Virgin Money is offering a limited time $3,000 cashback with special fixed and variable rates under their Reward Me home loans:
Owner Occupied (OO) Term Principal and Interest P&I - Comparison Rate and max LVR 80%
2 years 2.04% p.a. 2.79% p.a.
3 years 2.04% p.a. 2.73% p.a.
4 years 2.29% p.a. 2.76% p.a.
5 years 2.29% p.a. 2.73% p.a.
Variable 2.74% p.a. 2.91% p.a.
Investment Term Principal and Interest P&I - Comparison Rate and max LVR 80%
2 years 2.39% p.a. 2.93% p.a.
3 years 2.39% p.a. 2.89% p.a.
4 years 2.69% p.a. 2.96% p.a.
5 years 2.69% p.a. 2.95% p.a.
Variable 2.84% p.a. 3.01% p.a
Refinance Bonus Terms and Conditions
To be eligible for the $3,000 Cashback, customers need to be refinancing a minimum existing loan of $300,000 and up to 80% loan-to-value ratio
- Customers must refinance an existing home loan with another financial institution to Virgin Money between 30 November 2020 and 22 January 2021
-The amount being refinanced must be settled by 23 April 2021
-The primary applicant must have a Reward Me Home Loan Companion account open at the time of drawdown in order to receive payment of the Cash Bonus and this will be paid automatically within 60 days of drawdown.
-The offer is available to individual applicants who are owner-occupiers or investors, and excludes refinances non-residents, businesses, trusts and other non-natural persons.
-The offer is only available on refinances from another financial institution.
-The offer is only available once per customer within the Offer Period.
-Where there is more than one borrower, the Cash Bonus is payable only to the primary borrower.
Comparison Rates
Any quoted comparison rate is only true for the example given and may not include all fees and charges. Different terms, loan amounts or fees may result in a different comparison rate. Comparison rates are based on a loan amount of $150,000 over a loan term of 25 years.
Other rebates available
Citibank- Get $2,000 cashback when you refinance your eligible home loan which ends 31/12/2020 and rates start from 2.29% for OO.
Commonwealth Bank - Get $2,000 cashback when you refinance your eligible home loan with CommBank. T&Cs apply.
Suncorp - Receive up to $4,000 cashback when you refinance your home loan with Suncorp. T&Cs apply.
Westpac - Get $3,000 cashback when you refinance your home loan with Westpac. T&Cs apply.
St George - Get $4,000 cashback when you refinance your home loan with St George. T&Cs apply.
Additional Inhouse CASHBACK from us
Separately, we are offering a $500 upfront cashback for loan less than $750k (excluding offset and redraw) for any fixed term loan of 2 years or more and offering a $1000 upfront cashback for loan greater than $750k (excluding offset and redraw) for any fixed term loan of 2 years or more.
This cashback offer is only available for applications submitted from November 25th 2020, and expires January 22nd 2020. Maximum of 1 cashback per household (e.g. per couple)
HOW TO APPLY
Any advice is tailored to your financial situation. Our platform would simplify the lending process and our team will ensure that you are updated throughout the whole process.
For further details about this deal or other 35 lenders we work with, please contact directly via email or phone.
James Sim - Senior Mortgage Broker
M: 02 80807581 / 0487 000 098
E: [email protected] or [email protected]
W: http://jamessimbroker.com.au
Review: https://www.ratemyagent.com.au/mortgage-broker/james-sim-hf2…
https://www.wordofmouth.com.au/reviews/nectar-mortgages-sydn…
COMPANY DETAILS
Wiz Financial Services Pty Ltd (credit representative 459750) and Credit Representatives of QED Credit Services PTY LTD (Australian Credit Licence number 387856).
Other Important Information: Applications are subject to credit approval of the respective lender applied to. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change.
