El-Rhi » user profile
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Member Since | 13/01/2020 |
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Last Seen | Hidden |
Badges | 1 |
Location | NSW |
Recent Activities
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Thanks, great initiative
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Which bank is lending you $600k on $70k income? Please send them my way
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Citi bank home loans used to do this, but they are no longer available. Most banks will not allow due to the various risks involved and the…
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El-Rhi commented on Tangerine Data Breach
I called Tangerine to see what is going on and apparently there was not actually any data breach and they said an email is going out to…
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Most OzBargainers earn $1,000 per hour
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El-Rhi commented on Home Loan + Credit Card Churning
Go with whatever is more profitable. This will usually be a home loan churn if you can find a $3k cashback ($2k net). A credit card churn…
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I would recommend getting the highest coverage extras, so something like HBF gold extras. Then go see a dentist and understand what’s…
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El-Rhi replied to
johnmelb on $3,000 Home Loan Refinance Rebate (Minimum $250,000 Loan Per Property) @ RAMS
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Fees are very high. Avoid any bank that says ‘plus legal and other associated costs incurred by us’ and charges their own discharge…
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Hello my friend
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El-Rhi commented on NAB Reward Saver for Ex Citi Customers 5.6 % Bait?
Looks like a good deal, I’ll take it. If they do reduce in the future then I’ll move elsewhere, it’s really no hassle
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El-Rhi replied to
kungfuman on $40-$320 Bonus Apple Gift Card with Purchase of Select Products @ Apple
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Just put the voucher on classifieds. You’ll probably get 75% of the value in cash.
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El-Rhi replied to
Gavman on Earn up to 5.10% p.a. on Combined Balance of up to $250,000 across All Save Accounts ($200+ Per Month Deposit Required) @ ubank
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withdraw full balance at start of the month, then move whatever you don’t need to another account
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El-Rhi replied to
Drakesy on Transaction/Savings Account 4.75% p.a. Interest on Balance up to $1,000,000 @ Macquarie Bank
![](https://files.ozbargain.com.au/u/25/270825-20.jpg?h=6298d02f)
Might be waiting a while…
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Yep, I’d be surprised if anyone passed on more than 0.15%. Hope I’m wrong though
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El-Rhi commented on $2K-$3K Home Loan Refi Cashback (Min Loan $400K and LVR Upto 80%). Rates from 5.82% (CR 5.84%) + 0.3% Broker Cashback @ ME Bank
I was with ME earlier in the year and got their cashback. Can I come back and get the cashback again? Can’t see any 12 month exclusion…
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I must have received a different email as it mentions nothing about household sharing: We wanted to let you know that we are making some…
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El-Rhi replied to
El-Rhi on 12 Month Kayo Sports Basic, 12 Month Sydney Kings Membership $228.95 @ Sydney Kings
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Received the day after sign up
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El-Rhi commented on 12 Month Kayo Sports Basic, 12 Month Sydney Kings Membership $228.95 @ Sydney Kings
How long does it usually take for the Kayo code to come through?
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El-Rhi commented on 12 Month Kayo Sports Basic, 12 Month Sydney Kings Membership $228.95 @ Sydney Kings
Jack Jumpers $215 for MyState Bank customers…
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You can equity cash out to the minimum balance required to get that sweet cashback.
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El-Rhi replied to
truetypezk on 10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au
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Thanks. What kind of documents will they ask for? I’m guessing just receipts/invoices for the cards
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El-Rhi replied to
Frozensage on 10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au
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I had no issues adding and removing around 40 cards
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El-Rhi commented on 10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au
Looks like the party is over - hope everyone got a decent haul
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El-Rhi replied to
Himlord on 10% off $250 Coles MasterCard Digital Gift Cards ($7 Purchase Fee Applies) @ Giftcards.com.au
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Yes, getting the same. No issues yesterday
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El-Rhi commented on Essential Workers: Target Saver Account up to 5.5% p.a. Interest on Balance (Monthly $1,000 Min Deposit, No Withdrawal) @ Hiver
So you basically need to grow the account balance by $1000 each month to get the full interest, and not make any withdrawals?
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Annualised inflation based on the QoQ movement is 3.2%. RBA would be crazy to keep rising, particularly given the number of people coming…
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El-Rhi commented on Poll: August's RBA Announcement Prediction
I’d be surprised if there were anymore rate increases. With so many coming off their low fixed rate these days, that acts as an effective…
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> Everytime there is an entry, it lowers your credit score No it doesn’t
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> Damage to credit history What damage?
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El-Rhi replied to
JA1 on CommBank Low Fee Credit Card: $250 Cashback with $1000 Spend within 90 Days, $0 1st Year Fee (Save $29), New Cardholder
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New customer. But why provide all that info plus ID during the application if they’re just going to make me go into branch anyway?
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