JamesSimBroker » user profile
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Member Since | 18/11/2020 |
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Last Seen | 26/04/2024 |
Badges | 1 |
Location | Sydney |
Website | www.nectarmortgages.com.au |
Store Reps |
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Recent Activities
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JamesSimBroker replied to
Homr on Owner Occupied 2- & 3-Year Fixed Rate Home Loans: 5.79% for LVR under 80% / 5.99% for LVR 80%-90% @ ME Bank
![](https://files.ozbargain.com.au/u/16/124616-20.jpg?h=feb697fc)
No LMI waiver. Feel free to reach out and we can go through the lenders that can offer LMI waiver based on specific professions only.
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JamesSimBroker posted a deal Owner Occupied 2- & 3-Year Fixed Rate Home Loans: 5.79% for LVR under 80% / 5.99% for LVR 80%-90% @ ME Bank
ME Bank offers decent fixed rates under sub 6%. Please note that fixed rates can vary from time to time as banks can amend their pricing at…
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JamesSimBroker posted a deal ME Bank Home Loan Refinance Cashback: $2000 on Minimum $400,000 Loan, $3000 on Minimum $700,000 Loan, LVR up to 80%
ME Bank (owned by BOQ) is retaining their cashback for refinancing applications for loan size over $400K. Good option for refinancing…
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JamesSimBroker posted a deal Virgin Variable Rate Home Loan from 5.79% (5.94% CR) under 60% LVR for Loan over $500,000 @ Virgin Money
Looking for a low variable home loan interest rate with an offset account. Virgin Money is worth considering who charges $10pm for an…
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JamesSimBroker posted a deal ME Bank Refinance up to $4000 Cashback, Minimum Loan $250,000 - and LVR up to 80%
A lot of banks are removing their cashback and only a handful banks are retaining their cashback at this stage. Rates are recently on…
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JamesSimBroker replied to
simplystu on Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING
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I am rep of James Sim, Nectar.
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JamesSimBroker replied to
uccoffee on Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING
![](https://files.ozbargain.com.au/g/20.jpg)
$2k from CBA or NAB. ANZ is $4k.
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JamesSimBroker posted a deal Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING
Recently, ING has dropped their fixed rates for any purchase or refinance of residential property. Most major banks fixed rates are close…
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JamesSimBroker posted a deal Bankwest Refinance $3,000 Cashback, Minimum Loan $250,000 - Package Variable 4.84% (5.25% CR) under 80% LVR
Bankwest announced increased their Home Loan Cashback to $3000 for applications lodged between Friday, 3 February 2023 and Sunday, 30 April…
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JamesSimBroker replied to
Kafkaesque on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
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Correct it would be classified as a purchase.
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JamesSimBroker replied to
JR63 on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
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Well done, take it anytime. Review later again. All the best.
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JamesSimBroker replied to
Royale with cheese on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
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It is a franchise business. Thanks for reading up my profile notes.
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JamesSimBroker replied to
amaneight on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
![](https://files.ozbargain.com.au/u/33/329333-20.jpg?h=7c7b22d1)
Cashback is to cover cost of refinancing which is generally under $1k in total assuming no existing fixed home loan.
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JamesSimBroker replied to
mrtee on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
![](https://files.ozbargain.com.au/g/20.jpg)
One or two banks are offering purchase rebate.
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JamesSimBroker replied to
Royale with cheese on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
![](https://files.ozbargain.com.au/u/64/230964-20.jpg?h=d897dd19)
There are some sweeter deal but you would need to assess overall benefits including interest rate saving. We do comparison benefits for our…
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JamesSimBroker replied to
Tsapena on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
![](https://files.ozbargain.com.au/u/69/305569-20.jpg?h=35feec0f)
ING has been fairly steady with their rates. They have a retention team that you can speak when the existing rate is high.
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JamesSimBroker replied to
steven0123 on $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
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Generally one per loan split. We can explore more for you if interested. thanks James
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JamesSimBroker posted a deal $3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
ING announced extension of ING’s $3000 Home Loan Cashback Offer to 28th February 2023. Great variable and fixed rates with fast…
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JamesSimBroker posted a deal Bank of Queensland Home Loan Refinance $3000 Cashback (Minimum Loan $250,000 & LVR of 80%)
BOQ is good option if servicing is an issue and fast turnaround time. The eligible cash back amount is $3,000 and conditions are listed…
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JamesSimBroker posted a deal Citibank’s Cashback up to $5,000 for Both New Purchase/Refinance - Basic Variable Home Loan OO P&I 4.29% LVR 80%
Citibank has extended their cashback offer to 31/1/2023 for new purchase and refinance applications with settlement completed by 30/4/2023.…
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JamesSimBroker replied to
jjj123 on ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVR
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Apology these were old rates. If you are still interested, please send me an email and we can look into it for you. thanks james
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JamesSimBroker replied to
rdstuffrob on ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVR
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Sorry to hear about this. For our clients, we will assist to deal with the bank we put through and find the resolution. If the solution is…
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JamesSimBroker posted a deal ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVR
ING announced extension of ING’s $3000 Home Loan Cashback Offer to 31st Dec 2022. Great option for variable. To be eligible, the below…
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JamesSimBroker posted a deal Citibank Home Loan Basic Variable Owner-Occupier P&I Rate 3.84% (LVR 80%)
Citibank annouced reduction in their investment rates. Citibank is officially owned by NAB. Rates highlight: Owner occupied P&I with…
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JamesSimBroker commented on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
Basic variable has no annual fee. Feel free to book in a no obligation meeting to work out with me whether it is worth refinancing via a…
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JamesSimBroker replied to
El-Rhi on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
![](https://files.ozbargain.com.au/g/20.jpg)
We can help to seek a waiver. Thanks
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JamesSimBroker replied to
chewkl on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
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Rates are a bit higher for offset. Basic products come with redraw only.
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JamesSimBroker replied to
Homr on Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
![](https://files.ozbargain.com.au/u/16/124616-20.jpg?h=feb697fc)
Good question. More flexibility in time and better opportunity.
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JamesSimBroker posted a deal Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
Citibank has extended their cashback offer to 30 September 2022 and loan is to be settled by 31 December 2022. Citibank is officially owned…
![](https://files.ozbargain.com.au/g/38.jpg)
JamesSimBroker posted a deal ING Home Loan Refinance $3,000 Cashback (Minimum Loan $500,000, Variable from 3.19% (3.22% CR), under 80% LVR)
ING annouced reduction in their variable rates effectively today, 22/7. Great option for variable with redraw facility with no annual fee.…
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