Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solution

expired Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solution

Store RepAdrian Player on 22/11/2021 - 23:20 integralloansolutions.com.au

A lot of changes this past 6 weeks: Lenders putting assessment rates up from 2.50% to 3.00% on top of the interest rate that you get. On 1 mill loan size this could affect your borrowing power by …

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$3000 Cashback for Refinance & $2000 for Purchase, Rates from 1.98% 2 Yrs Fixed @ Virgin Money - Additional 0.2% Broker Cashback

expired $3000 Cashback for Refinance & $2000 for Purchase, Rates from 1.98% 2 Yrs Fixed @ Virgin Money - Additional 0.2% Broker Cashback

AssociatedPWilson Heroes HL @ Heroes Home Loans on 21/11/2021 - 16:52 virginmoney.com.au

One of the lowest 2 year fixed rates in the market, they also provide rate lock and additional repayments up to $10,000 per annum. Plus, $3,000 cashback when your customers refinance with …

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ME Bank Refinance: Uncapped $3,000 Cashback, Fixed Rates from 2.29% 2 Year Fixed and variable offset from 2.03%

expired ME Bank Refinance: Uncapped $3,000 Cashback, Fixed Rates from 2.29% 2 Year Fixed and variable offset from 2.03%

Store RepJamesSimBroker @ James Sim Broker on 16/11/2021 - 21:57 mebank.com.au

Interest rate changes ME Bank had raised their fixed rates effectively on 26th Nov 2021. A lot of banks had increased fixed rates since APRA’s announcement on 6th of October to restrict home loan …

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Citibank Home Loan from 1.89% 1-Year Fixed + 0.25% Heroes Home Loans Broker Cashback

expired Citibank Home Loan from 1.89% 1-Year Fixed + 0.25% Heroes Home Loans Broker Cashback

AssociatedLWilson Heroes HL @ Heroes Home Loans on 15/11/2021 - 21:26 www1.citibank.com.au

If you haven't hear the news Westpac and NAB have increased their rates again today, with their new 2 year fixed rate standing at 2.49%. According to RBA it's expect further rate increase …

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HSBC Home Value Loan - 1.97% Variable Rate (1.98% Comparison Rate, Excludes LVR above 70%) + $3288 Cashback for Refinancing

expired HSBC Home Value Loan - 1.97% Variable Rate (1.98% Comparison Rate, Excludes LVR above 70%) + $3288 Cashback for Refinancing

[Deactivated] on 14/11/2021 - 21:44 hsbc.com.au

Unlimited free extra repayments Flexibility to redraw additional payments for free No ongoing monthly service fee Receive $3,288 cashback - Available on refinance applications (minimum $250,000) …

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1.85% Variable Rate Home Loan @ Well Home Loans

expired 1.85% Variable Rate Home Loan @ Well Home Loans

PDialADeal on 14/11/2021 - 19:39 wellhomeloans.com.au

Seems to be competitive including their fix term rates. This of for an owner occupied loan. I didn't go with them however I found these guys when shopping around. I stuck with Macquarie as I …

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ING Owner Occupied Home Loans from 1.99% Variable (CPR 2.02%) up to 80% LVR

expired ING Owner Occupied Home Loans from 1.99% Variable (CPR 2.02%) up to 80% LVR

Store RepLoan Base @ Loan Base on 10/11/2021 - 15:03 ing.com.au

Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3 properties etc. As of 10 November 2021, ING has announced that …

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St George/Bank of Melbourne Home Loan 2.14% Variable No Annual Fee

expired St George/Bank of Melbourne Home Loan 2.14% Variable No Annual Fee

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 03/11/2021 - 14:28 stgeorge.com.au

St George / Bank of Melbourne has reduced Basic variable product from tomorrow. Variable from 2.14% CPR 2.16% lifetime discount no annual fee, no offset, $3k bank cashback $100 once off settle …

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BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CR) / 2.03% <80% LVR (2.20% CR), up to $1000 Extra Broker Cashback

expired BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CR) / 2.03% <80% LVR (2.20% CR), up to $1000 Extra Broker Cashback

Store RepJamesSimBroker @ James Sim Broker on 01/11/2021 - 22:39 boq.com.au

**$3k Refinance Cashback and $2k Investor Purchase Cashback Offers Extended to 31 January 2022 BOQ offers basic variable interest rate home loan with a low rate, free redraw and flexible repayment …

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$3,000 Cashback, $0 Application Fee, $0 Annual Fee, 2.29% Fixed 2 Yr I/O Investor Loan (Rate Expired) @ Great Southern Bank

expired $3,000 Cashback, $0 Application Fee, $0 Annual Fee, 2.29% Fixed 2 Yr I/O Investor Loan (Rate Expired) @ Great Southern Bank

Store Repfootyboy @ Blue Owl Finance on 01/11/2021 - 09:54 greatsouthernbank.com.au

Why my investor clients love this new deal: $3,000 cashback paid within 24 hours of settlement $3,000 CASHBACK PER PROPERTY REFINANCED - normally lenders cap at 1 x rebate 2.29% fixed 2 years …

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NAB Owner Occupied Home Loans - from 2.29% Variable, 1.99% 1-Year Fixed, and $2,000 Bank Cashback

expired NAB Owner Occupied Home Loans - from 2.29% Variable, 1.99% 1-Year Fixed, and $2,000 Bank Cashback

Store RepLoan Base @ Loan Base on 27/10/2021 - 08:46 nab.com.au

Plus $2,000 NAB cashback for refinances (>$250k, <80%LVR) As of 27 October 2021, NAB has confirmed that they are reducing their Base Variable Rate Special Offer to 2.29% pa (2.33% comp), on …

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Refinancer Loans: Bonus $500 / $1000 on 2-Yr Home Loans or We Pay Your Rate Lock Fee

expired Refinancer Loans: Bonus $500 / $1000 on 2-Yr Home Loans or We Pay Your Rate Lock Fee

AssociatedRefinancerloans on 22/10/2021 - 17:16 refinancerloans.com.au

3 of the big 4 banks have increased fixed interest rates this week and we've got a strong feeling this will happen industry wide. It's looking like the next few days we will see a 0.10% to …

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Owner Occupied P&I Variable 2.29% No Annual Fee, 1-Year Fixed from 1.99% + $2,000 Bank Cashback @ CBA

expired Owner Occupied P&I Variable 2.29% No Annual Fee, 1-Year Fixed from 1.99% + $2,000 Bank Cashback @ CBA

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 15/10/2021 - 19:36 commbank.com.au

CBA lowest variable rates ever from 2.29% no annual fee + $2,000 CBA bank cashback $2,000 CBA bank cashback (>$250k) Owner Occupied P&I 2.29% (CPR 2.30%) Extra home loan variable no annual …

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St George/Bank of Melbourne Home Loan: from 1.79% 2 Yrs Fixed, 2.24% Variable (Expired) No Annual Fee & $3000 Bank Cashback

expired St George/Bank of Melbourne Home Loan: from 1.79% 2 Yrs Fixed, 2.24% Variable (Expired) No Annual Fee & $3000 Bank Cashback

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 14/10/2021 - 19:32 stgeorge.com.au

St George / Bank of Melbourne has extended the $3,000 cashback offer $3,000 bank cashback (>$250k) 85%LVR $1 LMI for first home borrowers (<$850k) Owner occ 60LVR (+0.05% for 80LVR) 2 year …

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ING Owner Occupied Home Loans - from 2.24% Variable, 1.89% 2-Year Fixed, and $3,000 Bank Cashback

expired ING Owner Occupied Home Loans - from 2.24% Variable, 1.89% 2-Year Fixed, and $3,000 Bank Cashback

Store RepLoan Base @ Loan Base on 14/10/2021 - 15:02 ing.com.au

Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3 properties etc. As of 14 October 2021, ING has confirmed that …

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Variable P&I Home Loans - 1.99% Owner Occupied & 2.14% Investment (80% LVR, 1.99% & 2.14% CR) @ Homeloans.com.au

expired Variable P&I Home Loans - 1.99% Owner Occupied & 2.14% Investment (80% LVR, 1.99% & 2.14% CR) @ Homeloans.com.au

mrtimn on 12/10/2021 - 13:17 homeloans.com.au

Was in the market for refinancing and have seen that homeloans.com.au (Resimac) have dropped their rates. They come with a free 100% offset and allow for loan splitting too. The rates are 0.1% lower …

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[VIC] Government Contribution of up to 25% of Your Home Purchase Price (as Shared Equity) @ State Revenue Office Victoria

expired [VIC] Government Contribution of up to 25% of Your Home Purchase Price (as Shared Equity) @ State Revenue Office Victoria

haha1 on 08/10/2021 - 19:17 sro.vic.gov.au

Eligible homebuyers can now receive a contribution of up to 25% towards the purchase price of their property, reducing their minimum required deposit to 5% and avoiding the need to pay Lenders …

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Citibank 2.19% 2-Year Fixed Rate Investment P&I

expired Citibank 2.19% 2-Year Fixed Rate Investment P&I

Store RepAdrian Player @ Integral Loan Solutions on 01/10/2021 - 19:05 www1.citibank.com.au

Current sla's Service levels - 8-9 business days for refinances 15 days + for purchases that dont have a contract - so please be patient if you take this route. Once you sign on a property …

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Up to $6,000 Cashback for Refinance & Purchases + Rates from 1.89% 2 Yrs Fixed - Citibank

expired Up to $6,000 Cashback for Refinance & Purchases + Rates from 1.89% 2 Yrs Fixed - Citibank

AssociatedJohnKKMK @ Mortgage Better on 30/09/2021 - 16:28 www1.citibank.com.au

Please note: Citibank has confirmed their 2, 3, 5 yrs fixed rates are increasing from 1/11/2021, applications must submitted by COB31/10/2021 to receive the free 60 day rate lock P&I packaged …

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$500 Bonus for Eligible Suncorp Bank Home Loan Customers with Solar Energy System (or Installed by 31/12/2021)

expired $500 Bonus for Eligible Suncorp Bank Home Loan Customers with Solar Energy System (or Installed by 31/12/2021)

jewboy on 29/09/2021 - 14:11 suncorp.com.au

"If you have an existing home loan with Suncorp Bank and that home has a solar power system, or if you have solar installed by 31st December 2021 on that home, you may be eligible to receive …

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