Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Refinance $500,000+ Home Loan with St George or ANZ, Receive $1,000 Gift Card @ Refinancer Loans

expired Refinance $500,000+ Home Loan with St George or ANZ, Receive $1,000 Gift Card @ Refinancer Loans

Hi OzBargain, Anyone keen to refinance to 1.79%, receive $4,000 cashback and a $1,000 voucher? (details below) We have had such a fantastic result with our first offering that we wanted to provide …

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ING - New Fixed Rate Home Loans from 1.84% for 2 Years (3 Day SLA), $299 & Other Fees

expired ING - New Fixed Rate Home Loans from 1.84% for 2 Years (3 Day SLA), $299 & Other Fees

ING has just updated their fixed rates, which includes a significant reduction to their 2 year fixed rate for owner occupiers who combine a fixed rate loan with a variable Orange Advantage …

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Macquarie Bank - 2.34% Variable Rate (2.34% CR) Home Loan, 2.62% With Offset

expired Macquarie Bank - 2.34% Variable Rate (2.34% CR) Home Loan, 2.62% With Offset

Basic Fee free redraw from your loan using online banking Opt in to receive Qantas Points (different rates apply) (https://www.macquarie.com.au/content/bfs/en/home-page/home-l...): 10,000 Qantas …

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Westpac Construction Home Loans Purchases Fixed 2 Yr P&I 1.89% up to 95% LVR (for Both Land and Contruction) @ Nectar Mortgages

expired Westpac Construction Home Loans Purchases Fixed 2 Yr P&I 1.89% up to 95% LVR (for Both Land and Contruction) @ Nectar Mortgages

Westpac offers fixed homeloan options for both land and construction which are generally on a very low rates compared to variable rates up to 95% LVR for owner occupied. Most banks would only offer …

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$500 Each Referral Bonus for Both Referrer and Referee (up from $250) from Athena Home Loans

expired $500 Each Referral Bonus for Both Referrer and Referee (up from $250) from Athena Home Loans

For every mate you refer that settles you’ll each receive $500! That’s right… for a limited time only, refer a mate to Athena and you’ll both score double the bonus*. It’s a …

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Suncorp Home Loan Life Time $375 Annual Fee Waiver for Property Purchases

expired Suncorp Home Loan Life Time $375 Annual Fee Waiver for Property Purchases

Email received from Suncorp below to brokers: With the popularity of our recent Refinance campaign for Home Package Plus (HPP) lifetime fee waiver, I would like to share a great news with you that …

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2.04% p.a. Variable P&I Live-in Home Loan (2.05% p.a. CR) (90% LVR, $10/M Offset @ 2.19% p.a. CR) @ Tic:Toc Home Loans

expired 2.04% p.a. Variable P&I Live-in Home Loan (2.05% p.a. CR) (90% LVR, $10/M Offset @ 2.19% p.a. CR) @ Tic:Toc Home Loans

Tic:Toc have lowered home loan rates for new customers across a number of products, including their Variable P&I Live-in home loan. Get Australia's leading fee-free Variable P&I Live-in …

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2.19% p.a. Variable P&I Investment Home Loan (2.20% p.a. CR) (90% LVR, $10/M Offset @ 2.34% p.a. CR) @ Tic:Toc Home Loans

expired 2.19% p.a. Variable P&I Investment Home Loan (2.20% p.a. CR) (90% LVR, $10/M Offset @ 2.34% p.a. CR) @ Tic:Toc Home Loans

Tic:Toc have lowered home loan rates for new customers across a number of products, including their Variable P&I Investment home loan. Get Australia's lowest fee-free Investment P&I …

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1.99% Variable Home Loan (Comparison Rate 1.99%, <= 60% LVR) @ Athena Home Loans

expired 1.99% Variable Home Loan (Comparison Rate 1.99%, <= 60% LVR) @ Athena Home Loans

1.99% for <60% LVR (1.99% CR). No fees, great service. Their automatic rate match is the best, don't have to always be haggling for the best rate. mod: Referral codes are not allowed in …

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Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solutions

expired Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solutions

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. Most of my clients are going to these 4-5 lenders at the moment …

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Loan Base Purchase Special - $1,000 Broker Cashback (Minimum Lending $500,000)

expired Loan Base Purchase Special - $1,000 Broker Cashback (Minimum Lending $500,000)

OzBargain

Hi OzBargainers! As an EOFY special, we're currently offering an in-house cashback of $1k for purchases - please quote the code 'OzBargain' to our brokers to obtain this deal. This …

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CUA Home Loan Refinance Promo 1.79% Fixed 2 Years + $0 Annual Fee for Life + $2,000 Pre-Paid Mastercard for Loans over $500k

expired CUA Home Loan Refinance Promo 1.79% Fixed 2 Years + $0 Annual Fee for Life + $2,000 Pre-Paid Mastercard for Loans over $500k

Just announced from CUA for refinance applications under 80% LVR and over $500k total lend and submitted prior to the 31st of May 2021 applicants will be entitled to; • $2,000 digital …

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Refinance $250,000 Home Loan with St George / Bank of Melbourne or ANZ, Receive $500 Gift Card @ Refinancer Loans

expired Refinance $250,000 Home Loan with St George / Bank of Melbourne or ANZ, Receive $500 Gift Card @ Refinancer Loans

Hi OzBargain community, We have extended this till the end of May, get in quick! This is our first offering on here so please don't go too hard on us! We have been operating for 3 years and …

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Home Loan Refinance - Nano Founding Member Offer: 2.04% p.a. Variable Rate with 0.15% Discount for Life (Owner-Occupied, P&I)

expired Home Loan Refinance - Nano Founding Member Offer: 2.04% p.a. Variable Rate with 0.15% Discount for Life (Owner-Occupied, P&I)

Received an email on an exclusive home loan refinance offer from Joust, recommending a company called Nano. Initially I didn't know who they are, but with some research, they appear to be an …

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$500 Upfront Broker Cashback on St. George Fixed Investment Loans over $500k (Min 2 Yrs) @ Nectar Mortgages

expired $500 Upfront Broker Cashback on St. George Fixed Investment Loans over $500k (Min 2 Yrs) @ Nectar Mortgages

Ozbargain

In-house CASHBACK available from us by mentioning "Ozbargain". We are offering a $500 upfront cashback for loan greater than $500k (excluding offset and redraw) for any fixed term loan of 2 …

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[NSW, ACT, QLD] Owner Occupied Fixed Rate 1 Year 1.69% (80% LVR) @ Greater Bank

expired [NSW, ACT, QLD] Owner Occupied Fixed Rate 1 Year 1.69% (80% LVR) @ Greater Bank

Fixed rate (1 Year) 1.69% for owner occupied P&I. Available with or without package. Package fees $395/year. Comparison rate with package-3.72% Comparison rate without package-3.49% Other …

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CBA Owner Occupied Home Loan Fixed 2 Years 1.94%, Investor Fixed 3 Years 2.39% + CBA $2,000 Refinance Bank Rebate

expired CBA Owner Occupied Home Loan Fixed 2 Years 1.94%, Investor Fixed 3 Years 2.39% + CBA $2,000 Refinance Bank Rebate

CBA lowest fixed rates ever + $2000 CBA Refinance bank rebate Owner Occupied 2 Year Fixed - 1.94% P&I - (3.93% comparison) Investor 3 Year Fixed - 2.39% P&I - (4.31% comparison) Product …

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Adelaide Bank - Owner Occupied from 1.94% 2 Years Fixed + 100% Offset on Fixed + Variable Discretions

expired Adelaide Bank - Owner Occupied from 1.94% 2 Years Fixed + 100% Offset on Fixed + Variable Discretions

Adelaide Bank has just updated their fixed rates, all of which include the option of a 100% offset account, giving you maximum flexibility with offsetting your lending while still benefiting from …

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NAB Owner Occupied Home Loan from 1.89% 2 Year Fixed

expired NAB Owner Occupied Home Loan from 1.89% 2 Year Fixed

NAB has just announced new rate cuts including a 1.89% 2 Year Fixed Owner Occupied product. All available with their $2,000 refinance cashback. Please see current NAB rates below. Owner Occupied …

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2 Year Fixed Home Loan @ 1.74% (CR 2.23%) Owner-Occupied 80% LVR @ Homestar Finance

expired 2 Year Fixed Home Loan @ 1.74% (CR 2.23%) Owner-Occupied 80% LVR @ Homestar Finance

Hey all, Noticed here that Homestar just dropped their 2 year fixed product (already crazy competitive) from 1.88% -> 1.74%. Best part (beyond being the lowest 2 year fixed product around) is …