Third-Party
Ozbargain
In-house CASHBACK available from us by mentioning "Ozbargain".
We are offering a $500 upfront cashback for loan greater than $500k (excluding offset and redraw) for any fixed term loan of 2 years or more. This cashback offer is only available for applications submitted from 1 April 2021 and expires 30 June 2021. Maximum of 1 cashback per household (e.g. per couple).
St. George is offering some NEW LOW Investment Fixed Rate loans and a very ATTRACTIVE cashback up to $4,000 for every property refinanced.
Principal and Interest P&I - Comparison Rate and max LVR 80%
2 years 2.24% p.a. 3.75% p.a.
3 years 2.44% p.a. 3.75% p.a.
4 years 2.74% p.a. 3.75% p.a..
Variable 3.75% p.a. 3.75% p.a.**
Interest Only (IO) - Comparison Rate and max LVR 80%
2 years 2.44% p.a. 4.04% p.a..
3 years 2.64% p.a. 4.04% p.a.
4 years 2.94% p.a. 4.04% p.a.
Variable 4.04% p.a. 4.04% p.a.**
**Further discount on variable homeloan available via pricing discount request.
Refinance Bonus Terms and Conditions
To be eligible for the $4,000 Cashback, customers need to be refinancing a minimum existing loan of $250,000 and up to 80% loan-to-value ratio
- Customers must refinance an existing home loan with another financial institution to St. George between 01 April 2021 and 30 June 2021
- The amount being refinanced must be settled by 30 September 2021
- The primary applicant must have a Advantage account open at the time of drawdown in order to receive payment of the Cash Bonus and this will be paid automatically within 60 days of drawdown.
- The offer is available to individual applicants who are owner-occupiers or investors, and excludes refinances non-residents, businesses, trusts and other non-natural persons.
- The offer is only available on refinances from another financial institution that is not part of Westpac group.
- The offer is only available once per customer within the Offer Period.
- Where there is more than one borrower, the Cash Bonus is payable only to the primary borrower.
Comparison Rates
Any quoted comparison rate is only true for the example given and may not include all fees and charges. Different terms, loan amounts or fees may result in a different comparison rate. Comparison rates are based on a loan amount of $150,000 over a loan term of 25 years.
Other rebates available
CBA - Get $2,000 cashback when you refinance until June 30, 2021 T&Cs apply.
NAB - Receive up to $2,000 cashback when you refinance until April 20, 2021. T&Cs apply.
ANZ - Get $3,000 cashback when you refinance your home loan until April 16, 2021 T&Cs apply.
Virgin - Receive up to $3,000 cashback when you refinance until May 28, 2021. T&Cs apply.
How to Apply
Any advice is tailored to your financial situation. Our platform would simplify the lending process and our team will ensure that you are updated throughout the whole process.
For further details about this deal or other 35 lenders we work with, please contact directly via email or phone.
James Sim - Senior Mortgage Broker
M: 02 80807581 / 0487 000 098
E: [email protected] or [email protected]
W: https://www.nectarmortgages.com.au/project/james-sim/ or http://jamessimbroker.com.au
Review: https://www.ratemyagent.com.au/mortgage-broker/james-sim-hf2…
https://www.wordofmouth.com.au/reviews/nectar-mortgages-sydn…
COMPANY DETAILS
Wiz Financial Services Pty Ltd (credit representative 459750) trading as Nectar Mortgages and Credit Representatives of QED Credit Services PTY LTD (Australian Credit Licence number 387856).
Other Important Information: Applications are subject to credit approval of the respective lender applied to. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change.
What is St George's current std var rate for OO on less than 80% LVR and above $500k loan amt?