Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Rebate for Loan Package Fee (Up to $395) and Application Fee For Loan Pre-approvals 400k+ (Net of Offset)  @ Integral Loan

expired Rebate for Loan Package Fee (Up to $395) and Application Fee For Loan Pre-approvals 400k+ (Net of Offset) @ Integral Loan

I have access to 35+ lenders on my panel. If the lender charges an application fee or annual fee we will pay it for you annually for balances over 400k net of offset. This is paid out of my …

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[VIC, ACT] $4000 Cashback When Refinancing Your Mortgage (>$250k) Online with People Choice Credit Union

expired [VIC, ACT] $4000 Cashback When Refinancing Your Mortgage (>$250k) Online with People Choice Credit Union

First Deal. Please take it easy Get $4,000 cashback when you refinance your home loan over $250,000 (LVR <80%). Refinance applications for a home or investment loan submitted before 31 December …

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Owner Occupier Home Loan 2.34% (<60% LVR), 2.39% (70%-60% LVR) & 2.44% (80%-70% LVR) @ Athena Home Loans

expired Owner Occupier Home Loan 2.34% (<60% LVR), 2.39% (70%-60% LVR) & 2.44% (80%-70% LVR) @ Athena Home Loans

Actually I like Athena because of their Automatic rate match promise. Not like any other lender all existing customer can get / match new customers rate. Only issue is they don't provide …

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$4,000 Cashback on Refinancing Home Loan @ Bank of Melbourne

expired $4,000 Cashback on Refinancing Home Loan @ Bank of Melbourne

For new Owner Occupier with Principal & Interest repayments and Investment loans. Available on our Advantage Package home loans, with a $395 annual package fee and Basic home loans (no annual …

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Up to $4,000 Cashback with Property Refinance (>$200k) @ Bank SA

expired Up to $4,000 Cashback with Property Refinance (>$200k) @ Bank SA

Bank SA are offering 4K cashback deals on refinancing over $200k mortgage plus extra 2k per additional property. You would have to do your sums but seems like a good incentive. Also consider break/ …

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Virgin Money $0 LMI for 85%LVR P&I Home Loans + $500 Visa Giftcard For Fixed Rate Loans >$500k From Mortgage Better

expired Virgin Money $0 LMI for 85%LVR P&I Home Loans + $500 Visa Giftcard For Fixed Rate Loans >$500k From Mortgage Better

Virgin Money $0 LMI for P&I Home Loans up to 85%LVR + $500 Visa Giftcard P&I packaged HOME LOAN * variable rates starting from 2.89% (CPR 3.06%) * Fixed rates starting from 2.49% (CPR …

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Variable Rates from 2.35% for Loans $1 Million with LVR <= 80% @ ING

expired Variable Rates from 2.35% for Loans $1 Million with LVR <= 80% @ ING

Hi OzBargainers, I hope you are all well! We're pleased to advise that effective for new loan applications formally approved from Friday, 25 September 2020, ING variable interest rates will be …

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Westpac 2.29% Variable Rate Home Loan (New Customers, Discount for 2 Years Only)

expired Westpac 2.29% Variable Rate Home Loan (New Customers, Discount for 2 Years Only)

Looks like Westpac has dropped their variable rate for new owner occupier home loans. This new rate is so low compared to the other majors I almost thought it was a mistake. Edit: then realised it …

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St George $4000 Refinance Rebate + $2000 Per Extra Property (> $250K)

expired St George $4000 Refinance Rebate + $2000 Per Extra Property (> $250K)

St George $4000 refinance rebate + $2000 per extra property (> $250K) Apply by 31 January 2021 and settled by 31 March 2021. St George Basic Product No annual fees, free online redraw, no …

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Investor Variable Loan 2.59% Basic No Annual Fee (Combined with Owner Occupied Property, $399 Application Fee) @ CitiBank

expired Investor Variable Loan 2.59% Basic No Annual Fee (Combined with Owner Occupied Property, $399 Application Fee) @ CitiBank

Citi introduces a new and unique offer which bundles up to 4 splits in one convenient home loan, when using your owner occupied as part of the security mix. Where loan has owner and investment …

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$2000 Refinance Cashback Offer For Loans Above $250k, Owner Occupied 2 Years Fixed Rate from 2.19% @ NAB

expired $2000 Refinance Cashback Offer For Loans Above $250k, Owner Occupied 2 Years Fixed Rate from 2.19% @ NAB

NAB refinance cashback offer - from 2.19% 2 years fixed P&I packaged HOME LOAN ($395 annual fee) 2.19% for 2 years fixed rate (CPR 4.02%) Packaged Variable rate will vary depending on loan …

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Virgin Money Home Loan 2.09% Fixed 2 or 3 Years Owner Occupied P&I + $2500 Virgin Rebate

expired Virgin Money Home Loan 2.09% Fixed 2 or 3 Years Owner Occupied P&I + $2500 Virgin Rebate

Virgin Money is decreasing 2 and 3 yr fixed rates for new lending. This is a new offer. If you see other offers on Ozbargain, contact us to obtain a price beat guarantee on the same product. eg …

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Bonus $250 Credit when You Apply for / Refer a Friend to a Home Loan Application @ Athena

expired Bonus $250 Credit when You Apply for / Refer a Friend to a Home Loan Application @ Athena

Both the referrer and referree get $250 each with Athena home loans. Description provided by Athena Rep: Long Running deal. Athena customers can earn $250 for every mate they refer that settles …

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Refinance Offer $1k Cashback with $300k+ Loan, $1250 with $600k+ Loan, $1500 with $900k+ Loan @ Finance House

expired Refinance Offer $1k Cashback with $300k+ Loan, $1250 with $600k+ Loan, $1500 with $900k+ Loan @ Finance House

Fellow Ozbargainers, I'm giving anyone who refinances through Finance House a complimentary cashback for the rest of the year Finance House - 2020 Oz Bargain Cashback Offer: $1,000 Cash …

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Owner Occupied Home Loan Fixed 2.29% p.a. (CR 4.02%) Variable 2.72% p.a. (CR 2.76%) @ ANZ

expired Owner Occupied Home Loan Fixed 2.29% p.a. (CR 4.02%) Variable 2.72% p.a. (CR 2.76%) @ ANZ

Looking at refinancing your loan? Want to get some extra cash in your pocket? ANZ is offering some low Fixed Rate loans with Break Free Package: Term Principal and Interest P&I - Comparison …

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$1k Extra Cashback on Top of Any Home Lender Offer for Refinances - Balances over 400k Net of Offset @ Integral Loan Solutions

expired $1k Extra Cashback on Top of Any Home Lender Offer for Refinances - Balances over 400k Net of Offset @ Integral Loan Solutions

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. A selection of offers at different lenders: Bank First 1.99% 3 …

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2.49% for 2 or 3 Year Fixed Interest Investment Loans @ Citibank

expired 2.49% for 2 or 3 Year Fixed Interest Investment Loans @ Citibank

Citibank Refinancing Cashback deals P&I packaged HOME LOAN * 2.19% for 2 years fixed for home loans (CPR 3.04%) * 2.19% for 3 years fixed for home loans (CPR 3.00%) * 2.49% for basic variable …

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Virgin Money Home Loan Fixed 5 Yrs Owner 2.49%, Investor 2.99%, Investor IO 3.19%

expired Virgin Money Home Loan Fixed 5 Yrs Owner 2.49%, Investor 2.99%, Investor IO 3.19%

Virgin Money will be decreasing 5 fixed rates for new lending, from 28th August 2020. This is a new offer. If 5yrs is not for you, contact us for low 1-2 yr or variable rates from 2.19% with other …

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2.19% for Home & 2.49% for Investment 3 Years Fixed with Full Offset @ Unibank, Health Professionals Bank, Teachers Mutual Bank

expired 2.19% for Home & 2.49% for Investment 3 Years Fixed with Full Offset @ Unibank, Health Professionals Bank, Teachers Mutual Bank

2.19% for Home & 2.49% for investment 3 years fixed with Full offset @ Unibank, Health Professionals bank, Teachers mutual bank + $500 VISA giftcard Investment loan - 2.49% for P&I repayment …

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$2k Cashback + $1k Online Bonus Cashback for Investment Refinance + $2k for Each Property Refinance @ St.George

expired $2k Cashback + $1k Online Bonus Cashback for Investment Refinance + $2k for Each Property Refinance @ St.George

Aidan the Mortgage Broker here - this offer is available through selected broker channels (I have access to this) Note this deal is DIFFERENT to the previous St George deal, as this now gives $3k …