Looking for a low variable home loan interest rate with an offset account. Virgin Money is worth considering who charges $10pm for an offset facility.
Rates highlight:
Owner occupied P&I with comparison rate (CR) for loan over $500k
Standard Variable with offset 5.79% CR 5.94% at <=60% LVR
Standard Variable with offset 5.84% CR 5.99% at 60% to 80% LVR
Investment P&I with comparison rate (CR) for loan over $500k
Standard Variable with offset 5.94% CR 6.09% at <=60% LVR
Standard Variable with offset 6.04% CR 6.19% at 60% to 80% LVR
Investment Interest Only with comparison rate (CR) for loan over $500k
Standard Variable with offset 6.14% CR 6.17% at <=60% LVR
Standard Variable with offset 6.24% CR 6.27% at 60% to 80% LVR
Other refinancing rebates available:
BOQ- Get up to $3,000 cashback
St George/BOM - Get up to $2,000 cashback from 1st July 2023 to 31st August 2023 T&Cs apply.
ANZ and ME Bank - Get up to $4,000 cashback
Comparison Rates
Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Broker Rebate Terms and Conditions
We are offering a $500 upfront cashback for loan greater than $500k (excluding offset and redraw) for any fixed term loan of 2 years or more. $1,000 upfront cashback for loans $1M and above (excluding offset and redraw) for any fixed term loan of 2 years or more.
Maximum of 1 cashback per household.
My Profile:
Ex corporate accountant for over 10 years before joined my own mortgage broker as a trainee and has been a full-time mortgage broker for over 9 years. Recent review over 100 clients.(https://tinyurl.com/REVIEW-JSIM). Won National Top Broker for customer service award 2022.
Contact me for a no obligation meeting via Calendly(https://calendly.com/james-sim/30min) or call me directly.
James Sim - Senior Mortgage Broker
M: 02 8319 4862 / 0487 000 098
E: [email protected]
W: https://www.nectarmortgages.com.au/project/james-sim/
Australian Credit License number 387856
Jim Sim….