2 or 3 Year Owner-Occupied Loan for via Obtain Finance + $2,000 to $3,000 Lender Refinance Rebate*

Greetings fellow Oz Bargainers, We have access to a heavily reduced Fixed Rate Home Loan Offer from a popular lender. Because this deal is below the lenders advertised rate, we've been asked …

01
Variable Owner Occupier P&I Home Loan 2.49% for ≤60% LVR @ Macquarie Bank

expired Variable Owner Occupier P&I Home Loan 2.49% for ≤60% LVR @ Macquarie Bank

Hi all, These rates will be effective from Friday 9 October 2020. Some of the highlights include new rates of: • 2.49% p.a. for variable owner occupier P&I loans at ≤60% LVR (CR 2.49%) • …