ozbargain2025
Long time lurker here, I’m finally taking the plunge.This is the first bargain post for my own business. If it’s not to the standard you'd expect, then i’m happy to take any constructive feedback you may have for the future offers I can bring to this community.
I've been in the financial services industry for over 15 years, initially worked in a small finance firm, and then decided to give it a go on my own. Over these years I've assisted many first home buyers and refinancers get a better deal on their mortgage. I'm re-branding the business, and it felt like a good opportunity to offer up a broker deal to this community. Cashback offer starts from $2,000 cashback going upto $6,000, tiered based on your loan amount. Just to be clear this offer is in on top of any cashback offered by Banks/Lenders on our panel. Whether you’re buying a new home or refinancing, you could benefit from this offer.
Broker Cashback Breakdown
- Loan Amount $500,000 to $749,999 – Get $2,000 cashback
- Loan Amount $750,000 to $999,999 – Get $3,000 cashback
- Loan Amount $1,000,000 to $1,499,999 – Get $4,000 cashback
- Loan Amount $1,500,000+ – Get $6,000 cashback
For the purpose of this cashback offer Loan Amount is determined by the loan balance after deducting any redraw or offset account balances within the first 30 days following loan settlement, this is also referred as Settled Net Loan Amount.
How It Works:
Cashback Payment Structure: Cashback is paid in two installments:
- First half after 13 months, if the loan remains active
- Second half after 25 months, if the loan remains active
Loan Calculation: The cashback amount is based on the net loan amount, after accounting for any redraws or offsets (per bank/lender's method of calculation).
Loan Rates Available
For Owner-Occupied, Principal & Interest Loans:
- Variable Rates from 5.89% p.a. (Comparison Rate 5.90% p.a.)
- Fixed Rates from 5.55% p.a. (Comparison Rate 6.00% p.a.)
For Investment Property, Principal & Interest Loans:
- Variable Rates from 6.04% p.a. (Comparison Rate 6.05% p.a.)
- Fixed Rates from 5.69% p.a. (Comparison Rate 6.18% p.a.)
You can combine this cashback offer with any promotional deals from the lenders on our panel.
How to Apply
To get started, simply reach out via:
Call or text my mobile (listed below)
Fill out the contact form on our website: www.snmfinancial.com.au
Important Terms: Happy to provide full Ts and Cs if this offer is of interest to you, contact via email, text, call or contact us page on the website.
Disclaimer
The information provided here is for illustrative purposes only. While every effort is made to ensure accuracy, you should conduct your own research to verify the details and confirm their relevance to your personal situation. Terms, conditions, fees, and charges apply. Normal lending criteria apply. Rates and offers are subject to change.
Comparison Rate Warning:
Interest rates are accurate as of today but may change at any time without notice. The comparison rate is based on a loan of $150,000 over a 25-year term and may not include all fees and charges. Different loan amounts, terms, and fees may result in a different comparison rate. Full financial review required before approval.
My Details:
Anshu
Home loan Specialist | SNM Financial Services
M: 0426 993 693
E: [email protected]
W: www.snmfinancial.com.au
SNM Financial Services is a Trading entity for Credit Representative Number (CRN) 478839 of Australian Credit License (ACL) 391237.
Hi, do you have any tips for refinancing a $390k loan?