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FreedomLend OO P&I 1.97% Variable/Comparison LVR ≤ 70%

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FreedomLend OO P&I 1.97% Variable/Comparison LVR ≤ 70%
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thydzik on 03/11/2020 - 18:13 freedomlend.com.au (255 clicks)

FreedomLend recently dropped their owner occupied rates to 1.97% variable and comparison.

Loan under $850k

There are application fees and valuation fees, but they reimburse up to $1000
Submit your application before 30 November 2020
Available for purchase or refinance of owner occupied properties
Available on Principal and Interest repayments
Borrow up to 70% of your property value
100% offset with Visa debit card
Unlimited additional repayments and unlimited free redraws
Flexible payment options of weekly, fortnightly or monthly

Financial Home Loan Loan Refinance

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Freedom Lend
Freedom Lend

closed Comments

  • gigs on 03/11/2020 - 18:19
    +2

    They haven't passed the last two rate cuts onto me. I am still on 2.44% variable with this same product… Any ideas?

    • DrKB108 on 03/11/2020 - 18:22

      Request for a rate match.

      • gigs on 03/11/2020 - 18:52

        I am going to be contacting them later this week. Would be interested (No pun intended) to see if anyone else has been able to get them to rate match with success.

        • Chetnik73 on 03/11/2020 - 19:53
          +4

          Nope. They were pretty abrupt when i asked. This is the response i got

          The rate you have now stands and there will be no further reduction on the discount from base rate.

          Anyway, I'm talking to a broker now to see what else they can offer. Ignore your customers at your peril

    • thydzik on 09/11/2020 - 13:58

      I signed up last month on the 2.17% deal, received this email from them today after I asked last week;

      "We are pleased to advise that the full 0.15% RBA interest rate cut will be passed on to your home loan. As you may know already, most of the bigger banks do not pass any rate cut to their variable products.

      Your new rate which is 2.02% will be effective from 21st December 2020. You will receive written communication on the rate reduction from the lender in the next week or two."

      Can't complain about that.

  • alpln on 03/11/2020 - 18:26
    +1

    Osko?

    • usmanyousaf on 03/11/2020 - 18:31

      don't think so.

    • gigs on 03/11/2020 - 18:49

      nope takes a day or two

    • pitpicker on 03/11/2020 - 19:13

      They use ANZ accounts, tested transfer between different anz accounts are same-day, sometimes instant.

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