Greetings fellow Ozbargainers,
We have a competitive Fixed Rate (with 100% offset and Redraw) Home Loan Offer from Adelaide Bank that just came in. Message us through Ozbargain or email [email protected] or speak to us on 02 8091 5797 for further info about this deal and other special home loan offers available. Please note that we are more than happy to try and beat any other broker's offer on Ozbargain.
Owner Occupied
2.05% 2 Year Smart Fixed With 100% Offset(Comp 2.85%)
2.05% 3 Year Smart Fixed with 100% Offset (Comp 2.80%)
Investment
2.35%p.a 2 Year Smart Fixed P&I with 100% Offset +0.20% IO (Comp 3.14%)
2.35%p.a 3 Year Smart Fixed P&I with 100% Offset +0.20% IO (Comp 3.19%)
Fees
Nil application fee on fixed-rate ($299 if variable) ($15/month package fee, includes 100% offset).
The settlement fee is $199
Book a quick home loan chat using the link below
https://calendly.com/obtainfinance/homeloanSee if you qualify by clicking link below
https://bit.ly/2Grm7Ph
Note that we can also offer 1.89% 2 Year Fixed OO P&I (2.92% Comparison) through Suncorp, up to 80% LVR with up to $4k Lender cashback for refinances. As well CBA, NAB and ANZ and Citibank Offers.
Example of Our Cashback
$600,000 @ 0.20% = $1,20 with $600 paid within 60 days of settlement and $600 balance on Month 15 after settlement.
$800,000 @ 0.20% = $1,600 with $800 paid within 60 days of settlement and $800 balance on Month 15 after settlement.
$1,000,000 @ 0.20% = $2,000 with $1,000 paid within 60 days of settlement and $1,000 balance on Month 15 after settlement.
Maximum of 1 cashback per household (e.g. per couple)
Product switches with the existing lender are not eligible.
*Comparison Rate Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments.
This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Comparison rates can sometimes be misleading as it uses assumptions that are often irrelevant to an individual borrower's circumstances. Typically it assumes a loan size of $150k over 25 year loans term which is not applicable to most borrowers.
Other Important Information: Applications are subject to credit approval of the respective lender applied to. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation, or needs, you should consider its appropriateness to your circumstances before acting on the advice.
Broker Contact Details
Michael Short - Finance Broker
Call 0421744572Email - [email protected]
Australian Credit Licence: 506992
Michael Short (ABN:67233 834 231)
Head Office: Level 1, 1-5 Link Road, Zetland, NSW, 2017.
Phone: 02 8091 5797
Hi Michael,
Is this the correct rate for Investment/IntOnly loan?
Investment - 2.35%p.a 3 Year Fixed Interest Only (Comp 3.19%)
The website shows the Investment Loan has the 3 year Interest Only rate as 2.55%. (while the Investment P&I rate is 2.35%)
https://www.brokers.adelaidebank.com.au/home-loans/rates-and…
Are your broker negotiated rates 20bp lower than the website?