St George/BOM/Westpac Home Loan Owner Occ 2.24% Var No Annual Fee

AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 24/08/2021 - 21:45 stgeorge.com.au (250 clicks)
Last edited 05/02/2022 - 21:26 by 2 other users

St George / Bank of Melbourne BOM/ Westpac new rates from 1.79% 2 year fixed to basic variable 1.99% with no annual fee and $3000 bank cashback + broker rebate

Owner occ

2.24% (CPR 2.26%) Basic variable, no annual fee and discount for life of loan (NOT same as Westpac Flexi First intro a 2 year HONEYMOON rate and jumps up after 2 years).
2 year fixed 1.79% CPR 3.33%
Offset package variable from 2.29% (CPR 2.71%) - subject to approval and loan size
60LVR (+0.05% for 80LVR)

Investor

Variable 2.54% CPR 2.56% Basic variable, no annual fee and discount for life of loan (NOT same as Westpac Flexi First intro a 2 year HONEYMOON rate and jumps up after 2 years).
2 year fixed 2.19% CPR 3.84%
Offset package variable from 2.69% (CPR 3.1%) - subject to approval and loan size
60LVR (+0.05% for 80LVR)

Westpac + $3k bank cashback

Owner occ 70LVR (+0.1% for 80LVR)
Variable 1.99% CPR 2.42% basic Flexi 2yr intro rate Flexi first no annual fee
Offset package variable from 2.34% (CPR 2.75%) - subject to approval and loan size

Investor 70LVR (+0.1% for 80LVR)
Variable 2.29% CPR 2.80% basic Flexi 2yr intro rate Flexi first no annual fee
Offset package variable from 2.74% (CPR 3.15%) - subject to approval and loan size

$3,000 bank cashback

(>$250k, lodge by 30/9/21 settle by 31/12/21.)
$1 LMI 85%LVR for first home borrowers (<$850k)

Other lenders - we can match any lender offer you see just ask

Still Available Lenders with up to $4k PURCHASE bank cashback

PLUS up to 0.4% ie $4000 broker rebate per loan (on top of bank cashback, available via broker only, not via the bank)

In ADDITION to bank rebates, we have 0.3% - 0.4% broker rebate (based on net of offset/redraw ie balance owing) for ANY bank or product. (Loans >$250k paid as eGift cards from any retailer of your choice 50/50 at 2 and 24 months after settlement).

Please email [email protected] at first instance and we will reply ASAP. Missed calls and OZB messages may be delayed.

Len
Bundle Property Home Loans
T: (02) 9698 7186
M: 0422354868
ACL 445947

Mod: Removed standard broker cashback from title to adhere to deal posting guidelines

Financial Cashback Home Loan Loan Refinance

8 Oct 2021

Related Stores

St.George Bank

Bundle Property Home Loans

Third-Party

closed Comments

gimli on 24/08/2021 - 21:47

Thanks Len
jjj123 on 24/08/2021 - 21:52

already with wbc, any cash back or match rate?
- FutureTech on 24/08/2021 - 21:54
  
  +1
  
  same - wondering
- spiinl on 25/08/2021 - 07:47
  
  same boat but with BoM
- AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 25/08/2021 - 12:08
  
  No cash backs but we have many other options with $3k cashback, pls email us [email protected]
starbearer on 24/08/2021 - 22:01

+2

Rates for 100% offset + variable, Owner Occupier?
- tokziktigah on 24/08/2021 - 22:39
  
  I’m also interested in rates for investment with 100% offset, variable and both P&I and IO.
- AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 25/08/2021 - 12:11
  
  +1
  
  Variable offset package rates from 2.29% owner and 2.69% investor subject to approval and loan size, email us for specifics
djkelly69 on 24/08/2021 - 22:32

+4

Aside from some self-advertising, isn't this the same as what the other broker posted yesterday? I also think a broker who gets paid commission by the retailer/store/whatever should at least be ticking the 'Associated' box.
- AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 25/08/2021 - 12:09
  
  This is for the Basic product from STG/BOM with LIFETIME DISCOUNT (different to the Westpac 2yr intro honeymoon rate which jumps up after 2 years, which we also offer). Ozb posting guidelines stipulate we should not tick the 'associated' box.
[Deactivated] on 24/08/2021 - 23:20

1) What's the P&I rate for LVR for 70% for Home&Land Loan ?
2) What's the P&I rate for Investment Loan?
- AssociatedLen -Bundle Loans @ Bundle Property Home Loans on 25/08/2021 - 12:10
  
  Variable offset package rates from 2.29% owner and 2.69% investor subject to approval and loan size
plastererJazz on 25/08/2021 - 11:39

What is your ABN and Australian Credit Licence Number?

And has anyone had previous experience with them?

regard
- signups on 25/08/2021 - 15:58
  
  Found their business profile on google.
  
  https://goo.gl/maps/YGva87NKds582Vog6
Cookiescream on 25/08/2021 - 13:03

I just had a regrettable car loan with St George/BOM/Westpac.

No thank you!
- jjj123 on 01/09/2021 - 10:05
  
  what happened?
  - Cookiescream on 01/09/2021 - 10:13
    
    my car was written off and they hit me with all those fees about paying early.
    
    Sure one can argue that it is on the contract, but I felt very disappointed to pay $850 on something that wasn't my fault. I told them I needed a new loan.
    
    But as they hit me with all those fees and high interest I went elsewhere.
ZeeFlyingMonkey on 25/08/2021 - 14:49

+2

What is the 'discount for life of loan' you mentioned ?
jjj123 on 01/09/2021 - 10:04

just asked WBC:

For fixed rates to receive the 2.19%/pa 2 year rate, you will need an LVR of 60% or less.

The 2.29%/pa is for a 80% LVR.

This was posted 3 years 3 months 30 days ago, and might be an out-dated deal.