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4000 Bonus Flybuys Points on $250 Coles Mastercard Gift Cards ($7 Purchase Fee Applies) @ Coles (In-Store Only)

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Upcoming Gift Card deal from Coles - 4000 Bonus Flybuys Points on $250 Coles Mastercard Gift Card ($7 Fee Applies)

Valid: Wed 4th September - Tue 10th September 2024
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Limit 5 Gift Cards per Flybuys account. Offer valid from 4/9/24 to 10/9/24 and only available in store at Coles Supermarkets (excludes Coles Online, Coles Express and purchases via giftcards.com.au), subject to store availability. Excludes $50 and $100 Coles Mastercard Gift Cards. To qualify for this offer you must present your Flybuys card at the time of purchase. While stocks last, no rainchecks. BONUS POINTS can be awarded more than once for each Gift Card type including different denominations of the same Gift Card but can only be collected up to 5 times per Flybuys account. Gift Cards can't be used to purchase other Gift Cards at Coles. Standard Flybuys terms and conditions apply and are available at Flybuys.com.au. Coles Mastercard gift cards are issued by Heritage and People's Choice Limited trading as Heritage Bank ABN 11 087 651 125, AFSL/ACL No. 244310 pursuant to a license from Mastercard International Incorporated. For Coles Mastercard Gift Card Terms of Use and Conditions, go to www.colesmastercardbalance.com.au.

Any questions, please refer to the Gift Cards FAQ. It has FAQs covering gift card deals at Coles, as well as Coles Mastercard gift cards.

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Comments

  • +2

    Putting aside the bonus points, I cannot for the life of me think of a legitimate reason for these products to exist. Just put 5 pineapples in a greeting card like the old days.

    • +9

      Good for credit card spends

    • +9

      Always get it for my ato.

      • At max $250 each, some will literally need hundreds if not thousands of these for ATO. Will be scratching the pin windows til fingers bleed LOL

    • Works for all bills

    • +2

      so you don't put your credit card details online.

    • -1

      Because cash is a PITA

    • +4

      Some people like to use them on dodgy porn sites where you don't want to use your actual credit card for various reasons.

    • Money launderers

    • +2

      So your significant other doesn't see Onlyfans on your bank statement

  • +8

    4000 points is roughly $20 so 1-($250+$7)/($250+$20)=4.8% off

    • +1

      4250 points

      • +2

        4257 points per card.

      • +3

        so closer to 5.2% off then (assuming you would ordinarily shop at coles to both get to the next 2000 point interval and redeem $10 off a shop at coles).

    • +10

      I think the correct math is:

      1-(250+7-20)/250=0.052=5.2% off

      Not counting the "usual" FB points you would've gotten and not counting the credit card points you would've gotten: the "usual" FB points are probably similar to what you would've gotten by spending a "normal" point-earn Mastercard later instead of this prepaid no-point card; the usual credit card points for shopping at Coles is unpredictable depending on the card you usually use.

      So around $12 gain per $250 card you can find. Max find is 5. So max gain is $60. Time spent = buy the card + luck of having 5 $250 cards + activate each card + track them later to use each one = result: you gotta be pretty time rich and job poor to do this.

  • -2

    Their balance check website is down at the moment….

    • +6

      You might find it is blocking your IP address. Happened to me recently. Try on a different network.

      • +1

        And try a different browser also.

    • -1

      Try https://www.mybalancenow.com/ instead of the one listed on the product, if you haven't already.

    • +1

      Use incognito fixed it for me

  • +2

    foresee:
    Tue night, full stock $250 / $100 on shelf;
    Wed after 8am - NONE $250 on shelf, a few at counter by luck, still heaps $100.

    • A limit of 5 per member will deter people from buying like crazy

      • +4

        Not when some people have many flybuy accounts. A few users on here come to mind.

        • +1

          eastern culture has 27 flybuys accounts I heard yes

      • it definitely won't - people will just be greedy as always and stock up using multiple accounts.

  • still rather the actual 10% off then having to use the points

    • Points are great for flying

    • I think it's more like ~5%

    • -1

      Give you a plus. Simply cause it use to be 10% off with a 7$ card fee. They're getting dodgy here, instead giving only 20$ and the fee is still 7$ but instead of ending up with 18$ extra dollars will only get 13$ - coles you profiteering little f**ks!!

  • So only 5 cards per promo periods? not per day like last few times?

    • This is a bonus points deal, not an upfront discount deal.

      • Ok thanks, so essentially the best we can get is 20000 points per flybuy member? correct?

        • +2

          The best you can get is 20,000 bonus Flybuys points per Flybuys account during this deal. You will still earn 1x Flybuys point per $1 you spend on these gift cards during this deal.

          Remember that if you have two or more Flybuys cardholders tied to the same Flybuys account, the two or more cardholders can only earn a maximum of 20,000 bonus Flybuys points between them through this deal.

    • Coles always does 5 per period. I think wws does 5 per day

  • +4

    Good try Coles . But no I will hodl until 10% off

    • Yes, it is getting closer to annual 10% off Vanilla VISA in VIC, TAS.

      • Vanilla doesn't even work at half the online places, at least this works everywhere

      • +1

        NSW and ACT too https://www.ozbargain.com.au/search/node/vanilla%20visa

        But they aren't as useful as the Mastercards (e.g. can no longer add to PayPal). Last 10% off the Mastercards (in store) seems to have been over a year ago, since then there's just been a couple of online only 10% off deals.

  • +1

    Be careful as their balance check website doesn't work so keep records of how much you spent.

  • If you have, coles CC and coles plus it will net you 5028 flybuys point for each $250. Good stuff

  • So how does it work using these with ATO… can you pay off your ATO bill using multiple cards?

    • +3

      Yes. Just pay with credit card. Enter $249.50 (as there is a 0.2% fee). Pay. Then repeat as many times as needed. There is a limit to how many credit card payments you can do per day though.

      • Too easy! Thank you for the details

      • 5 per day through ATO & 5 through https://www.governmenteasypay.gov.au/payato

        • Won't be an issue unless you have 14 flybuys accounts, and manage to find stock every day.

  • Are these the cards that get hacked easily?

    • +1

      Yes. So use it straight away.

      • -1

        How is the CVC compromised?

        • Card numbers are recycled

  • -1

    Does buying one of these qualify you for those "week 2 of 4 spend $150 each week" type offers?

    • No.

    • No, excludes gift card purchases.

  • +5

    Council rate here I come.

  • -1

    These doesn’t work on PayPal anymore right?

    • Vanilla VISA don't (can no longer add to wallet), these still do (added and used a $100 card earlier this month).

      • Nope they are mostly blocked now.

      • Vanilla visa worked for me on PP last week

        But only 2 transactions max a day via PP

        When you try last?

        • How long have you had them added to your PayPal wallet? Going back a while now there were reports of no longer being able to add new Vanilla VISA cards to wallet, but I could still use mine that I had already added previously.

          • @MiscOzB: yeah I heard those rumors but brush them off

            last week added vanilla visa to PP and then bought 2 woolies gc on separate transactions… third one fails

            but next day it will work again

  • +1

    Going to use this to meet the NAB buy now pay later $500 spend.

  • +3

    From past experience, buying these and scanning your flybuys card will screw up the good value offers (like spending $50 over 4 weeks to get 10,000 points).

    Unless you have heaps of burner flybuys cards.

    • +1

      I buy Coles gift card with flybuys points, and use the gift card for payment, still count to the usual spending offer.

  • -1

    If you are having trouble checking card balance/s using the address provided on the card/packaging, try this:
    https://www.mybalancenow.com/

    • There actually is currently an issue with it, I get "A system error has occurred. Please try again later." when I try to check the balance of one my $100 cards. Definitely inputting correct card details.

      • Chrome incognito sometimes solves it. This site works for me in standard Edge and Chrome, whereas the address they provide with the cards rarely works anywhere.

        • +2

          Tried on phone (also Chrome browser, same network) and worked…

  • Can you use coles gift cards to purchase these?

  • Can this be added to google wallet ?

  • +2

    Yeah probably all the cards stolen or hidden at random places in the store again

    • For real hahaha

  • Besides the marginal net return, is there something to these I’m missing? Is it only good for getting CC points on ATO bills otherwise prohibitive to pay with a points earning card? What’s the pitch?

    • For all bills and anything else that uses mastercard.

    • a dollar is a dollar
      ~5% discount on a card that can be spent in most places online are pretty good these days
      one good use case for me is to pay my annual council rate
      at least I can earn credit card points (when purchasing the cards)
      and save 5% on council rate

      • Does your rates have surcharge for payment?

        • i just pay directly in council website, no card surcharge

          • @littlesoldier: That's good. There is surcharge where I'm at but I did hear Vic and Tas no surcharge

    • +2

      If only more people thought like you. As it stands these will sell out within 5 mins of opening time on the first day.

    • +1

      Credit card churners luv 'em too. (3K spend over 2mths, rewards payout…next card).

  • Can these be used to purchase gift cards at Woolies?

    • +1

      yes you can this is physical card like your bank card

      • +1

        not 100% same.
        WWS fixed system not accepted these prepaid cards to buy money GC (eg. eftpos card)

    • +1

      You should be able to use Coles Mastercard gift cards to pay for most gift cards sold in-store at Woolworths.

      However, the previous commenter neglected to tell you:

      • If you try to use Coles Mastercard gift cards as a payment method for some gift cards in-store at Woolworths, the checkout should automatically reject the card and display an Items Not Allowed error on the EFTPOS terminal. For example, this person found a few months ago that they triggered this error if they tried to use a Coles Mastercard gift card to pay for a TCN eftpos gift card. Have a look at this table if you want to read more about this.

      • If a staff member notices you trying to use a Coles Mastercard gift card as a payment method for a gift card, they may intervene and tell you that is not allowed.

  • Kindly ask if we could use ShopBack supermarket card to purchase these prepaid cards from Coles and WWS?

    From memory, I saw comments say positive.

    • Coles does not support split payment on giftcard purchase
      so even you can use ShopBack supermarket it has to be the $300 one

      WWS from memory blocked using unrestricted giftcard (eg. TCN eftpos, Vanilla visa/master) to purchase unrestricted giftcard
      ShopBack supermarket is rebrand of ACTIV category prepaid visa (restricted MCC), not sure whether it works or not though

  • Anyone know if you can use this to pay credit card bill at Australia Post?

    Would cop the extra $2.25 fee to earn extra velocity points on my credit card bill.

    • +1

      I think you will run into problems.

      I tried to use a Coles Mastercard gift card in-person at Australia Post about a month ago to pay for my car rego. I swiped the gift card, chose Credit and entered the correct PIN, but the card was declined with error code 12 (Invalid Transaction), even though I had sufficient balance. The same gift card worked in-person at another merchant about 15 minutes later. Error code 12 hints at the gift card issuer choosing to reject the transaction. When I contacted the gift card services team, the rep said they could see the declined transaction, but did not explain why my transaction was declined (even when I asked).

      A couple of other people earlier this month also reported the same issue for in-person payments at Australia Post.

      Even if Coles Mastercard gift cards did not have Australia Post blocked as a merchant, the next issue is whether you could actually use a Mastercard to pay for the credit card bill in the first place, because I thought using a credit network (e.g. Mastercard) to pay off a credit card bill was a big no-no. The only payment network supported on a Coles Mastercard gift card is the Mastercard network, and Post Billpay billers do not have to accept Visa or Mastercard as payment methods. The ATO is an example of a biller that does not accept Visa nor Mastercard when you make a payment to the ATO in-person at Australia Post.

      • Did you try paying your rego by Paypal on Australia Post app?

        • +1

          No, because I used a TCN eftpos gift card and two Activ Visa gift cards instead to complete the payment in-store at Australia Post.

          Someone else told me they were able to pay for their council rates on the Australia Post website directly using a Coles Mastercard gift card in early August, so using PayPal on the Australia Post app should have worked for me too… except for the fact that I would have ended up doing a partial rego payment, which was an administrative nightmare to sort out when I accidentally did that for last year's rego renewal.

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