Loan Base » user profile

Hi Mojorisin, yes we are a premium online broker, so we assist clients all over Australia (and some overseas too) - please let us know if…

Hi Mzrshy, the cashback requirement is based on the loan amount and is for refinances only (as El-Rhi pointed out below), so if you were…

2.44% - 2.49% pa variable with offset has always been a fantastic rate for interest only repayments - and is lower than the other stuff…

**Virgin Money** has announced that they will be offering the same Investment Variable rates regardless of repayment type, meaning some…

Hi @qiminghenfan, SLA refers to service level agreement. In other words, the approximate turnaround time for the lender to process your…

Hi @Sapiens, ING's minimum loan amount is typical $150,000. However, to be eligible for the cashback it would need to be at least $500,000.

**Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3…

Hi leiiv, The advertised Base Variable investment interest only offer for NAB is currently 2.99% (2.33%) up to 80% LVR. However, there are…

Hi arcticjuggernaut, Generally speaking, you should be able to renegotiate the variable rate that you will be rolling over to once the…

Hi thsydney, Generally speaking, the banks don't like seeing clients hop from bank to bank too frequently. Bigger banks that have an…

Hi abhiz, Generally speaking, most refinance offers involving cashback have a minimum loan amount of $250,000 or higher. If you are seeking…

Hi funnysht, On 14/10/21, NAB announced the refinance cashback will be extended until further notice. They then continued to indicate that…

Hi Sapiens, The minimum loan is $20,000. However, to be eligible for the $2,000 refinance cashback the minimum loan is $250,000

**Plus $2,000 NAB cashback for refinances (>$250k, <80%LVR)** As of 27 October 2021, **NAB** has confirmed that they are reducing their…

Hi Stan1912, Thanks for your vote of confidence. Glad we were able to assist you with your situation and we look forward to working with…

Hi x3n0n, For the ING cashback, it's only available for the refinance of an existing home loan from another lender to ING. However, if you…

Hi Tech45, ING does not do construction loans. However, depending on your situation, there may be other solutions. Please get in contact…

Hi Gumbootboy, It means any loan amount minus any funds in redraw or offset, at settlement will result in the figure for utilised lending…

Hi OzBrogains, The changes were announced to brokers today but are effective from 15 October 2021

Hi postman, Thanks, this has been updated to 30 November 2021

Hi rakkihizoku, There were no announced changes to interest only rates so they remain the same as previously advertised. If you would like…

Hi Sapiens, ING's minimum loan amount is typical $150,000. However, to be eligible for the cashback it would need to be at least $500,000.

Hi mkh1991, We've been advised new rates will be effective for new loan applications and effective from 15 October 2021.

**Plus $3,000 ING cashback per application (>$500k, <80%LVR), no limits on applications eg. $6,000 for 2 properties, $9,000 for 3…

Hi haru, yes we do.

Yes; Loan Base Broker cashback up to $1,000 with any lender (including BoQ) - please reach out if you'd like to speak to a broker!

Hi newdad, ubank offers direct online lending only (ie not available via broker channel), but we have comparable rates available through 86…

Hi ozbargainerlife1, the Loan Base broker cashback is paid at the 12 month and 24 month settlement anniversary provided the loan has not…

**Loan Base** are now offering up to **$1,000 Broker Cashback on any refinance or purchase loan** settled through us, **on top of any…

Hy jerryd, yes - we actually have several lenders who can look at this; please reach out if you'd like to speak to a broker to find the…