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4000 Bonus Flybuys Points on $250 Coles Mastercard Gift Cards ($7 Purchase Fee Applies) @ Coles (In-Store Only)

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Upcoming Gift Card deal from Coles - 4000 Bonus Flybuys Points on $250 Coles Mastercard Gift Card ($7 Fee Applies)

Valid: Wed 4th September - Tue 10th September 2024
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Limit 5 Gift Cards per Flybuys account. Offer valid from 4/9/24 to 10/9/24 and only available in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes $50 and $100 Coles Mastercard Gift Cards. To qualify for this offer you must present your Flybuys card at the time of purchase. While stocks last, no rainchecks. BONUS POINTS can be awarded more than once for each Gift Card type including different denominations of the same Gift Card but can only be collected up to 5 times per Flybuys account. Gift Cards can't be used to purchase other Gift Cards at Coles. Standard Flybuys terms and conditions apply and are available at Flybuys.com.au. Coles Mastercard gift cards are issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to a license from Mastercard International Incorporated. For Coles Mastercard Gift Card Terms of Use and Conditions, go to www.colesmastercardbalance.com.au.

Any questions, please refer to the Gift Cards FAQ. It has FAQs covering gift card deals at Coles, as well as Coles Mastercard gift cards.

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closed Comments

  • +6

    Council rate here I come.

  • These doesn’t work on PayPal anymore right?

    • Vanilla VISA don't (can no longer add to wallet), these still do (added and used a $100 card earlier this month).

      • -1

        Nope they are mostly blocked now.

      • Vanilla visa worked for me on PP last week

        But only 2 transactions max a day via PP

        When you try last?

        • How long have you had them added to your PayPal wallet? Going back a while now there were reports of no longer being able to add new Vanilla VISA cards to wallet, but I could still use mine that I had already added previously.

          • @MiscOzB: yeah I heard those rumors but brush them off

            last week added vanilla visa to PP and then bought 2 woolies gc on separate transactions… third one fails

            but next day it will work again

  • +1

    Going to use this to meet the NAB buy now pay later $500 spend.

    • any perks besides from paying later?

      • They targeted me with the recent offer "spend $500 in 30 days and receive $50". I haven't used much BNPL in the past, except for when Afterpay has bonuses sometimes.

        • when you first registered with NAB BNPL did they add that as a credit on profile?

  • +9

    From past experience, buying these and scanning your flybuys card will screw up the good value offers (like spending $50 over 4 weeks to get 10,000 points).

    Unless you have heaps of burner flybuys cards.

    • +1

      I buy Coles gift card with flybuys points, and use the gift card for payment, still count to the usual spending offer.

    • Can confirm this has happened to me.

    • +2

      week before GC : spend 50 for 4 weeks and get 50 off
      week after GC: spend 320 for 4 weeks and get 50 off
      :D
      True Dat

    • Hit and run, back over to EDR for a while after this

    • There actually is currently an issue with it, I get "A system error has occurred. Please try again later." when I try to check the balance of one my $100 cards. Definitely inputting correct card details.

        • +2

          Tried on phone (also Chrome browser, same network) and worked…

      • I get that all the time with this site, I try different browsers/devices until it works.

  • Can you use coles gift cards to purchase these?

  • Can this be added to google wallet ?

  • +4

    Yeah probably all the cards stolen or hidden at random places in the store again

    • For real hahaha

  • +1

    Besides the marginal net return, is there something to these I’m missing? Is it only good for getting CC points on ATO bills otherwise prohibitive to pay with a points earning card? What’s the pitch?

    • For all bills and anything else that uses mastercard.

    • a dollar is a dollar
      ~5% discount on a card that can be spent in most places online are pretty good these days
      one good use case for me is to pay my annual council rate
      at least I can earn credit card points (when purchasing the cards)
      and save 5% on council rate

      • Does your rates have surcharge for payment?

        • i just pay directly in council website, no card surcharge

          • @littlesoldier: That's good. There is surcharge where I'm at but I did hear Vic and Tas no surcharge

      • +1

        You're not saving 5% on council rates, you're in effect saving 5% at coles - cause you get flybuys.

    • +3

      If only more people thought like you. As it stands these will sell out within 5 mins of opening time on the first day.

    • +1

      Credit card churners luv 'em too. (3K spend over 2mths, rewards payout…next card).

    • I wouldn't agree that it is marginal. 4000 pts is $20 cash for $7. Do that 5 times and you get $65 per account. I'll do it across 2 accounts so that's $130, but then I'll convert to VFF and use it to book a flight worth more than that. Each to their own but it works out for me.

      • Amex with 3x points
      • Card churner
      • ATO and council don’t count points for cc payment
      • Less surcharge for payment on council/strata portal with this prepaid card compared to Mastercard/Visa CC
  • +1

    Can these be used to purchase gift cards at Woolies?

    • +1

      yes you can this is physical card like your bank card

      • +1

        not 100% same.
        WWS fixed system not accepted these prepaid cards to buy money GC (eg. eftpos card)

    • +3

      You should be able to use Coles Mastercard gift cards to pay for most gift cards sold in-store at Woolworths.

      However, the previous commenter neglected to tell you:

      • If you try to use Coles Mastercard gift cards as a payment method for some gift cards in-store at Woolworths, the checkout should automatically reject the card and display an Items Not Allowed error on the EFTPOS terminal. For example, this person found a few months ago that they triggered this error if they tried to use a Coles Mastercard gift card to pay for a TCN eftpos gift card. Have a look at this table if you want to read more about this.

      • If a staff member notices you trying to use a Coles Mastercard gift card as a payment method for a gift card, they may intervene and tell you that is not allowed.

  • Kindly ask if we could use ShopBack supermarket card to purchase these prepaid cards from Coles and WWS?

    From memory, I saw comments say positive.

    • Coles does not support split payment on giftcard purchase
      so even you can use ShopBack supermarket it has to be the $300 one

      WWS from memory blocked using unrestricted giftcard (eg. TCN eftpos, Vanilla visa/master) to purchase unrestricted giftcard
      ShopBack supermarket is rebrand of ACTIV category prepaid visa (restricted MCC), not sure whether it works or not though

      • +1

        Coles does not support split payment on giftcard purchase

        You can do split payment at the front counter at least (which is what I had to start doing as self serve wasn't allowing it). Also can confirm the SB Supermarket cards can be used to pay for these. @bravemeow

      • +2

        @littlesoldier You can split the payment at the serviced front counter. I've encountered inexperienced staff who didn't know how to split the payment and had to ask a colleague. I also had a supervisor who refused to do split payments. I think he reads OzB. He made up a rule that they are not allowed to split the payment for gift card purchases. He is there often so I either avoid him or the store.

      • +1

        I have often done split payments with the SB Supermarket card at manned checkouts.

      • Shopback sumermarket gift card used to be 2%, now only 0.5%, not worth it. Too mach hassle.

    • +1
      • Checked table but couldn’t find if Category Choice Groceries card can be used, does any one know please?

        • +1

          Worked for me. Bought 3 with one this morning.

  • Anyone know if you can use this to pay credit card bill at Australia Post?

    Would cop the extra $2.25 fee to earn extra velocity points on my credit card bill.

    • +2

      I think you will run into problems.

      I tried to use a Coles Mastercard gift card in-person at Australia Post about a month ago to pay for my car rego. I swiped the gift card, chose Credit and entered the correct PIN, but the card was declined with error code 12 (Invalid Transaction), even though I had sufficient balance. The same gift card worked in-person at another merchant about 15 minutes later. Error code 12 hints at the gift card issuer choosing to reject the transaction. When I contacted the gift card services team, the rep said they could see the declined transaction, but did not explain why my transaction was declined (even when I asked).

      A couple of other people earlier this month also reported the same issue for in-person payments at Australia Post.

      Even if Coles Mastercard gift cards did not have Australia Post blocked as a merchant, the next issue is whether you could actually use a Mastercard to pay for the credit card bill in the first place, because I thought using a credit network (e.g. Mastercard) to pay off a credit card bill was a big no-no. The only payment network supported on a Coles Mastercard gift card is the Mastercard network, and Post Billpay billers do not have to accept Visa or Mastercard as payment methods. The ATO is an example of a biller that does not accept Visa nor Mastercard when you make a payment to the ATO in-person at Australia Post.

      • Did you try paying your rego by Paypal on Australia Post app?

        • +1

          No, because I used a TCN eftpos gift card and two Activ Visa gift cards instead to complete the payment in-store at Australia Post.

          Someone else told me they were able to pay for their council rates on the Australia Post website directly using a Coles Mastercard gift card in early August, so using PayPal on the Australia Post app should have worked for me too… except for the fact that I would have ended up doing a partial rego payment, which was an administrative nightmare to sort out when I accidentally did that for last year's rego renewal.

          • +1

            @WookieMonster: Thanks for the detailed reply. It's a shame because holding funds on these for an extended period is a bit risky; otherwise I would just use it for everyday purchases.

    • You can never pay credit card bills with any credit cards. If it is allowed you can use two credit cards pay each other never pay interest.

      • One trick banks don't want their customers to know!

    • Aus post have some odd types working for them, I had someone who saw that I was using a gift card recently and went off at me. Technically there was not an issue since I had used other cards to part-pay the bill I was paying but when she saw the card front she made a big song and dance about it because gift cards are for (quoted for truth) "buying things". YMMV.

    • Some billers disallow credit card payments at AusPost and PostBillPay.

      VIC Roads is one of them.
      I imagine most credit card bills also - EFTPOS / cash should be ok though.

  • Anyone known if you can use these to pay for Suncorp insurance?

    • +2

      I've been down this road and the only way you can use multiple cards to pay your premium is over the phone… not the automatic phone payment but actually over the phone with a staff assisting.

      You can do as many cards as you want but you need to tell the operator I have x cards and will be paying $x on each card. They will ask how much paying on the 1st and then you enter the card number, expiries and cvv… and then they will proceed to the 2nd card and so on

      Unfortunately if you pay online or at Australia post there is no way to modify or split the fixed amount you have to pay. If your premium is $250 or under which would be cheap, then you can pay which ever way in one hit

      Queenslanderrrrrrrrrrrrrrrrrrrrrrrrrrrrr

  • Great

  • +4

    Warning to others - these can be tampered with. I'm still fighting to have $500 refunded from tampered gift cards from Coles.

    • +1

      Also, I had printing errors of 1 number on different cards, though easy to figure out the correct number, its another concern.

  • Can I pay with flybuy dollars?

    • +2

      I highly doubt it.

      During the previous deal, I tried doing that, but as soon as I swiped the Flybuys card, the EFTPOS terminal displayed an Invalid Product Mix error and the checkout screen displayed a message saying I could not use that payment method for the items I was trying to purchase.

      The Flybuys Dollars terms and conditions state you cannot use them as a payment method for gift cards, so it should be of no surprise that I triggered that error message.

      • +2

        I think you can use 10 bucks off if you have the (now almost useless given the FX fees) coles credit card

  • So for example can someone pays their rent via DEFT at deft.com.au using these Coles Mastercards to make a one off payment? I tried to look but can't get past the first screen. Bit of a pain to do but I would for some free flybuys points.

    • +1

      Login to DEFT > Make a payment > Enter DEFT reference number etc. > Choose 'Pay Now' > Add Payment method > Add card > Enter card detail > Enter payment amount (taking the payment fee into account)

  • -1

    So is the limit 5 gift cards per day per flybuys account? or just 5 gift cards for the while week per flybuys account?

    • +4

      The T&C does not mention per day at all lol

  • Can I use the vanilla Visa cards that I purchase from Woolworths with the 10x rewards points to buy these? as it is a Visa card buying a Mastercard and also Woolies against Coles.

    • I doubt it.

      • Coles’ checkouts cannot tell the difference between a Vanilla Visa gift card purchased from Woolworths a Vanilla Visa gift card purchased from Coles when they are being used as payment methods.

      • I tried using a Vanilla Visa gift card purchased from Coles as a payment method for a Coles Mastercard gift card in October 2022, but the Coles checkout displayed an Invalid Product Mix error as soon as I swiped the card.

      • Even if it somehow no longer triggers an error, the next issue is that you need to provide a signature if you are looking to spend more than ~$35 in one payment, because Vanilla Visa gift cards cannot support PIN verification. If the staff member looking after the checkout knows Coles’ signature verification process and follows correctly, you would need to provide a signature. The issue is that the Vanilla Visa gift cards sold at Woolworths have no signature panel to compare the signature on the cards with the signature you provided, so who knows what the staff would do in this situation.

  • +3

    I'm still trying to get a replacement $250 Coles Gift Card which was already used since May 31 2023. Probably done at least 30 emails and 10 phone calls and still never received a replacement or case update.

    • +2

      Have you lodged an AFCA complaint?

    • +7

      UPDATE - Thanks to the user that sent me a more direct email and I was finally able to get it resolved within 3 hours (vs 15 months).

      • +2

        Better Call Saul that other user.

      • What email did you use

      • Can I also get the direct email address? Been on a back and forth with them for 2 months now…

    • Please help.
      Have the same thing happen. Card had been before the purchase date. Called and email still waiting…….. About 10months since complaint.

  • Can someone tell me how to use these points against your coles purchase? Woolworths will just prompt you on the machine to get $10 off but coles never does that.

    • -2

      You need to convert flybuys points into flybuys dollars on the app or website.

      Then in store, use your physical flybuys card and swipe during payment.

    • +1

      Flybuys has a feature where you can redeem 2000 Flybuys points for an instant $10 discount at Coles, First Choice Liquor or Liquorland. You need to make sure this feature is switched on for your account (and I think it is by default); you can check this in the Flybuys app or the Flybuys website.

      This instant $10 discount does not appear when you are purchasing gift cards or tobacco.

      • Yes, it is the default setting. Are you saying that if you use the instant $10 you do not need to do the conversion? That is my understanding but I want to confirm.

        • +1

          It means you have more options.

          The instant $10 discount can only be claimed once a day and at a limited number of Flybuys businesses, so if you want to claim more than $10 in a day from Flybuys in-store, you can still redeem Flybuys points for Flybuys Dollars, then redeem Flybuys Dollars in-store.

          I also see Flypay has been resurrected, but I have not spent the time yet to figure out how the new Flypay differs from the old Flypay (and how Flybuys points redemptions worth with Flypay).

          • +1

            @WookieMonster: Thank you. I would be interested in how the new Flypay works too. I think previously you had to convert. I am interested because I have an account with $500 worth of points and lost access to the mobile number. I am happy to have the instant redemptions at least.

  • I used to paid bills with these coles mastercard at aust post.

    do they not accept them anymore??? doesn't work today, use to work just about a month ago paying council bill, energy etc.

    if not. what other bills you can still pay with this card now?

    • Have you tried paying your council rates directly? I've been able to pay my rates that way in past, putting on whatever value I want (a good way to spend the balance of cards, too).

      • Yes, I have done this with 3 councils in Victoria.

  • -2

    Large NZ cheese strikes again

    • Looks like I've hit a nerve.

      • Maybe more than a nerve 😆. Care to clarify what the hell is nz cheese

        • Just saying OPs name in a different way 😄. Happens a lot over on Cheapies.

          I think some members are upset by the fact that OP posts these offers before they’re able to.

  • Does anyone know if i can purchase 5 cards in one transaction. Will that give me 20000 point? Or needs to be separate transactions. Terms and Conditions doesn't mention this.

    • +1

      In past deals like this, I have purchased up to 5 cards in one transaction and received points. Maybe others can confirm also.

  • Is this an offer we need to activate?

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