JohnKKMK » user profile

thank you. unfortunately by law we have to advertise the CPR, however it confuses consumers alot.

hello, please have a read how CPR works. It uses assumptions that your loan is $150k and you will never refinance for 25 years and stay on…

**Owner Occupier Fixed rate special <60% Loan to Value Ratio** * 1.79% for 2 years fixed for home loans (CPR 3.73%) * 2.09% for 3 years…

hi there, two properties is fine thanks.

Hi clubhonda. Thanks for your post. Yes some brokers compete by giving away their income which may work for their business model. We…

You're welcome. Good luck with your application! Im glad my post could get you a better deal :)

hello, it means that the lender has the right to change the rates of their products when they need to. This is the same with every bank in…

yes, it's one cashback per customer

yes, there is variable rate product with an offset account

thank you. I've updated accessability to public, please let me know if it still doesn't work

**Please note: Citibank has confirmed their 2, 3, 5 yrs fixed rates are increasing from 1/11/2021, applications must submitted by…

sorry for the late reply. they are not as strict with DTI if deal makes sense and serviceability is strong. but typically once it goes…

there's only a few in the market that's great with cash out policy. citi is one of them.

if the jobkeeper doesn't show on the payslip, it should be fine, but if it does, then it will reduce income used for servicing.

Hi, every bank has different requirements on this. They look at prior experience, how long you have been with current employer, and usually…

Hi Colin, our google business page has been going since July 2018 under the previous brand. Google business page can be simply updated with…

Hi there, yes that structure is possible thanks

Hi 1. the initial fee is as you've pointed out. 2. discharge is $350 per loan thanks

I'm sorry to hear that. sounds like an awful experience. fortunately none of my clients have experienced anything negative so far. But…

good thank you. sorry who is this? hard to tell by ID.

Hi there, unfortunately the break fee is charged by your existing bank, not the new lender so this is something you will have to talk to…

Hi Colin, great attention to detail! Our business rebranded back in July/August from a franchise brand to our own brand. Our company ABN…

hi, cashout is possible with citibank, but if you are asking for a 350k for a reno, they will question in depth breakdown of the use of…

hi, it's per application, thanks

Hi, with package $250 upfront, and $350 annual. with non-packaged, $649 upfront and $8/month.

yes, possible with Citibank as long as there is a reasonable explanation

unfortunately not sorry

I can't tell who you are by your ID but thank you very much for the kind feedback.

unfotunately it has to be new loan coming into Citi. thanks

apologies, that has been corrected