Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Owner Occupied Fixed 2 Years P&I 2.09% p.a. up to 80% LVR + $2k Refinance Cashback @ NAB

expired Owner Occupied Fixed 2 Years P&I 2.09% p.a. up to 80% LVR + $2k Refinance Cashback @ NAB

Store RepAdrian Player @ Integral Loan Solutions on 07/12/2020 - 12:02 nab.com.au

Were getting to that point of year where you need to start selecting the right banks to get deals done in time. Some banks start putting off staff as of the 18th and have cut off dates. Other banks …

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$3,000 Refinance Cashback 2 & 3 Years Fixed Owner Occupied 2.04% P.a. (Comp. 2.79% P.a.) @ Virgin Money

expired $3,000 Refinance Cashback 2 & 3 Years Fixed Owner Occupied 2.04% P.a. (Comp. 2.79% P.a.) @ Virgin Money

AssociatedPJamesSimBroker @ Nectar Mortgages on 03/12/2020 - 18:12 virginmoney.com.au

Virgin Money is offering a limited time $3,000 cashback with special fixed and variable rates under their Reward Me home loans: Owner Occupied (OO) Term Principal and Interest P&I - Comparison …

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Investment Basic Variable P&I 2.39-2.49% p.a., Interest Only 2.69%-2.79% p.a. @ Citibank

expired Investment Basic Variable P&I 2.39-2.49% p.a., Interest Only 2.69%-2.79% p.a. @ Citibank

Store RepPLoan Base @ Loan Base on 03/12/2020 - 10:17 www1.citibank.com.au

Citibank has announced further changes to their pricing, all available with their $4k to $8k cashback, with key changes as follows (available for applications submitted after 1 December 2020; note …

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NAB Investment Rate 2 Years Fixed P&I 2.49% P.a. (Comp. 4.55% P.a.) Max 90% LVR + $500-$1000 Inhouse Rebate

expired NAB Investment Rate 2 Years Fixed P&I 2.49% P.a. (Comp. 4.55% P.a.) Max 90% LVR + $500-$1000 Inhouse Rebate

AssociatedLJamesSimBroker @ Nectar Mortgages on 25/11/2020 - 15:02 nab.com.au

NAB is offering some NEW LOW Fixed Rate loans with Break Free Package ($395 annual fee) with a $2k Refinance Cashback: Investment Term Principal and Interest P&I - Comparison Rate and max LVR …

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St George - from 2.19% 5 Yr Fixed Owner Occ - 2.39% 2-3 Yr Fixed Investment - 2-3 Yr Fixed IO 2.59%

expired St George - from 2.19% 5 Yr Fixed Owner Occ - 2.39% 2-3 Yr Fixed Investment - 2-3 Yr Fixed IO 2.59%

Store RepPLoan Base @ Loan Base on 24/11/2020 - 11:02 stgeorge.com.au
OzBargain

St George has just announced they are further cutting their fixed rates as follows: Owner Occupied 5 Year Fixed - 2.19% P&I - (3.19% comparison) <60% LVR 5 Year Fixed - 2.24% P&I - …

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1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Pro, Teachers, Firef Bank + up to 0.4% Broker Rebate

expired 1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Pro, Teachers, Firef Bank + up to 0.4% Broker Rebate

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 22/11/2020 - 02:02 unibank.com.au

1.95% Owner & 2.25% Investor 4yr Fixed with 100% Offset @Unibank, Health Professionals, Teachers Mutual, Firefighters Bank + up to 0.4% Broker Rebate Rates cut from 23 Nov, not yet updated on …

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Westpac - 2.19% Variable Intro Owner Occ (<70% LVR) - 1.89% 4 Years Fixed Owner Occ - from $3,000 Cashback

expired Westpac - 2.19% Variable Intro Owner Occ (<70% LVR) - 1.89% 4 Years Fixed Owner Occ - from $3,000 Cashback

Store RepPLoan Base @ Loan Base on 20/11/2020 - 12:18 westpac.com.au

Westpac have announced a number of rate cuts, all available with their $3,000 cashback (refinances only, plus $2,000 per additional property). In addition, we are offering a broker cashback - further …

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Home Loan Offer 2.05%/2.78% C.r.* OO P&I 3 Years Fixed with 100% Offset + 0.20% Broker Cashback @ Adelaide Bank

expired Home Loan Offer 2.05%/2.78% C.r.* OO P&I 3 Years Fixed with 100% Offset + 0.20% Broker Cashback @ Adelaide Bank

AssociatedObtain Finance @ Obtain Finance on 19/11/2020 - 12:02 adelaidebank.com.au
OzBargain

Greetings fellow Ozbargainers, We have a competitive Fixed Rate (with 100% offset and Redraw) Home Loan Offer from Adelaide Bank that just came in. Message us through Ozbargain or email …

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Citibank - 2.49% P&I Offset Owner Occupied - 5 Year Fixed Rates 2.29% Owner Occ P&I, 2.59% Investment P&I, 2.79% Interest Only

expired Citibank - 2.49% P&I Offset Owner Occupied - 5 Year Fixed Rates 2.29% Owner Occ P&I, 2.59% Investment P&I, 2.79% Interest Only

Store RepPLoan Base @ Loan Base on 16/11/2020 - 13:05 www1.citibank.com.au
OzBargain

Citibank has announced further changes to their pricing, all available with their $4k to $8k cashback, as follows: Owner Occupied 2.49% for variable with offset (Comp 2.89%) 2.29% 5 Year Fixed …

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Bankwest $2,000 Refinance Rebate + Broker Cashback

expired Bankwest $2,000 Refinance Rebate + Broker Cashback

Store RepNick-AzuraFinancial @ Azura Financial on 09/11/2020 - 09:25 bankwest.com.au

Hi OzBargainers, I hope you are all well! Just wanted to let you know that Bankwest are now offering a $2,000 refinance rebate. Please see below: Only refinances of a home loan with a new …

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2 Years Home Loan Fixed P&I 1.88% @ HSBC Australia

expired 2 Years Home Loan Fixed P&I 1.88% @ HSBC Australia

littlesoldier on 09/11/2020 - 09:14 about.hsbc.com.au

Not everyone like HSBC Australia but their 2 years fixed rate seems to be pretty attractive atm Below are other new fixed home / investment loan offers: Home loan (P&I) - 3 years fixed …

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2 Years Investment Fixed P&I 2.29%, Interest Only 2.49% @ Citibank

expired 2 Years Investment Fixed P&I 2.29%, Interest Only 2.49% @ Citibank

PLoan Base on 09/11/2020 - 05:42 www1.citibank.com.au

Citibank have just announced a cut to their investment fixed rates as follows: 2.29% for 2 years fixed for investment (Comp 3.09%) 2.49% for 2 years fixed for investment interest only (Comp …

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Well Home Loans Variable 2.20% Comparison Rate for under 80% LVR, Offset $10/Month, $800 Fees, Offset Covered by Govt

expired Well Home Loans Variable 2.20% Comparison Rate for under 80% LVR, Offset $10/Month, $800 Fees, Offset Covered by Govt

Lwheretogo on 07/11/2020 - 19:04 wellhomeloans.com.au

Main advantage over athena is the offset account Main advantage over homeloans.com.au is the offset account is government guaranteed Downside is the establishment/ongoing fees Thoughts?

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Home Loan Interest Rate 2.14% Variable - NO Monthly, Annual, Est. Fees + Offset + Redraw + Unlimited Extra Payments @ HomeLoans

expired Home Loan Interest Rate 2.14% Variable - NO Monthly, Annual, Est. Fees + Offset + Redraw + Unlimited Extra Payments @ HomeLoans

SnoopX on 06/11/2020 - 19:24 homeloans.com.au

Hi all. Found this today which really looked good. Spoke to them and was floored by the fantastic customer service and advice. Has all the bells and whistles as above and they are part of the Resimac …

940
UBank Home Loan Interest Rate 2.34% Variable Rate / 1.95% 3-Year Fixed Rate

expired UBank Home Loan Interest Rate 2.34% Variable Rate / 1.95% 3-Year Fixed Rate

P[Deactivated] on 06/11/2020 - 15:07 ubank.com.au

Effective 29 November, variable rates for owner occupier and investor (principal & interest and interest only) will reduce by 0.15% p.a. New owner occupier principal & interest variable rate …

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Suncorp Bank Fixed 2 Year Owner Occupied Home Loan (P&I) 1.89% p.a. (2.94% Comparison Rate)

expired Suncorp Bank Fixed 2 Year Owner Occupied Home Loan (P&I) 1.89% p.a. (2.94% Comparison Rate)

o0magnum0o on 05/11/2020 - 17:58 suncorp.com.au

Suncorp Bank have just announced they are lowering their fixed rate 2 year Home Loan to 1.89% - seems like it could be a good deal, especially if you already have the Home Package. Comparison rate is …

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Bank of Melbourne - from 1.89% Pa OO P&I 4 Years Fixed (<60% LVR) + from $4k Cashback

expired Bank of Melbourne - from 1.89% Pa OO P&I 4 Years Fixed (<60% LVR) + from $4k Cashback

Store RepPLoan Base @ Loan Base on 05/11/2020 - 14:53 bankofmelbourne.com.au
OzBargain

Bank of Melbourne has just announced they are cutting their fixed rates as follows: Owner Occupied @ 60% LVR 4 Year Fixed - 1.89% P&I - (3.90% comparison) 1 Year Fixed - 1.99% P&I - (3.96% …

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St George Owner Occupied Fixed 1.89%/1.94% 4 Years 1.99%/2.04% 1-3 Years for 60%/80% LVR + up to $4000 Broker Gift Card

expired St George Owner Occupied Fixed 1.89%/1.94% 4 Years 1.99%/2.04% 1-3 Years for 60%/80% LVR + up to $4000 Broker Gift Card

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 05/11/2020 - 12:30 stgeorge.com.au

St George / Bank of Melbourne BOM rate reduction: 1.89% (CPR 3.90%) fixed 4 years owner occ P&I. 1.99% (CPR 3.68%) fixed 1-3 years owner occ P&I. <60% LVR fixed owner occupied (80lvr …

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ANZ Fixed Rates 1-3 Years P&I 2.09%P.a. Comparison (1yr - 4.13%P.a. 2yr - 3.98%P.a. 3yr - 3.84% P.a.) + Cashback for Refinance

expired ANZ Fixed Rates 1-3 Years P&I 2.09%P.a. Comparison (1yr - 4.13%P.a. 2yr - 3.98%P.a. 3yr - 3.84% P.a.) + Cashback for Refinance

Employeehazachoom on 05/11/2020 - 09:05 anz.com.au

Looking at refinancing your loan with a LOW fixed rate? Want to get some extra cash in your pocket ANZ is offering some NEW LOW Fixed Rate loans with Break Free Package ($395 annual fee): Term …

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1.99% Home Loan 4 Years Fixed Rate @ Bank of Melbourne

expired 1.99% Home Loan 4 Years Fixed Rate @ Bank of Melbourne

WilhelmBargo on 05/11/2020 - 08:12 bankofmelbourne.com.au

Bank of Melbourne have dropped their 4-year fixed rate home loan by 0.80% Available for new loans as well as existing variable rate home loan customers looking to fix all or part of their loans A …

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