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CUA Home Loan Refinance Promo 1.79% Fixed 2 Years + $0 Annual Fee for Life + $2,000 Pre-Paid Mastercard for Loans over $500k

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CUA Home Loan Refinance Promo 1.79% Fixed 2 Years + $0 Annual Fee for Life + $2,000 Pre-Paid Mastercard for Loans over $500k
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Store Repfootyboy @ Blue Owl Finance on 23/04/2021 - 16:42 cua.com.au (356 clicks)
Last edited 19/05/2022 - 12:43 by 1 other user

Just announced from CUA for refinance applications under 80% LVR and over $500k total lend and submitted prior to the 31st of May 2021 applicants will be entitled to;

• $2,000 digital Mastercard (More information in terms of terms and conditions on link)
• 1.79% on a 2 year fixed p&i and 2.35% on variable p&i (comparison 4.02% & 2.40% respectively) see comparison note below
• Half price application fees; $300 instead of $600
• $0 annual fees for life of the loan

*Comparison rate is calculated on a $150,000 secured loan, over a 25-year term

I know this won't appeal to everyone, however I don't offer broker cashbacks. There are brokers on OzB that do offer cashbacks.

I recently did a post on St George bank refi offer which is still going, in the last 30 days I have done 17 loans for OzBargainers and 100% are approved or on track for approval (please comment below if you're one of them!)
https://www.ozbargain.com.au/node/608914

Hope you find this useful,
Aidan
Owner & Mortgage Broker
[email protected]
www.blueowlfinance.com.au
0412378146
Link to my calender - https://www.blueowlfinance.com.au/bookings-checkout/consulta…

ABN 27 646 433 374 | Certified MFAA Member 230928 | Australian Credit Licence number 384704 | Credit Representative’s number 527699

Financial Cashback Credit Card Home Loan Loan MasterCard Refinance

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closed Comments

  • Store Repfootyboy @ Blue Owl Finance on 23/04/2021 - 16:48

    Here to answer any questions on lending policy or process.

    • [Deactivated] on 25/04/2021 - 10:39

      can I include my wife as co-applicant even though she is not on the title of property?

      • Store Repfootyboy @ Blue Owl Finance on 25/04/2021 - 14:26

        @CoronaV yes you can.

    • [Deactivated] on 25/04/2021 - 10:42

      also what kind of costs i am looking at to refinance my existing loan (investment loan)? i currently on variable rate with cba

      • Store Repfootyboy @ Blue Owl Finance on 25/04/2021 - 14:27

        @CoronaV around $700 all up, depending in state.

  • bhakharvadi on 23/04/2021 - 16:53
    +1

    Hi, if there aren't any other charges than the application fee of $300, why is the comparison rate so high and what does it count as other charges?

    • mongie on 23/04/2021 - 17:00

      I was wondering exactly the same thing.

    • Steptoe on 23/04/2021 - 17:00
      +2

      Assuming the loan reverts to a higher fixed rate after 2 years.

      • Lucille Bluth on 23/04/2021 - 17:01

        Assuming the loan reverts to a higher fixed rate after 2 years.

        Yes, that is correct but variable instead of fixed

    • Store Repfootyboy @ Blue Owl Finance on 23/04/2021 - 17:05

      Great question!

      1) it's calculated on $150k
      2) it's calculated on a $600 application fee
      3) it's assuming you'll accept the revert variable rate with no discount at the end of 2 years (you won't and any decent broker will make sure of that)

  • homersyd on 23/04/2021 - 17:19
    -1

    Hi rep - is this per property/loan? (asking for my rich asian friend :) )

    • Store Repfootyboy @ Blue Owl Finance on 23/04/2021 - 17:21
      +2

      If they're that rich, they don't need the $2k Mastercard!
      Only 1 x $2k per applicant.

      My other post on St George $4k 1st property and $2k for each subsequent property, may be better suited here.

      https://www.ozbargain.com.au/node/608914

  • shaun-o on 23/04/2021 - 17:23

    What's are the rates for Investment loans?

    • Store Repfootyboy @ Blue Owl Finance on 23/04/2021 - 17:25
      +1

      2.35% fixed for 2 or 3 years.

  • yojabbajabba on 23/04/2021 - 17:43

    I can highly recommend Aidan - he smashed through my StG refinance application and had it booked in for settlement in 6 business days from first contact.

    • Store Repfootyboy @ Blue Owl Finance on 23/04/2021 - 17:54

      Thanks for the review, 6 days hard to beat!

  • stefanko on 23/04/2021 - 17:57

    got the same deal directly from NAB = 1.79% on a 2 year fixed and just recieved 2k bonus today :)

    • Store Repfootyboy @ Blue Owl Finance on 23/04/2021 - 18:03

      Nice! But… with $0 annual fee for the life of the loan?

      • stefanko on 24/04/2021 - 09:20

        nope, still paying the 395 package fee but I am already w NAB and have other accounts etc., therefore also no application fee, no valuation fee, no paperwork, just one signature :)

        • Store Repfootyboy @ Blue Owl Finance on 24/04/2021 - 11:16

          I guess the $395 annual fee is the difference between NAB and CUA deals @stefanko

  • RangaWal on 23/04/2021 - 19:29

    Available to existing CUA members? Offset account?

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