Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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HSBC Home Value Loan - 2.19% Variable (2.20% Comparison) $3288 Cashback

expired HSBC Home Value Loan - 2.19% Variable (2.20% Comparison) $3288 Cashback

Available on refinance applications submitted to HSBC from 15 February 2021 to 30 September 2021 and settle by 30 November 2021. Fees $600 Establishment Fee ($0 with promotional offer) $150 …

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[NSW, QLD] 0.75% Cashback (Capped at $5,000) on New Loans @ bcu Home Loans

expired [NSW, QLD] 0.75% Cashback (Capped at $5,000) on New Loans @ bcu Home Loans

Take out a new bcu home loan and get some extra cash to splash! For a limited time only, take out a new bcu home loan and we’ll give you 0.75% of the value of the loan back in cash up to …

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Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solution

expired Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solution

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. Interest rate changes Westpac group increased 2 and 3 year fixed …

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Switch Your Home Loan: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.84% p.a. & Variable 2.38% p.a. @ ME Bank

expired Switch Your Home Loan: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.84% p.a. & Variable 2.38% p.a. @ ME Bank

Switch your home loan to ME Bank and you’ll get an extremely competitive rate and receive a $3,000 cashback. Available for a limited time only, for new borrowings Owner occupiers and investers up …

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Bankwest $395 Annual Fee Rebate - 1 Year for Loans between $500k & $750k, 2 Years for Loans above $750k @ Nectar - JSIM

expired Bankwest $395 Annual Fee Rebate - 1 Year for Loans between $500k & $750k, 2 Years for Loans above $750k @ Nectar - JSIM

Broker rebate on BankWest annual fee Available for both purchase and refinance applications. First year annual fee of $395 rebate for loans between $500k and $750k First and second year annual fee …

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1.84% p.a. Fixed 1 year P&I Live-in Home Loan (1.90% p.a. CR, 10% Deposit, $10/m offset @ 2.03%p.a. CR) @ Tic:Toc Home Loans

expired 1.84% p.a. Fixed 1 year P&I Live-in Home Loan (1.90% p.a. CR, 10% Deposit, $10/m offset @ 2.03%p.a. CR) @ Tic:Toc Home Loans

Tic:Toc have lowered home loan rates for new customers across a number of products, including their Fixed 1 Year P&I Live-in home loan. Get Australia's leading Fixed 1 Year P&I Live-in …

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Suncorp Refinance - $3,000 Cashback, $0 Annual Fee for Life of Loan, Minimum Loan $750,000 - Fixed 2 Years 1.89% (2.85% CR)

expired Suncorp Refinance - $3,000 Cashback, $0 Annual Fee for Life of Loan, Minimum Loan $750,000 - Fixed 2 Years 1.89% (2.85% CR)

Bank of the Year 2021, Suncorp, just announced to brokers; $3,000 Home Loan Refinance Offer^ Effective Monday 26 July 2021, Suncorp will offer customers a $3,000 refinance incentive if they switch …

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Refinance or Purchase with Citibank and Receive up to $4,000 Cashback @ Citibank

expired Refinance or Purchase with Citibank and Receive up to $4,000 Cashback @ Citibank

Hi OzBargain community, Could this be the market's leading refinance and purchase deal, we think so! Refinance or purchase with Citibank and receive $3,000 to $4,000 cashback It is quite rare …

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ING Home Loans Owner Occupied - 1.84% Fixed 2yr, Variable from 2.45%, No Annual Fee @ ING

expired ING Home Loans Owner Occupied - 1.84% Fixed 2yr, Variable from 2.45%, No Annual Fee @ ING

Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3 properties etc. ING first time refinance cashback offer is …

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1.89% p.a. Variable P&I Live-in Home Loan (1.90% p.a. CR, 10% Deposit, $10/M offset @ 2.04% p.a. CR) @ Tic:Toc Home Loans

expired 1.89% p.a. Variable P&I Live-in Home Loan (1.90% p.a. CR, 10% Deposit, $10/M offset @ 2.04% p.a. CR) @ Tic:Toc Home Loans

Tic:Toc have lowered home loan rates for new customers across a number of products, including their Variable P&I Live-in home loan. Get Australia's leading fee-free Variable P&I Live-in …

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Rates from 1.79% OOPI, 1.99% INV, 1.99% IO, 2.29% Variable with 100% Offset. No Ongoing Fees, $150 Upfront Fee @ Bank of Sydney

expired Rates from 1.79% OOPI, 1.99% INV, 1.99% IO, 2.29% Variable with 100% Offset. No Ongoing Fees, $150 Upfront Fee @ Bank of Sydney

Bank of Sydney are offering some amazing deals as part of their "Expect More" promotional campaign, which is running until 31 July 2021. Some of the key highlights are: 1.) Some of the …

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ING $3,000 Home Loan Refinance Cashback Offer

expired ING $3,000 Home Loan Refinance Cashback Offer

Letter just sent out to brokers from ING just now. In my opinion one of the best banks on the market for consistent policy / sla's / banking portal. Broker email from ING Were announcing the …

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Home Loan Refinance 1.99% p.a. Owner-Occupied Variable with Offset @ Nano

expired Home Loan Refinance 1.99% p.a. Owner-Occupied Variable with Offset @ Nano

New home loan lender offering 1.99%pa for Refinances only. Offset account is available (Non guaranteed by govt as not ADI)

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Refinance Cashback Offer: $3,000 Per Customer, up to 90% LVR @ Westpac, St George, Bank of Melbourne, BankSA

expired Refinance Cashback Offer: $3,000 Per Customer, up to 90% LVR @ Westpac, St George, Bank of Melbourne, BankSA

Westpac group (including St George, Bank of Melbourne and Bank of South Australia) have announced a new streamlined cashback offer for the new financial year and will now be offering $3,000 per …

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Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solution

expired Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solution

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. 2 lenders are giving under the table deals right now: Both banks …

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Home Loan Rates from 1.84%, 1 Day SLA, $2,000 Cashback on Purchase or Refinance @ 86400

expired Home Loan Rates from 1.84%, 1 Day SLA, $2,000 Cashback on Purchase or Refinance @ 86400

86 400 has recently updated their rates and extended their cashback offer; their new offering includes a significant reduction to their fixed rates and unlike most lenders, their $2,000 own home loan …

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UBank Home Loan - 1.75% 1 Year Fixed Rate, No Ongoing Fees

expired UBank Home Loan - 1.75% 1 Year Fixed Rate, No Ongoing Fees

FIXED RATES (P&I) 1 Year Fixed** 1 YEAR FIXED 1.75% p.a. Fixed rate 2.31% p.a. Comparison rate up to 80% LVR $395 rate lock fee (waived*) No ongoing fees FIXED RATES (I) 3 YEAR FIXED 2.09% …

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Bankwest Home Loan Refinance Cashback $2,000 - 3 Years Inv PI 2.34% and IO 2.54% (up to 90% LVR with $200k Loan)

expired Bankwest Home Loan Refinance Cashback $2,000 - 3 Years Inv PI 2.34% and IO 2.54% (up to 90% LVR with $200k Loan)

Effective on Thursday 3 June 2021, Bankwest announces rates reductions across a variety of home loans. Key reductions are the following: INVESTMENT - Principal and Interest 3 years P&I - 2.34% …

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2.09% (2.92% CR) P.A. Owner Occupied 2yr Fixed Home Loan with 100% Offset @ Bendigo Bank

expired 2.09% (2.92% CR) P.A. Owner Occupied 2yr Fixed Home Loan with 100% Offset @ Bendigo Bank

Make a difference with your local community! Our profits at the community appointed banks go back to the community so banking with us will make a real difference. Amazing direct customer service! …

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Virgin Money $3,000 Cashback on Home Loan Refinance 1.94% OO and 2.39% INV 2-Year Fixed P&I (Comp. 2.64% p.a)

expired Virgin Money $3,000 Cashback on Home Loan Refinance 1.94% OO and 2.39% INV 2-Year Fixed P&I (Comp. 2.64% p.a)

Virgin Money offers extended $3,000 refinancing cashback for both owner-occupied and investments. OWNER OCCUPIED Variable P&I - 2.64% p.a. comp rate 2.81% p.a. Minimum loan balance $500k 2 …