NAB is offering some NEW LOW Fixed Rate loans with Break Free Package ($395 annual fee) with a $2k Refinance Cashback:
Investment Term Principal and Interest P&I - Comparison Rate and max LVR 90%
2 years 2.49% p.a. 4.55% p.a.
3 years 2.59% p.a. 4.41% p.a.
4 years 3.09% p.a. 4.43% p.a.
5 years 3.09% p.a. 4.33% p.a.
Owner Occupied (OO) Term Principal and Interest P&I - Comparison Rate and max LVR 95%
2 years 2.09% p.a. 4.00% p.a.
3 years 2.09% p.a. 3.86% p.a.
4 years 1.98% p.a. 3.69% p.a.
5 years 2.79% p.a. 3.87% p.a.
Refinance Bonus Terms and Conditions
To be eligible for the $2,000 NAB Home Loan Refinance Cash Bonus (Cash Bonus), customers need to be refinancing an existing loan of $250,000 or more.
- Customers must refinance an existing home loan with another financial institution to NAB.
-The amount being refinanced must be drawdown must occur between 7th September 2020 and the 31st of January 2021 (Offer Period).
-The primary applicant must have a NAB transaction account open at the time of drawdown in order to receive payment of the Cash Bonus and this will be paid automatically within 90 days of drawdown.
-The offer is available to individual applicants who are owner-occupiers or investors, and excludes refinances of First Home Loan Deposit Scheme loans, non-residents, businesses, trusts and other non-natural persons.
-The offer is available on all NAB Home Loan products
-The offer is only available on refinances from another financial institution and is not available for refinances into UBank, Medfin or Advantedge home loans.
-The offer is only available once per customer within the Offer Period.
-Where there is more than one borrower, the Cash Bonus is payable only to the primary borrower.
Comparison Rates
Any quoted comparison rate is only true for the example given and may not include all fees and charges. Different terms, loan amounts or fees may result in a different comparison rate. Comparison rates are based on a loan amount of $150,000 over a loan term of 25 years.
Additional Inhouse CASHBACK from us
Separately, we are offering a $500 upfront cashback for loan less than $750k (excluding offset and redraw) for any fixed term loan of 2 years or more and offering a $1000 upfront cashback for loan greater than $750k (excluding offset and redraw) for any fixed term loan of 2 years or more.
This cashback offer is only available for applications submitted from November 25th 2020, and expires December 31st 2020. Maximum of 1 cashback per household (e.g. per couple)
Other rebates available
Citibank- Get $2,000 cashback when you refinance your eligible home loan which ends 31/12/2020 and rates start from 2.29% for OO.
Commonwealth Bank - Get $2,000 cashback when you refinance your eligible home loan with CommBank. T&Cs apply.
Suncorp - Receive up to $4,000 cashback when you refinance your home loan with Suncorp. T&Cs apply.
Virgin Money - Get $3,000 cashback when you refinance with a Virgin Money Reward Me Home Loan. T&Cs apply.
Westpac - Get $3,000 cashback when you refinance your home loan with Westpac. T&Cs apply.
St George - Get $4,000 cashback when you refinance your home loan with St George. T&Cs apply.
HOW TO APPLY
Any advice is tailored to your financial situation. Our platform would simplify the lending process and our team will ensure that you are updated throughout the whole process.
For further details about this deal or other 35 lenders we work with, please contact directly via email or phone.
James Sim - Senior Mortgage Broker
M: 02 80807581 / 0487 000 098
E: [email protected] or [email protected]
W: http://jamessimbroker.com.au
Review: https://www.ratemyagent.com.au/mortgage-broker/james-sim-hf2…
https://www.wordofmouth.com.au/reviews/nectar-mortgages-sydn…
COMPANY DETAILS
Wiz Financial Services Pty Ltd (credit representative 459750) and Credit Representatives of QED Credit Services PTY LTD (Australian Credit Licence number 387856).
Other Important Information: Applications are subject to credit approval of the respective lender applied to. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change.
Mod: Removed duplicate from title.
most of the time fixed rates loses out to the variable option