This was posted 2 years 2 months 4 days ago, and might be an out-dated deal.

Related
  • expired

Citi Rewards Mastercard: 60,000 Bonus Velocity Points ($3,000 Spend in 90 Days), $0 First Year Fee (Save $149)

1360
Citi Rewards Mastercard: 60,000 Bonus Velocity Points ($3,000 Spend in 90 Days), $0 First Year Fee (Save $149)
Go to Deal
ilikedeals on 18/09/2022 - 09:17 www1.citibank.com.au (4356 clicks)
Last edited 18/09/2022 - 09:54 by 1 other user

Key points:
- $0 annual fee in the first year (save $149).
- 60,000 Velocity Points when you spend $3,000 on eligible purchases within 90 days from approval.

Extra perks:
- Luxury Escapes – Enjoy 10% off (up to $250) Limited Time Lux Exclusive hotel offers until 1 March 2023.
- Cashback on Deliveroo – Enjoy $10 cashback on one Deliveroo order of $25 or more every month until 31 December 2022.
- Complimentary mobile phone insurance – Enjoy monthly cover on your eligible mobile phone for Accidental Damage or Theft when you pay your Monthly Mobile Plan bill with your Citi Rewards credit card.
- International Travel Insurance – Purchase your flights with your Citi credit card and you may be covered for medical expenses, cancellation, loss or theft of personal items and more.

Minimum credit limit $2,000
Maximum credit limit $100,000

Financial Credit Card Frequent Flyer MasterCard Reward Points Velocity Frequent Flyer

Related Stores

Citibank Australia
Citibank Australia
MasterCard AU
MasterCard AU
Marketplace
Velocity Frequent Flyer
Velocity Frequent Flyer
Marketplace

closed Comments

  • mouseman99 on 18/09/2022 - 13:25

    The earn rate is seems poor on this.. spend 5,000 a month on the card and you end up with only 24,000 velocity points after a year. That correct?

    • dinglejerry on 23/09/2022 - 17:09

      Yes that was my understanding too - it doesn't seem a great card to earn points on an ongoing basis. I'd rather get the 60k points then jettison it.

  • TEER3X on 18/09/2022 - 14:46

    What to do with ANZ rewards and Suncorp rewards? I can convert to virgin points when they have the transfer bonus, but not sure what the best way to use them is. Hotels? Flights? Planning on visiting the states next year.

    • meowmeowmeow on 18/09/2022 - 15:43
      +1

      Velocity partner with United Airlines so may be able to use for flights

      • wavesgreen on 19/09/2022 - 05:01

        Also Singapore and Etihad.

  • vetopower on 18/09/2022 - 15:03
    +1

    Brilliant deal, thanks OP.

  • Danger on 18/09/2022 - 15:09

    What's the minimum income requirement?

    • kerfuffle on 18/09/2022 - 15:19

      Should be about $35 000

  • timhn on 18/09/2022 - 15:19
    +7

    Interesting that they have dropped the credit limit to $2K. Citibank Rewards was used to be with $6K min credit limit. Their Premier is now only $10K - used to be $15K.

  • poormansfriedchicken on 18/09/2022 - 16:14

    qantas has more partners than velocity debating between the two

    • CheapBrah on 18/09/2022 - 18:08
      +5

      Velocity has better reward flight availability, that's the key.

  • blighst on 18/09/2022 - 16:26

    Can PayAll be used to rack up that $3k spend?

  • CheapBrah on 18/09/2022 - 18:07
    +4

    Time to switch to velocity over Qantas

    • meowmeowmeow on 18/09/2022 - 18:28

      100% agree. Intended to use Qantas points to fly business class to Europe in 2023. Couldn't get decent flights without 2 or more connections, or crazy connection times. Availability is really scarce.

      Luckily I also accumulate velocity points. Easily booked Etihad business class to Europe in peak season 2023, and Singapore airlines business class to come home. Will switch focus to velocity to rebuild my balance, at least for the next year or so.

      • zxreth on 20/09/2022 - 08:17

        Out of curiosity how many VFF points does a return trip to Europe on business class cost?

        • meowmeowmeow on 20/09/2022 - 09:08

          It was 139,000 VFF points per person, each way. So for one person return it would be approx 278k points, plus taxes. Etihad has higher taxes of approx $750 each way. Singapore airlines taxes are less, around $100 each way, but will increase a little in October I believe.

  • Oxygenzero on 18/09/2022 - 19:40

    Does anyone knows if this card

    https://www1.citibank.com.au/credit-cards/emirates_citi_worl…
    Comes with the payall ?

    • ironik on 18/09/2022 - 22:24
      +1

      Have this card and yes it does.

  • Kramo on 18/09/2022 - 22:56

    Immediate rejection, didn't even ask for income verification.

    Last held a Citibank about 14 months ago. No indication why, nothing negative on my credit history (depending how you view credit enquiries from churned cards).

    • starburstyellow on 18/09/2022 - 23:59

      When did you last apply for a CC before Citi?

      • Kramo on 19/09/2022 - 00:14
        +1

        About 3 months ago (got NAB). But considering it was in the application screen, seems it was before they even did a credit check.

        Might be internal (is Citi under NAB these days?), But first rejection I've got in 3 years of churning.

        • wavesgreen on 19/09/2022 - 05:04

          Yep 100%. NAB acquired Citi Aus in June this year.

        • starburstyellow on 19/09/2022 - 11:37

          That might be why. Did you put in your driver's licence etc?

          • Kramo on 19/09/2022 - 11:40

            @starburstyellow: Yeah, they can definitely tie me as an "existing customer", will be curious to see at the next CC deal what the result is.

    • Nuggets on 19/09/2022 - 12:15

      There's a suggestion in some other comments that potentially, when Citibank gets a flood of applications they start rejecting them for no reason.

    • Voyzee on 02/11/2022 - 21:41

      same thing happened to me

  • twistedbow on 19/09/2022 - 00:55
    +1

    So what stops me from paying myself?? Their t&c? But how would they know where money is going to?

  • spal on 19/09/2022 - 08:02

    This deal is also available via Velocity app.

  • ssayeed on 19/09/2022 - 08:31
    +1

    Tried to apply online…they say they are unable to approve application….strange, I dont have any bad credit history, never did. I do have coles rewards card that I payup within a week of using it..may be they dont want to issue me with this card due to that?

    • spal on 19/09/2022 - 09:55
      +1

      Wonder if too many applications are being made via the link in the deal which is leading to some sort of a security based rejection from the Citibank/Nab's application processing system. Someone else also said that their application was rejected even when they were completing the application.

  • ssayeed on 19/09/2022 - 09:57

    Hmm strange…well my case may be different.
    I tried in the past increasing my coles city rewards card limit and they rejected it…it only has 2500 in it…no good other than grocery shopping. Thinking of ditching it…so looking for bettter rewards cards.

  • keejoonc on 19/09/2022 - 10:13
    +1

    Getting "unexpected error" when trying to apply online.

    • twistedbow on 19/09/2022 - 16:32

      Called citi and was told to send documents to their email [email protected] with application number in subject.

      • keejoonc on 19/09/2022 - 16:34

        I can't even get past the initial screen after entering name, email adress and mobile number.
        Typical Citibank experience.

        EDIT: just tried again and it looks like the website is working now.

  • bohn on 19/09/2022 - 15:29

    Applied last night, approved email sent out about an hour ago.

  • Westpac on 19/09/2022 - 16:34
    +1

    wow approved and using in just 1 day. citibank has really improved… ANZ is still the worst of the bunch

    • JMosk on 19/09/2022 - 16:55

      Whats your timeline on applying, approved and recieved card?
      I applied yesterday and haven't heard anything yet

      • Westpac on 19/09/2022 - 17:17

        applied yesterday got approved around lunchtime today

        • JMosk on 20/09/2022 - 10:17

          Applied sunday night and haven't heard back. Hopefully soon

          • blighst on 21/09/2022 - 12:39

            @JMosk: Haven't heard anything yet either

            • JMosk on 21/09/2022 - 14:28
              +1

              @blighst: Just called them up to ask about progress (as I have something I want to purchase soon) and they approved it within 10 mins

              • daanish on 27/09/2022 - 12:12
                +1

                @JMosk: Thanks for the advice to call. I applied Friday afternoon 23/09 and received the email confirming my application had been submitted with application number.

                Just called them to follow up and was told I'll get a response in 24-48hrs. About 5min after ending the call I got the email and SMS confirmation of approval.

  • twistedbow on 19/09/2022 - 17:01

    So what happened to me was i got through all the hoops and was at a stage of uploading payslip and employment letter where website gave me 'failed' error. I chatted with citi chat and was told to email documents to [email protected] with reference number in subject.

  • wizko on 19/09/2022 - 18:24

    Can I get the card, spend 3K, get the velocity points, then cancel the card before the first year to make this essentially free?

    • kerfuffle on 19/09/2022 - 18:34
      +2

      Yes.

    • timhn on 19/09/2022 - 20:48

      Just make sure you spend within 90 after approval date. You can cancel immediately as soon as the points landed into your account.

    • twistedbow on 19/09/2022 - 22:26
      +1

      according to T&Cs, Citi will ask you for your VFF number 8 weeks after so make sure you receive an email from Citi to provide your VFF number first, get the points then close it.

  • meowmeowmeow on 20/09/2022 - 09:09

    "Customers who have previously received or are entitled to receive the 60,000 Velocity Points will not be eligible to receive another 60,000 Velocity Points."

    So does this mean you can only have this bonus offer once in your whole life? There is no one year waiting period?

    • bohn on 20/09/2022 - 09:42

      citi doesn't have a strict waiting period but can reject you if you apply too frequently.

      • meowmeowmeow on 20/09/2022 - 11:44

        Wouldn't you be considered a
        "Customers who have previously received or are entitled to receive the 60,000 Velocity Points"
        if you applied again, even after a year?

        • bohn on 20/09/2022 - 11:45

          i think the deals change quite frequently, so next year it might be a different amount of points etc

    • ilikedeals on 20/09/2022 - 23:23
      +1

      Plus sounds like if you have received bonus VFF points of another amount, you should be fine!

  • twistedbow on 21/09/2022 - 17:02

    got approved today but they don't do digital card via apple/google/samsung pay until your physical card arrives then you activate.

    • mouseman99 on 21/09/2022 - 18:03

      Google works???

      • bohn on 21/09/2022 - 18:25
        +2

        Any card that doesn't have Google pay I just use via Bundll

        • timhn on 21/09/2022 - 19:42

          Do you get credit check when apply for Bundll?

          • bohn on 21/09/2022 - 19:53
            +1

            @timhn: nah no credit check.
            also great for delaying putting spend on credit cards into the next month etc to help with meeting monthly spend requirements.

            • RayNZ on 10/10/2022 - 21:37

              @bohn: Have to wait for the card as well and have a few bills coming up. Would this offer work with Bundll? Just worried that I’m gonna spend heaps on the Bundll card and then Citi says it’s not eligible. Would I be able to pay fines using Bundll and then use the Citi card to pay it off?

              • bohn on 10/10/2022 - 21:40

                @RayNZ: all cards work with bundll.
                and yes, you can pay anything with bundll and pay it off ;)
                fines, tax, and so on.

                • RayNZ on 10/10/2022 - 21:49

                  @bohn: Cheers!

                • RayNZ on 10/10/2022 - 22:01

                  @bohn: It seems like Bundll is not offering signups. Do you know of any alternatives?

    • Moo Deng on 22/09/2022 - 11:39

      I was able to activate the digital card and add to Apple Pay?

      ‘Your digital Citi Rewards Card ending xxxx is activated. Start using your card to do online or e-wallet transactions’

      Haven’t tried it for a transaction though

    • bohn on 22/09/2022 - 11:57
      +2

      think they do digital cards for those that have a citi account/login already

    • twistedbow on 22/09/2022 - 18:22

      sorry i was wrong. I could add card to apple pay without receiving physical card. Also payall seemed to be working although I haven't tested.

      • Moo Deng on 22/09/2022 - 19:08
        +1

        When I try to do a PayAll it doesn't show the card yet at the last step (so you can't schedule the transfer)… probably because it is not activated yet.

        • twistedbow on 22/09/2022 - 19:17

          yea i was able to do payall once i activated the card by adding it to apple wallet.

  • dinglejerry on 21/09/2022 - 17:47

    How painful is their application process?

    • twistedbow on 21/09/2022 - 18:35

      general census seems to be ok. I've had an issue at the last stage of application where it website would give error when i tried uploading payslip/employment letter. I submitted them through 'continue your application' channel online and took 2 working days to get approved. As per my comment, you won't be able to use your card until physical card arrives to activate it online.

      • dinglejerry on 21/09/2022 - 18:50

        Thanks for the info. That's fine, I'm just after the points

    • timhn on 22/09/2022 - 12:42

      Citibank's application process is much better than some of the Big4 - ANZ comes to mind with their long list itemised expenses.

      I applied last night and already got the approval message an hour ago.

      • blighst on 22/09/2022 - 13:45

        Wow I applied over the weekend and still haven't heard anything…

        • timhn on 22/09/2022 - 16:28

          Yes, i was surprised about how quick this time too. Previously, usually took about 2 days at least.

          May be give them a call to check what happened with your application? Last time my partner had to call them up after a week of nothing from them. They said one of the payslips was more money than normal - duh, it was overtime week. They asked for another payslip. It got approved within 1hr after sent another payslip.

    • Juggernauto on 22/09/2022 - 18:10

      It was probably the easiest CC application I had to deal with, submitted one recent payslip, got a phone call next day to confirm few details and not too long after that got email confirming I was approved.

  • twistedbow on 22/09/2022 - 20:20

    not sure why but I put in two one off payall but found out i put in wrong info so i cancelled and when i tried to submit again with correct info, I am getting 'you've reached your limit'… So i guess i gotta try again next month. My limit is 5k and two payments added up to only 3k so it didn't meet 100% limit and definitely not the 5 transactions per month :(

    • twistedbow on 22/09/2022 - 20:34
      +1

      According to citi support: If you cancel payment/s, you have to wait one business day for the requests to process (including cancelled payment) then have to try again.

    • UrMumsOnlyFan on 22/09/2022 - 20:45
      +1

      It may be user error, but PayAll rejects the majority of my attempts even though the limits haven't been reached.

      • twistedbow on 22/09/2022 - 20:47

        i tried changing category and bank account but still the same. im gonna wait a few days until long weekend is over then try again.

        • UrMumsOnlyFan on 22/09/2022 - 20:49

          It's pretty annoying (especially being forced to use the app), but I consider it a free bonus anyway.

          I tell myself I'm not envious of those who have harvested over a million points since the promo began 🤣

      • twistedbow on 22/09/2022 - 20:52

        ok. my theory proved correct. Your 'cancelled' payment eats into your limit. My limit is $5k btw.

        I had two cancelled payments adding up to $3k. I tried making another $3k payment which got declined but when I made two $1k payment, they both went through. This means I've eaten up $3k from my cancelled payments and two $1k payments which adds up to $5k which is 100% of my limit.

        So now I have to wait for two cancelled payments to be processed either tomorrow or next business day which will free up $3k from my limit then try again.

  • Danger on 23/09/2022 - 09:03

    When and where do you provide your Velocity membership number to get bonus points.

    • meowmeowmeow on 23/09/2022 - 11:31
      +1

      Citi send you an email once you hit the spend target, and you provide it then

      • blighst on 23/09/2022 - 18:34

        How quickly after meeting the spend target? Is it automatically triggered, or just random (want to know when I can stop spending on the card ;) )

        • meowmeowmeow on 23/09/2022 - 19:21

          UMMM from memory it wasn't long, maybe within a week of meeting the spend target. Once i input my velocity number, it only took about 10 days to get the points too. I think they say it can take up to 6 weeks or something.

  • twistedbow on 23/09/2022 - 13:07

    *** Note ***

    The aggregate sum of Citi PayAll payments within the calendar month must not exceed your credit limit or $35,000 (whichever is lesser). For example, if your credit limit is $5,000, your total Citi PayAll payments within a month must not exceed $5,000, regardless of payments made on your account.

    Above includes 'cancelled payment'. If you schedule a payment of $10000 and cancel it, it will eat up $10000 from your limit.

  • offthetap on 23/09/2022 - 13:14

    i applied Tuesday and still waiting for approval..

    • zxreth on 23/09/2022 - 14:10

      Applied Monday and still waiting.. they did call on Wednesday asking for a few more details but nothing since then.

      • offthetap on 25/09/2022 - 15:02

        yes they have called me twice now confirming details on my application, still no word on approval yet though

        • zxreth on 26/09/2022 - 14:49

          Finally got approved today.

  • 1300 6555 06 on 23/09/2022 - 16:35
    +1

    Applied Monday, received a call Wednesday wanting to confirm that I’d have a response within 24/48 hours. Received the approval email today confirming limit of $30k (allowed them to assign limit).

    Most recent app was for Amex Platinum edge 3 months ago, reduced the limit on that down to minimum ($3k) before applying for Citi card.

    Wondering how much I can make of the EasyPay feature in the next 12 months or so…

    • timhn on 23/09/2022 - 20:27

      How did you reduce the limit with Amex? Call them or there is a form to fill?

      • 1300 6555 06 on 23/09/2022 - 21:56
        +1

        Did it via the Amex website, option to manage credit limit in my account. Reduced limit was in effect almost immediately.

  • Moo Deng on 24/09/2022 - 13:19

    This card doesn’t have priority pass like the Citi Qantas one does, does it?

    • timhn on 25/09/2022 - 08:59

      No. Only Premier and above cards.

  • timhn on 25/09/2022 - 09:06

    Nice that Citi have the option to add digital card to Wallet - but of course only for Apple phones. By activate digital card, you can also use to pay online since you can have a temporary CVV code for 24hr.

    My main phone is Android phone but have a spare old iPhone. Using that to activate the digital card and can make some payments immediately.

    • bohn on 25/09/2022 - 09:15

      but of course only for Apple phones

      Use this to pay on Google Pay/wallet

      • timhn on 25/09/2022 - 13:27

        I know but never keep the card long enough for daily usage to bother signup with Bundll. Some dozens of big purchases & bills would meet the spending requirement.

        • bohn on 25/09/2022 - 13:58

          I just have bundll in my google wallet, and whenever I get a card that doesn't accept gpay I just switch the payment method to bundll and pay it off with the new card. Since I am churning regularly I end up using it a bit.

Login or Join to leave a comment
Login Join