Bankwest Home Loan Refinance Cashback $2,000 - 3 Years Inv PI 2.34% and IO 2.54% (up to 90% LVR with $200k Loan)

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Store RepJamesSimBroker @ James Sim Broker on 02/06/2021 - 19:09 bankwest.com.au (244 clicks)
Last edited 30/06/2021 - 15:21 by 1 other user

Effective on Thursday 3 June 2021, Bankwest announces rates reductions across a variety of home loans.

Key reductions are the following:

INVESTMENT - Principal and Interest

3 years P&I - 2.34% p.a. comp rate 3.94% p.a.

Variable P&I - 2.84% p.a. comp rate 3.29% p.a.
Minimum loan of $200k up to 90% LVR

INVESTMENT - Interest Only

3 years P&I - 2.54% p.a. comp rate 3.97% p.a.

Variable - 3.13% p.a. comp rate 3.13% p.a.
Minimum loan of $200k up to 90% LVR

Owner Occupied - Principal and Interest

2 years P&I - 1.89% p.a. comp rate 3.51% p.a.
Variable P&I - 2.49% p.a. comp rate 2.95% p.a.
Other rates are available on request as we are mainly showing Bankwest's top rates.

Refinance Cashback Extended

Great news, the current $2,000 Home Loan Refinance cashback has been extended to eligible applications submitted by Thursday 30 September 2021*. Loan must settle by 30th Nov 2021.

Comparison Rates
Any quoted comparison rate is only true for the example given and may not include all fees and charges. Different terms, loan amounts or fees may result in a different comparison rate. Comparison rates are based on a loan amount of $350,000 over a loan term of 30 years.

Other refinancing rebates available:
CBA - Get $2,000 cashback when you refinance until June 30, 2021 T&Cs apply.
St. George - Receive up to $3,000 cashback when you refinance from July 1, 2021. T&Cs apply.
ANZ - Get $3,000 cashback when you refinance your home loan until July 30, 2021 T&Cs apply.
Citibank - Get up to $4,000 cashback when you refinance your home loan until June 30, 2021 T&Cs apply.
Virgin - Get up to $3,000 cashback when you refinance your home loan until Aug 29, 2021 T&Cs apply.
Suncorp offers no package fee for life.
ING - Get up to $3,000 cashback when you refinance your home loan until 30 Sep 2021 T&Cs apply.

How to Apply
Any advice is tailored to your financial situation. Our platform would simplify the lending process and our team will ensure that you are updated throughout the whole process.

For further details about this deal or other 30 lenders we work with, please contact directly via email or phone.

Other Important Information: Applications are subject to credit approval of the respective lender applied to. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change.

Contact me for a no obligation meeting via calendly or call me directly.
https://calendly.com/james-sim
James Sim - Senior Mortgage Broker
M: 02 8319 4862 / 0487 000 098
E: [email protected] or [email protected]
W: https://www.nectarmortgages.com.au/project/james-sim/ or http://jamessimbroker.com.au
Australian Credit Licence number 387856

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• 

  barthez on 02/06/2021 - 19:22

  +1

  Is the bankwest owner occ variable rate shown for an offset package?

• 

  Frozensage on 02/06/2021 - 19:37

  I didn’t know anz has anymore cash backs. Thot it was westpac that’s offering $3k

• 

  skinny on 02/06/2021 - 19:51

  +2

  Bankwest makes it so hard to get out of it.. takes ages to provide a closure statement (they keep saying they don't provide closure statement) and makes it hard to apply for other loans and credit card if you leave them.

  PS: this was my experience

  • 

    liveish on 02/06/2021 - 20:06

    Call up and ask for a payout figure on bla bla date and they will advise on the phone call

    • 

      vr4indian on 02/06/2021 - 20:18

      they won't say payout figure for FUTURE date ( can understand due to no one can predict future). They wont give even ball park figure ( can be hard to take decision without ). In their loan document, they have a formula but they wont say what were values in past for given variables in formula.

      • 

        liveish on 02/06/2021 - 20:25

        Oh I never had a problem, got on 5 days ago.

        Try messaging there Facebook team, they get someone to call you.

    • 

      skinny on 02/06/2021 - 21:08

      The payout figure is not an issue.. the new bank you are going to will fix it. My loan account was open with $0 balance for months and it was holding my credit rating (financial institutions think I still have the loan with Bankwest as well as the new bank even after the loan was moved).

      Their chat is good, but always tell me that they don't provide loan closure. It took me a few tries and finally after spitting the dummy one day, I had a letter with one line saying it was closed.

      The same happened to my credit card when I closed it. had to run around to get a letter that the account was closed.

      In saying all these, during the honeymoon rate period, it was all good.. but the rate jumped so much once it was done and hence I had to move.

      PS: if you thinking of accumulating FF points with multiple credit cards, Bankwest can drag things if you close accounts and put a dent in your points accumulation process :)