JamesSimBroker » user profile
| Member Since | 18/11/2020 |
|---|---|
| Last Seen | 26/04/2024 |
| Badges | 1 |
| Location | Sydney |
| Website | www.nectarmortgages.com.au |
| Store Reps |
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Recent Activities
JamesSimBroker replied to 
Homr on Owner Occupied 2- & 3-Year Fixed Rate Home Loans: 5.79% for LVR under 80% / 5.99% for LVR 80%-90% @ ME Bank
Homr on Owner Occupied 2- & 3-Year Fixed Rate Home Loans: 5.79% for LVR under 80% / 5.99% for LVR 80%-90% @ ME BankNo LMI waiver. Feel free to reach out and we can go through the lenders that can offer LMI waiver based on specific professions only.
JamesSimBroker posted a deal Owner Occupied 2- & 3-Year Fixed Rate Home Loans: 5.79% for LVR under 80% / 5.99% for LVR 80%-90% @ ME Bank
ME Bank offers decent fixed rates under sub 6%. Please note that fixed rates can vary from time to time as banks can amend their pricing at…
JamesSimBroker posted a deal ME Bank Home Loan Refinance Cashback: $2000 on Minimum $400,000 Loan, $3000 on Minimum $700,000 Loan, LVR up to 80%
ME Bank (owned by BOQ) is retaining their cashback for refinancing applications for loan size over $400K. Good option for refinancing…
JamesSimBroker posted a deal Virgin Variable Rate Home Loan from 5.79% (5.94% CR) under 60% LVR for Loan over $500,000 @ Virgin Money
Looking for a low variable home loan interest rate with an offset account. Virgin Money is worth considering who charges $10pm for an…
JamesSimBroker posted a deal ME Bank Refinance up to $4000 Cashback, Minimum Loan $250,000 - and LVR up to 80%
A lot of banks are removing their cashback and only a handful banks are retaining their cashback at this stage. Rates are recently on…
JamesSimBroker replied to 
simplystu on Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING
simplystu on Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ INGI am rep of James Sim, Nectar.
JamesSimBroker replied to uccoffee on Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING
uccoffee on Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING$2k from CBA or NAB. ANZ is $4k.
JamesSimBroker posted a deal Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING
Recently, ING has dropped their fixed rates for any purchase or refinance of residential property. Most major banks fixed rates are close…
JamesSimBroker posted a deal Bankwest Refinance $3,000 Cashback, Minimum Loan $250,000 - Package Variable 4.84% (5.25% CR) under 80% LVR
Bankwest announced increased their Home Loan Cashback to $3000 for applications lodged between Friday, 3 February 2023 and Sunday, 30 April…
JamesSimBroker replied to Kafkaesque on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
Kafkaesque on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ INGCorrect it would be classified as a purchase.
JamesSimBroker replied to JR63 on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
JR63 on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ INGWell done, take it anytime. Review later again. All the best.
JamesSimBroker replied to 
Royale with cheese on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
Royale with cheese on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ INGIt is a franchise business. Thanks for reading up my profile notes.
JamesSimBroker replied to 
amaneight on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
amaneight on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ INGCashback is to cover cost of refinancing which is generally under $1k in total assuming no existing fixed home loan.
JamesSimBroker replied to mrtee on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
mrtee on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ INGOne or two banks are offering purchase rebate.
JamesSimBroker replied to Royale with cheese on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
Royale with cheese on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ INGThere are some sweeter deal but you would need to assess overall benefits including interest rate saving. We do comparison benefits for our…
JamesSimBroker replied to 
Tsapena on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
Tsapena on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ INGING has been fairly steady with their rates. They have a retention team that you can speak when the existing rate is high.
JamesSimBroker replied to steven0123 on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
steven0123 on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ INGGenerally one per loan split. We can explore more for you if interested. thanks James
JamesSimBroker posted a deal $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
ING announced extension of ING’s $3000 Home Loan Cashback Offer to 28th February 2023. Great variable and fixed rates with fast…
JamesSimBroker posted a deal Bank of Queensland Home Loan Refinance $3000 Cashback (Minimum Loan $250,000 & LVR of 80%)
BOQ is good option if servicing is an issue and fast turnaround time. The eligible cash back amount is $3,000 and conditions are listed…
JamesSimBroker posted a deal Citibank’s Cashback up to $5,000 for Both New Purchase/Refinance - Basic Variable Home Loan OO P&I 4.29% LVR 80%
Citibank has extended their cashback offer to 31/1/2023 for new purchase and refinance applications with settlement completed by 30/4/2023.…
JamesSimBroker replied to jjj123 on ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVR
jjj123 on ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVRApology these were old rates. If you are still interested, please send me an email and we can look into it for you. thanks james
JamesSimBroker replied to rdstuffrob on ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVR
rdstuffrob on ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVRSorry to hear about this. For our clients, we will assist to deal with the bank we put through and find the resolution. If the solution is…
JamesSimBroker posted a deal ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVR
ING announced extension of ING’s $3000 Home Loan Cashback Offer to 31st Dec 2022. Great option for variable. To be eligible, the below…
JamesSimBroker posted a deal Citibank Home Loan Basic Variable Owner-Occupier P&I Rate 3.84% (LVR 80%)
Citibank annouced reduction in their investment rates. Citibank is officially owned by NAB. Rates highlight: Owner occupied P&I with…
JamesSimBroker commented on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
Basic variable has no annual fee. Feel free to book in a no obligation meeting to work out with me whether it is worth refinancing via a…
JamesSimBroker replied to El-Rhi on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
El-Rhi on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%We can help to seek a waiver. Thanks
JamesSimBroker replied to chewkl on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
chewkl on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%Rates are a bit higher for offset. Basic products come with redraw only.
JamesSimBroker replied to Homr on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
Homr on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%Good question. More flexibility in time and better opportunity.
JamesSimBroker posted a deal Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
Citibank has extended their cashback offer to 30 September 2022 and loan is to be settled by 31 December 2022. Citibank is officially owned…
JamesSimBroker posted a deal ING Home Loan Refinance $3,000 Cashback (Minimum Loan $500,000, Variable from 3.19% (3.22% CR), under 80% LVR)
ING annouced reduction in their variable rates effectively today, 22/7. Great option for variable with redraw facility with no annual fee.…
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