Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Up to $1,000 Extra Broker Cashback on Top of Any Lender Cashback for Refinances and Purchases @ Loan Base

expired Up to $1,000 Extra Broker Cashback on Top of Any Lender Cashback for Refinances and Purchases @ Loan Base

Store RepLoan Base on 27/09/2021 - 19:51 loanbase.com.au

Loan Base are now offering up to $1,000 Broker Cashback on any refinance or purchase loan settled through us, on top of any lender cashback - now up to $6,000 per property. This can be obtained …

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[NSW, ACT, QLD] Owner Occupied Fixed Rate Home Loan 2 Years 1.59% (2.10% CR, 80% LVR) @ Greater Bank

expired [NSW, ACT, QLD] Owner Occupied Fixed Rate Home Loan 2 Years 1.59% (2.10% CR, 80% LVR) @ Greater Bank

Boogerman on 22/09/2021 - 18:43 greater.com.au

Rate will revert to 2.19% variable after the 2-year period

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Home Loan Refinance Cashback Deal: $500-$1,500 Broker Gift Card @ Refinancer

expired Home Loan Refinance Cashback Deal: $500-$1,500 Broker Gift Card @ Refinancer

AssociatedRefinancerloans on 22/09/2021 - 09:35 refinancerloans.com.au

Hi OzBargain! It's our biggest refinance offer yet! To be clear you can stack the gift card we are giving of up to $1,500 with lender cashbacks of up to $4,000! ($5,500 of potential …

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Medico PLUS Owner Occupied P&I 2 Year Fixed Rate 1.99% (CR 4.26%) for Medical Professionals @ CommBank

expired Medico PLUS Owner Occupied P&I 2 Year Fixed Rate 1.99% (CR 4.26%) for Medical Professionals @ CommBank

AssociatedJamesSimBroker @ Nectar Mortgages on 21/09/2021 - 23:22 commbank.com.au

Attention MEDICAL PROFESSIONALS!! New policy just released by CBA. Introducing new Medico PLUS+ allows borrowing up to to 94.99% with a max lending of $2,374,000 per security up to a total loan …

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Suncorp Refinance - $3,000 Cashback, $0 Annual Fee, Minimum Loan $750,000 - Variable with Offset 2.39% (2.82% CR) under 70% LVR

expired Suncorp Refinance - $3,000 Cashback, $0 Annual Fee, Minimum Loan $750,000 - Variable with Offset 2.39% (2.82% CR) under 70% LVR

Store RepJamesSimBroker @ James Sim Broker on 19/09/2021 - 20:39 suncorp.com.au

Suncorp has been named Money Magazine’s Bank of the Year and Business Bank of the Year for the fourth year in a row. $3,000 Home Loan Refinance Offer & NO annual fee for the life of the loan …

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Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solutions

expired Home Loan Refinance Deal - $500-$1,000 Extra Broker Cashback on Top of Any $2,000-$4,000 Lender Offer @ Integral Loan Solutions

AssociatedAdrian Player on 17/09/2021 - 19:03 integralloansolutions.com.au

Providing an update on recent lender changes this last month and what the majority of my client base has been doing this past month. You can book an appointment straight into my calendar - …

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Refinance Home Loan @ ME Bank: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.79% p.a. & Variable 2.29% p.a

expired Refinance Home Loan @ ME Bank: $3000 Cashback (Minimum Loan $250,000) - Fixed Rates from 1.79% p.a. & Variable 2.29% p.a

AssociatedCelebrationFinance @ Celebration Finance on 17/09/2021 - 15:54 mebank.com.au

Switch your home loan to ME Bank and you’ll get an extremely competitive rate and receive a $3,000 cashback. Available for a limited time only, for new borrowings Owner occupiers and investers up …

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Firstmac Home Loan 2.19% (First 2 Years) Variable Offset Owner-Occupied P&I No Annual Fee

expired Firstmac Home Loan 2.19% (First 2 Years) Variable Offset Owner-Occupied P&I No Annual Fee

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 15/09/2021 - 18:58 firstmac.com.au

Firstmac announced lowest variable offset on the market, no annual fees for life 2.19% (CPR 2.55%) Variable offset broker special 2yr discount (+0.4% after 2 years). Owner occ P&I. No annual …

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Virgin Money Home Loan - 1.79% Fixed 2 Years (80% LVR), $0 Upfront / $10/Month Ongoing + $3000 Lender Cashback (Expired)

expired Virgin Money Home Loan - 1.79% Fixed 2 Years (80% LVR), $0 Upfront / $10/Month Ongoing + $3000 Lender Cashback (Expired)

Store RepLoan Base @ Loan Base on 15/09/2021 - 09:45 virginmoney.com.au

As of 15 September 2021, Virgin Money has confirmed that they are now approving discretionary pricing for rates as low as 1.79% pa (2.62% comp), fixed for 2 years all the way up to 80% loan-to-value …

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Variable Home Loans - Eg. Owner Occ Offset 2.24%, Investor Offset 2.49% with $248 annual fee at Macquarie Bank

expired Variable Home Loans - Eg. Owner Occ Offset 2.24%, Investor Offset 2.49% with $248 annual fee at Macquarie Bank

Associatedkeithality @ Rate Rank on 11/09/2021 - 12:18 macquarie.com.au

Macquarie have dropped the rate by 0.1% on their variable Basic and Offset owner occupier and investor home loans. Their offset home loans in particular look like a real good deal, equivalent to …

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86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85% LVR NO LMI + $2000 Cashback

expired 86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85% LVR NO LMI + $2000 Cashback

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 08/09/2021 - 12:15 86400.com.au

$2,000 cashback Applies to ALL refinance or purchases – not just First Home Buyers Owner or Investor $250k+ loan Offset Package product only 85% no LMI Applies to ALL refinance or purchases – …

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2.14% p.a Fixed 1 Year P&I Investment Home Loan (2.79%p.a. CR, 90% LVR, $10/month offset @ 2.92%p.a. CR) @ Tic:Toc Home Loans

expired 2.14% p.a Fixed 1 Year P&I Investment Home Loan (2.79%p.a. CR, 90% LVR, $10/month offset @ 2.92%p.a. CR) @ Tic:Toc Home Loans

Marketingtictochomeloans on 07/09/2021 - 12:01 tictoc.com.au

Tic:Toc have a leading rate for their Fixed 1 Year P&I Investment Home Loan. Loan features Minimum 10% deposit/Maximum 90% LVR (after LMI added) No upfront or ongoing fees Unlimited additional …

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UBank 3yr Fixed Rate Home Loan (Owner Occupier) 1.85% (CR 2.24%)

expired UBank 3yr Fixed Rate Home Loan (Owner Occupier) 1.85% (CR 2.24%)

Associatedkeithality @ Rate Rank on 05/09/2021 - 09:28 ubank.com.au

Looks like UBank have dropped the rate on their 3Yr Fixed Owner Occupier home loan to 1.85% (down from 1.95%). It's now one of the lowest in the market for 3Yr Fixed. If you are after other …

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BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CPR) / 2.03% <80% LVR (2.20% CPR) + $3,000 Refinance / $2,000 Investor Cashback

expired BOQ Variable Owner Occ. 1.98% <70% LVR (2.15% CPR) / 2.03% <80% LVR (2.20% CPR) + $3,000 Refinance / $2,000 Investor Cashback

Store RepLoan Base @ Loan Base on 27/08/2021 - 18:04 boq.com.au

Effective 30 August, 2021, Bank of Queensland / BOQ will be significantly reducing some of their promotional Owner Occupied P&I Rates. Starting at 1.98% (2.15% CPR), these new rates are …

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St George/BOM/Westpac Home Loan Owner Occ 2.24% Var No Annual Fee

expired St George/BOM/Westpac Home Loan Owner Occ 2.24% Var No Annual Fee

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 24/08/2021 - 21:45 stgeorge.com.au

St George / Bank of Melbourne BOM/ Westpac new rates from 1.79% 2 year fixed to basic variable 1.99% with no annual fee and $3000 bank cashback + broker rebate Owner occ 2.24% (CPR 2.26%) Basic …

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Westpac Flexi Variable Owner Occ 2 Yr P&I Var 2.09% Investment 2.39% 2 Yr P&I @ Westpac

expired Westpac Flexi Variable Owner Occ 2 Yr P&I Var 2.09% Investment 2.39% 2 Yr P&I @ Westpac

EmployeeRefinancerloans @ Refinancer Loans on 24/08/2021 - 17:37 westpac.com.au

People were going nuts for HSBC's variable offering, this one in my opinion smashes it! Effective Tuesday 24 August 2021, Westpac have reduced their Flexi First Option Home Loan Introductory …

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Westpac Group Home Loan Interest Rate Reduction - from 1.79% pa Fixed / 1.99% pa Var + Up to $1,000 Loan Base Cashback

expired Westpac Group Home Loan Interest Rate Reduction - from 1.79% pa Fixed / 1.99% pa Var + Up to $1,000 Loan Base Cashback

Store RepLoan Base @ Loan Base on 23/08/2021 - 15:41 stgeorge.com.au

Effective 24 August, 2021, Westpac Group (Including St George, BoM & Bank SA) have announced reductions to some of their promotional headline rates! St George/BoM/BSA are now offering rates as …

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$1,200 Gift Card with Home Loan Refinance above $500k @ Refinancer

expired $1,200 Gift Card with Home Loan Refinance above $500k @ Refinancer

AssociatedRefinancerloans on 23/08/2021 - 12:22 info.refinancerloans.com.au

Hi OzBargain! We've had such a warm reception to our OzBargain refinance deals that we wanted to up the ante. This is our biggest offering yet Click this link to apply: …

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MyState 3 Year INV Fixed 2.39% PI and IO 2.49%, $3,000 Cashback on Refinance and up to $1,000 Broker Rebate

expired MyState 3 Year INV Fixed 2.39% PI and IO 2.49%, $3,000 Cashback on Refinance and up to $1,000 Broker Rebate

AssociatedJamesSimBroker @ Nectar Mortgages on 11/08/2021 - 23:05 mystate.com.au

Interesting option for Ozbargain members who are thinking to refinance for a generous cashback of $3000 with no package fee for life of the loan. Quick turnaround time in 3 days with FastRefi which …

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86 400 Home Loan: 85% LVR, No LMI from 2.04% pa with $2k Cashback / Standard Rates from 1.84% pa / + up to $1k LoanBase Cashback

expired 86 400 Home Loan: 85% LVR, No LMI from 2.04% pa with $2k Cashback / Standard Rates from 1.84% pa / + up to $1k LoanBase Cashback

Store RepLoan Base @ Loan Base on 11/08/2021 - 11:05 86400.com.au

86 400 has recently launched an 85% LVR, no LMI offering, extended their extended their cashback offer, and further reduced their <80% LVR rates! Unlike with most lenders, 86 400's $2,000 …

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