Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solution

expired Mortgage Broker Home Loan Refinance Deal - $500-$1000 Extra Broker Cashback on Top of Any Lender Offer @ Integral Loan Solution

Broker Cashback $500 for balances between $400,000 and $750,000 net of offset & $1000 cashback for balances over $750,000 net of offset. Broker rebate paid post settlement normally 2 months post …

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ING Home Loan from 1.99% Owner Occupied P&I Variable "Basic" + 0.25% Heroes Home Loans Broker Cashback

expired ING Home Loan from 1.99% Owner Occupied P&I Variable "Basic" + 0.25% Heroes Home Loans Broker Cashback

Hi All Ozbarginers, please find one of the latest competitive offers in the market, especially with big 4 raising rates this one of the few lenders that offer a rate just under 2%. Owner Occupied …

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Interest Only Variable with Offset Home Loan: 2.44% for <60% LVR (2.49% for <80% LVR) + $3,000 Lender Cashback @ Virgin Money

expired Interest Only Variable with Offset Home Loan: 2.44% for <60% LVR (2.49% for <80% LVR) + $3,000 Lender Cashback @ Virgin Money

Virgin Money has announced that they will be offering the same Investment Variable rates regardless of repayment type, meaning some very sharp interest only rates as low as 2.44%! They are also …

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$2500 Cashback for Home Loan Refinancing: Owner Occupied 1-Year Fixed 1.95% @ Australian Military Bank (& 0.25% Broker Cashback)

expired $2500 Cashback for Home Loan Refinancing: Owner Occupied 1-Year Fixed 1.95% @ Australian Military Bank (& 0.25% Broker Cashback)

Hi All We know rates are tipped to go up, so now is a perfect time to lock in low rate while they still available. A lot of you might know heard of AMB, but they a great non-big 4 bank lender that …

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Bankwest $1500 First Home Buyer Boost (Minimum $200,000 Loan) + up to $1,000 Broker Rebate

expired Bankwest $1500 First Home Buyer Boost (Minimum $200,000 Loan) + up to $1,000 Broker Rebate

Hi OzBargainers, Happy New Year, I hope you all managed to enjoy some time off over the break! I just wanted to make all the first home buyers out there aware of Bankwest' latest offering. You …

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Owner Occupier Home Loan 1.89% (<60% LVR), 1.94% (70%-60% LVR) & 1.99% (80%-70% LVR) @ Athena Home Loans

expired Owner Occupier Home Loan 1.89% (<60% LVR), 1.94% (70%-60% LVR) & 1.99% (80%-70% LVR) @ Athena Home Loans

Hi XXX, You're being dropped. Again. Today we’re dropping our rates to a new record low 🔥 This means your rate will be automatically dropped today. We’ll be making this change during …

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ME Bank Home Loan Refinance $3000 Cashback (Min $250000, Max LVR 80%), Fixed Rates from 2.29% 2-Year, Variable Offset from 2.03%

expired ME Bank Home Loan Refinance $3000 Cashback (Min $250000, Max LVR 80%), Fixed Rates from 2.29% 2-Year, Variable Offset from 2.03%

ME Bank raised their fixed rates effectively on 15th Dec 2021. Most major banks offer 2 years fixed from 2.59%. ME Bank may increase its fixed rates anytime soon and we advise to apply for a rate …

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Owner Occupied P&I Variable Rate Home Loan 1.99% p.a. (70% LVR, Comparison Rate 2.00% p.a.) @ Suncorp

expired Owner Occupied P&I Variable Rate Home Loan 1.99% p.a. (70% LVR, Comparison Rate 2.00% p.a.) @ Suncorp

Other Interest rates Owner occ - P&I - 80% lvr basic variable redraw 2.02% comp rate 2.03% Invetsment - P&I - 80% lvr basic variable redraw 2.57% comp rate 2.57% Investment - IO - 80% lvr …

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Purchase or Refinance a Home with minimum $750,000 Loan and Receive $3,000 Cashback (LVR ≤ 90%) @ Suncorp

expired Purchase or Refinance a Home with minimum $750,000 Loan and Receive $3,000 Cashback (LVR ≤ 90%) @ Suncorp

If you are looking to purchase or refinance a home with a $750,000 plus loan, this is a fantastic choice by scoring $3,000 cashback. This deal would obviously not be for everyone. You can also stack …

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$3,000-$6,000 Cashback for Home Loan Refinance & Purchases Rates from 2.09% No Annual Fee at Citibank

expired $3,000-$6,000 Cashback for Home Loan Refinance & Purchases Rates from 2.09% No Annual Fee at Citibank

Citibank has extended the $6,000 cashback offer Citibank offers free 60 days rate lock for all fixed rate applications Loan amount Cashback $1,000,000 or more $6,000 $750,000 or …

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$4,000 Home Loan Refinance Rebate (Minimum $250,000 Loan Per Property) @ RAMS

expired $4,000 Home Loan Refinance Rebate (Minimum $250,000 Loan Per Property) @ RAMS

Genuinely interested to hear what people think of this deal. For new refinance applications received between 1 December 2021 and 28 February 2022 and settle by 30 April 2022. Offer available on the …

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$3000 Cashback for Refinance for Owner Occupied Variable Rate from 2.19% @ Westpac (& 0.25% Broker Cashback)

expired $3000 Cashback for Refinance for Owner Occupied Variable Rate from 2.19% @ Westpac (& 0.25% Broker Cashback)

Merry Xmas all Ozbarginers and hope you are having wonderful festive season. Westpac has new offer for the Flexi First Home Loan variable rate' and offering an $3000 Cashback on all refinances …

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ING Variable with Offset 2.04% PI <= 80% LVR, $3,000 Bank Cashback on Refinance

expired ING Variable with Offset 2.04% PI <= 80% LVR, $3,000 Bank Cashback on Refinance

Merry Christmas and Happy New Year!! We can still assist clients who need home loan assistance as banks are still operating but be mindful that the turnaround time will be slow. The options we …

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No Fee Home Loan Offset Account @ Athena Home Loans

expired No Fee Home Loan Offset Account @ Athena Home Loans

We were waiting for a long time for Athena's offset account. Finally it happened and glad they offer $0 fee. I believe most of other banks charge $10 for this service, this is a deal. SAVE THE …

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UBank Home Loan 1.99% Variable and Comparison Rate, 80% LVR (Limited Time for New Customers / Call for Existing Customers)

expired UBank Home Loan 1.99% Variable and Comparison Rate, 80% LVR (Limited Time for New Customers / Call for Existing Customers)

UBANK have a new interest rate for a limited time of 1.99%, supposedly for new customers, but I just called there 13 line and asked to be transferred across, no problems, 5 minute call, and should be …

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$3000 Cashback on Minimum $250,000 Home Loan @ St George & Bank of Melbourne

expired $3000 Cashback on Minimum $250,000 Home Loan @ St George & Bank of Melbourne

St George / Bank of Melbourne has extended the $3,000 cashback offer $3,000 bank cashback (>$250k) 85%LVR $1 LMI for first home borrowers (<$850k) Variable from 2.14% CPR 2.16% lifetime …

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Owner Occupied 2 Years Fixed 2.09% PI < 70% LVR (Expired), $3,000 Cashback on Refinance @ Mystate

expired Owner Occupied 2 Years Fixed 2.09% PI < 70% LVR (Expired), $3,000 Cashback on Refinance @ Mystate

Good option for Ozbargain members who are thinking to refinance for a generous cashback of $3000 with NO package fee for life of the loan. Quick turnaround time in 3 days with FastRefi which allows a …

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Suncorp $3,000 Solar Bonus for New Home Loan Customers (Min Loan $500,000) Only - Solar Must Be Installed & Evidence Supplied

expired Suncorp $3,000 Solar Bonus for New Home Loan Customers (Min Loan $500,000) Only - Solar Must Be Installed & Evidence Supplied

Its been extended to April 29 2022 - Brokers have an email confirmation from Suncorp You can book an appointment straight into my calendar - …

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$2000 Cashback for Refinance, Rates from 1.99% 2 Yrs Fixed, $395 Annual Fee @ Newcastle Permanent

expired $2000 Cashback for Refinance, Rates from 1.99% 2 Yrs Fixed, $395 Annual Fee @ Newcastle Permanent

One of the lowest 2 year fixed rates in the market, they also provide FREE 60 DAY RATE LOCK and allow additional repayments up to $25,000 per annum. Plus, $2,000 cashback when your customers …

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Beyond Bank – Owner Occupier 2 Years Fixed Rate Home Loans Starting from 1.79% (3.73% Comparison Rate) + $395 Annual Fee

expired Beyond Bank – Owner Occupier 2 Years Fixed Rate Home Loans Starting from 1.79% (3.73% Comparison Rate) + $395 Annual Fee

Owner Occupier Fixed rate special <60% Loan to Value Ratio 1.79% for 2 years fixed for home loans (CPR 3.73%) 2.09% for 3 years fixed for home loans (CPR 3.66%) Owner Occupier Fixed rate …