Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Westpac Owner-Occupied 70% LVR Fixed 2 Years 1.79%, 3 Years 1.88% Investor 2.19% Fixed 2 Years (+0.1% for 80% LVR)

expired Westpac Owner-Occupied 70% LVR Fixed 2 Years 1.79%, 3 Years 1.88% Investor 2.19% Fixed 2 Years (+0.1% for 80% LVR)

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 09/03/2021 - 14:14 westpac.com.au

Owner occ 70LVR (+0.1% for 80LVR) 2 year fixed 1.79% CPR 3.36% 3 year fixed 1.88% CPR 3.28% 4 year fixed 1.89% CPR 3.19% Variable 2.39% CPR 2.80% offset Variable 2.19% CPR 2.62% basic no annual …

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New Investment & Interest Only Rates - from 2.19% 2 Year Fixed @ St George & Bank of Melbourne

expired New Investment & Interest Only Rates - from 2.19% 2 Year Fixed @ St George & Bank of Melbourne

Store RepLoan Base @ Loan Base on 08/03/2021 - 09:45 stgeorge.com.au

St George / Bank of Melbourne / Bank SA group has just announced new rate cuts including a 2.19% 2 Year Fixed Investment product for sub 60% LVR and 2.39% for Interest Only. Please see current rates …

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Owner Occupied 2 Years Fixed Home Loan - 1.79% (60% LVR) & 1.84% (80% LVR) @ Bank SA

expired Owner Occupied 2 Years Fixed Home Loan - 1.79% (60% LVR) & 1.84% (80% LVR) @ Bank SA

Store Repfootyboy @ Blue Owl Finance on 08/03/2021 - 09:29 banksa.com.au

From 09/03/2021 St George/Bank Of Melbourne/Bank SA are dropping their fixed and variable interest rates; Fixed 2 years - 1.79% (comparison 3.43%) Fixed 3 years - 1.88% (comparison 3.35%) Fixed 4 …

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Mortgage Broker Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solutions

expired Mortgage Broker Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solutions

AssociatedAdrian Player on 05/03/2021 - 16:40 integralloansolutions.com.au

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. Most of my clients are going to these 3 lenders at the …

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Auswide Bank 1-3 Year Combo Fixed Rates - from 2.09% Owner Occ, 2.09% Investment and 2.29% Interest Only + 100% Offset on Fixed

expired Auswide Bank 1-3 Year Combo Fixed Rates - from 2.09% Owner Occ, 2.09% Investment and 2.29% Interest Only + 100% Offset on Fixed

Store RepLoan Base @ Loan Base on 03/03/2021 - 11:07 auswidebank.com.au

Auswide has just announced some very sharp pricing if you bring over an owner occupied property along with one or more investment properties. In addition, Auswide also offers 100% offset accounts on …

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Free $200 Prezzee Voucher for Existing HSBC Home Loan Customers

expired Free $200 Prezzee Voucher for Existing HSBC Home Loan Customers

megaphat09 on 25/02/2021 - 15:32 files.ozbargain.com.au

Received the following email from HSBC and appears to be for existing mortgage holders (i.e. targeted), but thought that I'd raise it here in case any other HSBC mortgage holders may have …

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$1000 Extra Cash Back for Every Settled Home Loan over $350,000 @ Nextgen Finance Co Perth

expired $1000 Extra Cash Back for Every Settled Home Loan over $350,000 @ Nextgen Finance Co Perth

AssociatedNextgen Finance Co on 25/02/2021 - 13:11 nextgenfinanceco.com.au

Refinance with us to a better rate and save. Cash backs up to $4000 available Lenders with cash backs - CBA, BankWest, Citibank, BOQ, Virgin Money, NAB, ME, ING. Fixed rates from 1.79%pa Variable …

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NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback

expired NAB Owner Occupied Home Loan from 1.98% 3 Year Fixed and $2,000 Cashback

Store RepLoan Base @ Loan Base on 22/02/2021 - 10:22 nab.com.au

NAB has just announced new rate cuts including a 1.98% 3 Year Fixed Owner Occupied product. Please see current NAB rates below. Owner Occupied P&I < 80% LVR 1 Year Fixed - 2.09% (4.16% …

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$3,000 Cashback When You Refinance Your Home Loan with P&N Bank (Rates from 1.99% p.a.)

expired $3,000 Cashback When You Refinance Your Home Loan with P&N Bank (Rates from 1.99% p.a.)

AssociatedCelebrationFinance @ Celebration Finance on 16/02/2021 - 19:42 pnbank.com.au

Switch your home loan to P&N Bank and you’ll get an extremely competitive rate and could receive a $3,000 cashback. Available for a limited time only, for new borrowings up to 80% of the …

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Fixed Owner Occupied P&I Home Loan (LVR ≤ 80%) 2.04% P.a. 1-3 Yr Term with Breakfree Package $395/Yr @ ANZ

expired Fixed Owner Occupied P&I Home Loan (LVR ≤ 80%) 2.04% P.a. 1-3 Yr Term with Breakfree Package $395/Yr @ ANZ

Employeehazachoom on 15/02/2021 - 11:02 anz.com.au

Looking at purchasing a new home or refinancing your loan and want a LOW fixed rate? ANZ is offering some NEW LOW Fixed Rate loans with Break Free Package ($395 annual fee): Term Principal and …

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4 Years Fixed Investment Home Loan 2.25% P&I (CR 3.71%), 2.40% IO (CR 3.78%) Home Loan with Offset Acct @ TMB

expired 4 Years Fixed Investment Home Loan 2.25% P&I (CR 3.71%), 2.40% IO (CR 3.78%) Home Loan with Offset Acct @ TMB

AssociatedJamesSimBroker @ Nectar Mortgages on 10/02/2021 - 22:04 tmbank.com.au

Teacher's Mutual Bank is offering some NEW LOW Investment Fixed Rate loans with Full Offset account. Max LVR 90% Investment Term Principal & Interest (P&I) Comparison …

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UBank Home Loan 3 Year Fixed Rate 1.75% (2.22% CR)

expired UBank Home Loan 3 Year Fixed Rate 1.75% (2.22% CR)

Psuz1e on 22/01/2021 - 15:13 ubank.com.au

UBank Home Loan 3 Year Fixed Rate 1.75% (2.22% CR). Comparison rate is based on a secured loan of $150,000 over the term of 25 years. Owner-occupier P&I loan. Apply by 26 February 2021 and …

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Mortgage Broker Refinance Deal - $500-$1k Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solutions

expired Mortgage Broker Refinance Deal - $500-$1k Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solutions

AssociatedAdrian Player on 19/01/2021 - 22:56 integralloansolutions.com.au

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. Most of my clients are going to these 3 lenders at the …

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Free $10 Priceline Voucher When You Sign up to Uno Loanscore

expired Free $10 Priceline Voucher When You Sign up to Uno Loanscore

thimothiz on 19/01/2021 - 20:43 unohomeloans.com.au

sign up to uno's FREE loanScore report. Once you sign up you will receive a $10 Priceline voucher

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ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions

expired ANZ Owner Occupied from 2.09% 1 Year Fixed with 100% Offset and $3,000 Cashback + Revert Rate Discretions

Store RepLoan Base @ Loan Base on 12/01/2021 - 13:21 anz.com.au

ANZ currently has a refinance cashback of up to $3,000 available. They're offering 100% offset accounts on their 1 year fixed term loans, starting at 2.09% for their P&I Owner Occupied …

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Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions

expired Adelaide Bank - 100% Offset on Fixed Loans - Owner Occupied from 2.05% 2 Years Fixed + Variable Discretions

Store RepLoan Base @ Loan Base on 06/01/2021 - 10:41 brokers.adelaidebank.com.au

Adelaide Bank currently has some very sharp fixed pricing which include a 100% offset account, giving you maximum flexibility with offsetting your lending while still benefiting from very low fixed …

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$4000 Cashback When Refinancing Your Mortgage (> $250k) Online with People Choice Credit Union

expired $4000 Cashback When Refinancing Your Mortgage (> $250k) Online with People Choice Credit Union

GuyfromMelbourne on 06/01/2021 - 01:00 peopleschoicecu.com.au

Subject to these terms and conditions, the $4,000 cashback offer applies in relation to eligible refinance home or investment basic variable and package loans from $250,000.00 with less than 80% …

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St George/Bank of Melbourne Home Loan: Owner Occ 1.89% Fixed 4 Yrs, 1.79% Fixed 2 Yrs 60% LVR (+0.05% 80% LVR) & $4000 Cashback

expired St George/Bank of Melbourne Home Loan: Owner Occ 1.89% Fixed 4 Yrs, 1.79% Fixed 2 Yrs 60% LVR (+0.05% 80% LVR) & $4000 Cashback

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 04/01/2021 - 19:08 stgeorge.com.au

Happy 2021 and stay safe! St George / Bank of Melbourne has extended the $4,000 cashback offer to 30/6/21 and is currently still the highest cashback in the market. $4,000 bank cashback + $2,000 per …

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Citibank 2021 Home Loan Offers - from $3,000 to $4,000 Cashback - Rates from 1.99% 2 Year Fixed

expired Citibank 2021 Home Loan Offers - from $3,000 to $4,000 Cashback - Rates from 1.99% 2 Year Fixed

Store RepLoan Base @ Loan Base on 24/12/2020 - 15:23 www1.citibank.com.au

Citibank has announced a new cashback offer, as follows: For loan amounts up to $750,000 - $3,000 cashback For loan amounts more than $750,000 - $4,000 cashback This cashback applies to both …

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$2,000 Refinance Cashback 5 Years Fixed Interest Only INVESTMENT 2.49% P.a. (Comp. 3.71% P.a.) @ Newcastle Permanent

expired $2,000 Refinance Cashback 5 Years Fixed Interest Only INVESTMENT 2.49% P.a. (Comp. 3.71% P.a.) @ Newcastle Permanent

AssociatedPJamesSimBroker @ Nectar Mortgages on 11/12/2020 - 21:27 newcastlepermanent.com.au

Newcastle is offering a limited time $2,000 cashback with great investment rates: Niches: Redraw available on fixed homeloans up to $25k per annum which is normally not available with major …

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