JamesSimBroker » user profile

Member Since 18/11/2020
Last Seen 27/09/2024
Badges 1
Location Sydney
Website www.nectarmortgages.com.au
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$2,000 Purchase Cashback and up to 95% LVR for OO and up to 90% LVR for INV @ ME Bank
ME is excited to announce a new purchase cashback offer of $2,000 for high LVR segment. ⚠️ Other important things to know include: For…
26/09/2024 - 23:14
No LMI waiver. Feel free to reach out and we can go through the lenders that can offer LMI waiver based on specific professions only.
26/04/2024 - 20:57
Owner Occupied 2- & 3-Year Fixed Rate Home Loans: 5.79% for LVR under 80% / 5.99% for LVR 80%-90% @ ME Bank
ME Bank offers decent fixed rates under sub 6%. Please note that fixed rates can vary from time to time as banks can amend their pricing at…
20/04/2024 - 00:10
ME Bank Home Loan Refinance Cashback: $2000 on Minimum $400,000 Loan, $3000 on Minimum $700,000 Loan, LVR up to 80%
ME Bank (owned by BOQ) is retaining their cashback for refinancing applications for loan size over $400K. Good option for refinancing…
28/11/2023 - 08:06
Virgin Variable Rate Home Loan from 5.79% (5.94% CR) under 60% LVR for Loan over $500,000 @ Virgin Money
Looking for a low variable home loan interest rate with an offset account. Virgin Money is worth considering who charges $10pm for an…
05/08/2023 - 20:35
ME Bank Refinance up to $4000 Cashback, Minimum Loan $250,000 - and LVR up to 80%
A lot of banks are removing their cashback and only a handful banks are retaining their cashback at this stage. Rates are recently on…
05/07/2023 - 01:00
Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING
Recently, ING has dropped their fixed rates for any purchase or refinance of residential property. Most major banks fixed rates are close…
21/04/2023 - 19:07
Bankwest Refinance $3,000 Cashback, Minimum Loan $250,000 - Package Variable 4.84% (5.25% CR) under 80% LVR
Bankwest announced increased their Home Loan Cashback to $3000 for applications lodged between Friday, 3 February 2023 and Sunday, 30 April…
06/02/2023 - 19:49
Well done, take it anytime. Review later again. All the best.
29/01/2023 - 00:07
It is a franchise business. Thanks for reading up my profile notes.
29/01/2023 - 00:04
Cashback is to cover cost of refinancing which is generally under $1k in total assuming no existing fixed home loan.
29/01/2023 - 00:03
There are some sweeter deal but you would need to assess overall benefits including interest rate saving. We do comparison benefits for our…
29/01/2023 - 00:01
ING has been fairly steady with their rates. They have a retention team that you can speak when the existing rate is high.
29/01/2023 - 00:00
Generally one per loan split. We can explore more for you if interested. thanks James
28/01/2023 - 23:59
$3,000 Cashback for Refinance, Minimum Loan $500,000 - Package Variable 4.74% (4.76% CR) under 80% LVR (Rates Expired) @ ING
ING announced extension of ING’s $3000 Home Loan Cashback Offer to 28th February 2023. Great variable and fixed rates with fast…
25/01/2023 - 21:40
Bank of Queensland Home Loan Refinance $3000 Cashback (Minimum Loan $250,000 & LVR of 80%)
BOQ is good option if servicing is an issue and fast turnaround time. The eligible cash back amount is $3,000 and conditions are listed…
30/11/2022 - 13:12
Citibank’s Cashback up to $5,000 for Both New Purchase/Refinance - Basic Variable Home Loan OO P&I 4.29% LVR 80%
Citibank has extended their cashback offer to 31/1/2023 for new purchase and refinance applications with settlement completed by 30/4/2023.…
01/11/2022 - 09:34
Apology these were old rates. If you are still interested, please send me an email and we can look into it for you. thanks james
24/10/2022 - 11:43
Sorry to hear about this. For our clients, we will assist to deal with the bank we put through and find the resolution. If the solution is…
24/10/2022 - 11:41
ING Refinance $3,000 Cashback, Minimum Loan $500,000 - Package Variable 4.09% (4.11% CR) under 80% LVR
ING announced extension of ING’s $3000 Home Loan Cashback Offer to 31st Dec 2022. Great option for variable. To be eligible, the below…
30/09/2022 - 23:16
Citibank Home Loan Basic Variable Owner-Occupier P&I Rate 3.84% (LVR 80%)
Citibank annouced reduction in their investment rates. Citibank is officially owned by NAB. Rates highlight: Owner occupied P&I with…
12/09/2022 - 14:53
Basic variable has no annual fee. Feel free to book in a no obligation meeting to work out with me whether it is worth refinancing via a…
03/09/2022 - 08:59
Rates are a bit higher for offset. Basic products come with redraw only.
02/08/2022 - 18:47
Good question. More flexibility in time and better opportunity.
02/08/2022 - 18:45
Citibank Home Loan Cashback up to $6,000 for Both Purchase & Refinance, Basic Variable OO P&I 3.24% (Expired) LVR 80%
Citibank has extended their cashback offer to 30 September 2022 and loan is to be settled by 31 December 2022. Citibank is officially owned…
31/07/2022 - 21:19
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