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Westpac Altitude Black - 80,000 Bonus Qantas or Virgin or Altitude Points with $4,000 Spend within 90 Days ($50 Fee)

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Westpac Altitude Black - 80,000 Bonus Qantas or Virgin or Altitude Points with $4,000 Spend within 90 Days ($50 Fee)
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chillybags on 05/08/2019 - 08:25 westpac.com.au (14482 clicks)
Last edited 01/02/2020 - 14:44 by 3 other users

Big kudos to ravendr for posting this deal for the platinum card @ 60k points for $50 fee. I just took that link and changed the "platinum" in the link to "black" and it came up with this great offer!

Mastercard sign up bonus is 80,000 Velocity, Qantas or Altitude rewards points after $4,000 spend in 90 days. No annual fee for the first year just $50 fee to if you choose qantas or velocity points. Card comes with a couple of lounge passes and travel insurance as most similar cards do. Standard exclusion of not having had this card in the previous 12 months applies.

From their website:

Enjoy 80,000 bonus Altitude, Velocity or Qantas Points when you spend $4,000 on eligible purchases on a new Altitude Black credit card within 90 days from card approval.
Annual card fee: $0 in the first year, $250 thereafter
Annual rewards program fee: $0 if you choose Altitude Rewards; $50 if you choose Altitude Velocity or Altitude Qantas

Minimum credit limit: $15,000
Minimum income required: $75,000

Financial Credit Card

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closed Comments

        • bohn on 23/08/2019 - 18:35

          Ah ok, did you ring to check re annual fee or use the chat or what?

          • johnno1987 on 23/08/2019 - 21:06
            +1

            @bohn: Rang and activated card. Checked $0 annual fee before doing so. Then registered online banking.

  • bohn on 23/08/2019 - 18:36
    +1

    Also, for those that haven't been an existing customer - you can sign up to a Westpac Choice transaction account and get a free $50 as well heh (after depositing some cash and doing 5 transactions). Then apply for the credit card.

  • bazinga8888 on 26/08/2019 - 15:34

    Got an email to apply for $0 AF Amex and 20k bonus point but need $3k spend, shortly after getting this the mastercard.

  • chk on 26/08/2019 - 18:36
    +1

    I applied for the card and received the welcome booklet today, the annual card fee clearly states "$0 for the first year…$250 thereafter". I've never been a Westpac customer before applying for this card!

    • Dont Care on 26/08/2019 - 21:13
      +1

      there is no welcome booklet. it's simply a piece of paper with card stuck on it.

      • chk on 26/08/2019 - 21:27
        -1

        Nope … I just received it in the mail. You might want to call and ask?

        • Dont Care on 26/08/2019 - 21:28
          -2

          ask what? I'm telling you there is no booklet.

          • chk on 26/08/2019 - 21:45
            -2

            @Dont Care: I give up, maybe someone else can humour you

            • Dont Care on 26/08/2019 - 22:00
              -3

              @chk: what are you crying about? you're banging on about a booklet. there isn't one issued with the card.

    • Seven8Nine on 14/10/2019 - 11:34
      +1

      Funny enough after reading these comments, I received 2 booklets including offer letter and TCs day after another

  • euanmcc on 28/08/2019 - 12:37
    +1

    Westpac customer. Got the card with $0 annual fee confirmed and a week later an offer on the Amex with $20k also for $0 fee. So all in, 100k points for $0 annual fee.

    • earth worm jim on 05/09/2019 - 10:59

      I think that card has an additional 3k minimum spend. Comes to a total of 7k in 3 months.

  • jackwilk on 28/08/2019 - 13:33

    So what's the consensus - is the 1st year fee waived for existing or new customers?

    • maverick1 on 28/08/2019 - 20:57
      +2

      different customers have been told different things - I'm a new customer, so will let you know whether or not I am charged the annual fee once my first bill is generated. card activation date 9 Aug.

  • Kaochu on 29/08/2019 - 22:50

    Can anyone please confirm
    1, whether paying council rate in person at city council counts as eligible spend?
    2, how do I know if my spend is eligible? For instance, if I spent 1k on all sorts of stuff, and on statement day I received 750 qantas points, is it a way to identify if they’re eligible spend?
    Thanks a lot

    • chk on 29/08/2019 - 23:38

      call up the rewards team, they can tell you if the eligible spend requirement has been met and how many points you have in your account..

      I would know after being pushed across 3 different teams…..NAB is by far my preferred bank when dealing with queries.

  • wolfy747400 on 01/09/2019 - 13:07

    I've been working for 5 weeks in my new job. Earning 1k per week. Should I bother applying for this or will I get rejected?
    Thanks

    Edit. I realise it says 75k annual income.

    • bohn on 02/09/2019 - 07:55

      I wouldn't apply.

  • maverick1 on 03/09/2019 - 17:38

    To be eligible for the two complimentary Qantas Club Lounge invitations, you must first register and then use your Altitude Black Card in Australia to purchase selected Qantas products and services directly with Qantas.

    What is the best way to get these passes without spending any coin on Qantas? any success stories?Understand one option would be to book & cancel a fully refundable fare, any other options? Thanks

    • SirCrumpet on 04/09/2019 - 09:46
      +5

      Once you've registered at https://loungepass.altitudeblack.com.au, you can pay to carbon offset a flight which counts as a valid Qantas spend.

      It just asks for a destination, and it's not linked to an actual flight number or your travel, so you can get by with a dollar or so on a short route.

      It took just under two weeks for confirmation and the passes to appear in the Qantas Invitations Portal after purchasing an offset.

      • maverick1 on 04/09/2019 - 10:10

        Fantastic - will give it a go…thanks!

      • nightelves on 05/09/2019 - 11:48

        If there a way to do the same thing for Velocity?

      • ilubbargains on 08/10/2019 - 14:35

        Thanks! Was wondering why I hadn't received my lounge pass until I read your comment. Just paid $0.97 to offset MEL-SYD flight. Cancelling the card as soon as the passes are received.

        • bohn on 08/10/2019 - 15:59

          what about the points?

          • ilubbargains on 08/10/2019 - 20:32

            @bohn: Points were credited when the first statement was issued

  • DooDah on 05/09/2019 - 09:14

    So is this confirmed that the bonus only applies if you have recieved the email?

  • Mr BoMBAStiG on 05/09/2019 - 11:17
    +5

    Have never been a Westpac customer.

    Applied for Westpac Choice savings account 22 Aug. Got card and account up and running 28 Aug (will get $50 bonus after 5 card uses). Had to go to Westpac branch to ID.

    Applied for this card 29 Aug using link from this deal and logging into my Westpac account during the application process. Got approved next day after 2 payslips and Sharesight eofy report provided. Got card delivered 3 Oct, activated. Spent $4200 on it 4 Oct.

    Registered at loungepass.altitudeblack, offset a CBR-SYD flight for $0.54 at qantasfutureplanet.com.au to get lounge passes.

    Will keep this updated with fees, passes and points. Plan to close all accounts as soon as 80k points received and lounge passes used.

    • Gazpacho on 10/09/2019 - 09:12

      That's helpful thanks for sharing :)

    • Mr BoMBAStiG on 10/09/2019 - 15:24

      Just read this on the altitudeblack.com.au site:

      Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number), Qantas Frequent Flyer and Qantas Club membership joining and annual fees.

      Qantas Club Lounge Invitations will not be issued to customers who do not first register via altitudeblack.com.au prior to making the eligible card spend.

      I still have no lounge passes and will probably not get them at this point as I spent the $4k before I registered for the passes. I also don't think the carbon offset is an acceptable spend so will have to wait until I buy a flight in the not so near future as I have no interest in a Qantas Club membership.

      • Rdmelbourne on 10/09/2019 - 21:31
        +2

        There was a thread in australianfrequentflyer which stated that offset needs to be purchased for more than ONE dollar at qantasfutureplanet.com.au to get lounge passes. Not sure if that is valid.

        • maverick1 on 20/09/2019 - 10:57

          Thanks for highlighting that. I bought a 11 cent carbon offset on Qantas (was stoked to find the lowest most possible spend) but haven't received the passes yet so called them and was told that the min spend needs to be $1.

    • Mr BoMBAStiG on 28/09/2019 - 09:36

      Got $50 into my Choice account on 25 Sept.

      Still no points or passes.

      I also signed up to the Black Amex as Westpac offered it to me via online banking Offers for no annual fee for first year, $3k spend and 20k QFF points. Why not?

    • Mr BoMBAStiG on 28/10/2019 - 16:54

      24 Oct
      Received 80k QFF points.

      Called Westpac who said they can't answer about lounge pass and transferred me to Qantas who also said they can't help. Called Westpac back and got someone in the Australian call centre who was way more helpful. He said that it sometimes takes 90 days for the lounge pass to appear however he confirmed that it's very likely I need to spend on a Qantas flight not the carbon offset thing.

      Westpac also said that the next fees due to be charged to my account were in 2020. I seemed to have successfully dodged the annual fee and Qantas fee.

      • chk on 28/10/2019 - 17:00

        The annual fee,if any, is on your letter of offer

      • spitfire6 on 28/10/2019 - 17:51

        Has to be over $1 for the trick apparently. Done so, but Westpac did mess up somehow, nonetheless got the pass and happy.

        • Mr BoMBAStiG on 28/10/2019 - 18:23

          Yeah just brought another offset that was >$1, will see what happens

    • Mr BoMBAStiG on 10/11/2019 - 13:50

      Got 2 lounge passes however not sure if this will help the carbon offsetters via qantasfutureplanet.

      I paid $1.04 for a carbon offset on 29 Oct. My parents then needed to book Qantas flights on 2 Nov so I gave them my card. Their purchase hit my Westpac account on 4 Nov and 2 lounge passes were credited to my QFF account on 4 Nov.

      Not sure which purchase triggered the lounge passes! However this confirms that if you spend the $4k before registering at loungepass.altitudeblack you will still get your passes from a Qantas spend.

      Time to cancel the card!

      • Slo20 on 15/11/2019 - 12:46

        Just to confirm, the $1.04 offset you paid, was that for just some random flight or one you already booked? On https://www.qantasfutureplanet.com.au/ it only asks for name and email address so wasn't sure how that would connect to the QFF.

        • Mr BoMBAStiG on 15/11/2019 - 13:52
          +1

          Random flight.
          It connects by showing up as a purchase from Qantas on your cc statement.
          Lounge passes are issued by Westpac contacting Qantas and telling them to give your QFF account 2 passes. Westpac should have your QFF number.

          • Slo20 on 15/11/2019 - 13:55

            @Mr BoMBAStiG: Awesome. Thanks mate. Done a $1.04 offset now so will see how long it takes for the lounge passes.

            • Mr BoMBAStiG on 15/11/2019 - 14:49

              @Slo20: Keep in mind, I might have got the passes from my 5 Sept carbon spend.

              Hopefully you get the passes within a couple of weeks and that will confirm the >$1 spend requirement for carbon offset.

              • Slo20 on 25/11/2019 - 08:21
                +2

                @Mr BoMBAStiG: Update. Got my 2 lounge passes today so the $1.04 offset worked a treat.

                • forrester on 25/11/2019 - 09:01

                  @Slo20: Did you make it to your $4000 spend before applying for the lounge pass? I'm wondering if this makes any difference when it comes to claiming the lounge passes…

                  • Slo20 on 25/11/2019 - 10:54
                    +1

                    @forrester: Yeah I made my $4k spend in the first month. It shouldn’t make a difference though on being able to get the lounge passes.

                  • Mr BoMBAStiG on 25/11/2019 - 11:03

                    @forrester: As I mentioned, you technically need to register for the lounge pass before you reach the min spend and do Qantas spend. Doesn't seem to be enforced as I registered for lounge after min spend achieved.

                    • forrester on 25/11/2019 - 11:08

                      @Mr BoMBAStiG: Agreed, I reckon the system is unlikely to be sophisticated enough to assess whether the spend has been reached or not

  • tommynolips on 11/09/2019 - 19:42

    Does anyone know if I will be eligible for the Qantas bonus points if I received Qantas bonus points from a St George Amplify Signature within the last 12 months (St George being a subsidiary of Westpac and all)?

    • Slo20 on 13/09/2019 - 11:27
      +1

      Yeah that’s not an issue. They still operate separately. I had St George previously and switched to this card over a month ago.

  • finnybro on 13/09/2019 - 15:26
    +1

    Declined, then a few days later approved for $13400, card arrived today. Slightly confused but not complaining!

    • bohn on 13/09/2019 - 18:03

      Weird.

      • Seven8Nine on 16/09/2019 - 17:51

        Opposite here, approved 20th August but after follow up on card, been told I need to do 100 point ID check and provide notice of assessment plus individual tax return as well.

        And still going on..

        • JJlikes2eat on 20/09/2019 - 17:35
          +2

          Be prepared for them to string you along (for at least 2 weeks), extract every private document from you in a piecemeal fashion (because the verifications team can't read a bank statement), and then say your application was not successful. Absolute waste of time. I will not recommend Westpac.

          • finnybro on 24/09/2019 - 16:23
            +1

            @JJlikes2eat: I spent 15 minutes reading through a tax return with an agent on the phone because they couldn't manage to do it themselves, but eventually got approved

            • Seven8Nine on 27/09/2019 - 07:43
              +2

              @finnybro: Mine is approved after lot of pain.. they don't understand fortnightly payslip, bank statement, tax return.

              Have to make complaint about the process. Ay first complaint mnger agrees with me later back flipped saying it is what is. They don't intervene with credit Dept,.. I have to provide and keep providing until they are satisfied.

              So I stopped chasing them, now I can see bank statement of the credit card came in online but no news of card approval Directly to me.

  • chk on 13/09/2019 - 18:26

    Already received bonus points in my last statement. Also confirmed no credit card fees for the first year

    • bohn on 13/09/2019 - 18:42

      Did you get charged a $50 rewards fee?

      • chk on 13/09/2019 - 20:08

        Yup

    • nemaya on 17/09/2019 - 22:49

      Can I ask when you applied and subsequently met the spending criteria? And did you have an existing account with them before applying?

      • chk on 17/09/2019 - 23:09

        I applied with the link in this thread so mid August, met the spend within 3 weeks after so 4 weeks in total. I've never had a Westpac account before this

        • nemaya on 18/09/2019 - 17:51

          Thanks for that - I'm pretty similar to you so might get in contact with them soon since I want to cancel asap haha

          • chk on 18/09/2019 - 19:15
            +1

            @nemaya: ok good luck, dont forget to claim the lounge passes before u close ur account!

          • bohn on 18/09/2019 - 22:14

            @nemaya: You can cancel online.

            • nemaya on 18/09/2019 - 23:46

              @bohn: I meant that I'm going to contact them in regards to the bonus points - thanks for the tip though, I didn't know you could!

  • bbqwer on 18/09/2019 - 18:21
    +2

    Bonus points received - within 2 months statement. Points posted and transferred to SQ. Then closed the CC.

    • ilubbargains on 26/09/2019 - 09:06

      Ditto, but waiting for lounge passes to arrive first before closing

  • bohn on 19/09/2019 - 08:34

    I just received my first statement. I must say, the Westpac statement is so ugly.

    I didn't get charged an annual fee and didn't get my points.

    Also, on my statement I paid some council rates, one was via postbill pay using PayPal, and the other council used Bpoint.
    Neither of those transactions earned velocity points ;(

    I chatted online to Westpac but they tell me I have to call the Black team, will have to call later. Bit of a shame if the council payments do not count.

    Edit: I know the council rate payments didn't attract points as closing balance - council rate payments x .75 = the points I received on the statement.

    • bohn on 19/09/2019 - 09:38
      +1

      I've never heard of PostBillPay using Paypal to pay council rates not being accepted for points.

      • bohn on 19/09/2019 - 12:17

        Actually I see a user mentioned it earlier in August, but was downvoted.
        Oh well, I'll get council to refund it.

        • Numpty21 on 19/09/2019 - 12:22

          I think that might have been me 😀
          I went to the council office and paid via EFTPOS and got 0.75 per $ spend for that payment in my first statement.
          Should also count towards the bonus points spend but I can’t confirm that until next statement as I’ve just gone over $4k now.

          • bohn on 19/09/2019 - 12:24
            +1

            @Numpty21: It will count if you got the points I think.
            Their systems are improving, not that long ago postbillpay was always a way to get around paying rates etc.
            Next time I'd probably pay in person.

  • Bearboi on 23/09/2019 - 12:12

    Can anyone confirm you still get the points if you're not targeted? I am not an existing Westpac customer.

    • bohn on 23/09/2019 - 14:49

      sign up to a free choice transaction account, earn $50 from that, then signup to the credit card.
      https://www.westpac.com.au/personal-banking/bank-accounts/tr…

      In answer to your question, many people have got the points who were not targeted - but I think it's better to earn an extra $50 from the choice account as well. That's what I did.

  • starburstyellow on 26/09/2019 - 12:06

    Got approved few days ago, just waiting for card in the mail. Is there anyway I can tell what Rewards im signed up to? I did sign up using the URL and picked Velocity (and put my VFF number on). Would hate it to revert to altitude.

    • bohn on 26/09/2019 - 15:40

      It has Velocity written on the card.

      • starburstyellow on 26/09/2019 - 16:25

        Ok thanks. Will wait for card to arrive then.

      • starburstyellow on 26/09/2019 - 21:56

        No card in mail yet again today. But dug futher on the website, does say what "type" of card it is. all good. Thanks again.

  • bohn on 26/09/2019 - 21:23

    Finally got my 'free' $50 for signing up to the Westpac Choice transaction account before applying for this credit card. Now I can close the Choice account.

    • JJlikes2eat on 26/09/2019 - 21:25

      How long did it take to get the $50?

      • bohn on 26/09/2019 - 21:37
        +1

        I can't see exactly when I opened the account, but it has been around 5-6 weeks.
        I just transferred $2000 in and out from another account using payid to avoid the $5 monthly fees.

  • cook99 on 01/10/2019 - 22:19
    +2

    I got my first statement last week, spent over 7k to get 5400 QFF, no bonus points earned and no $50 fee yet. Hoping statement 2 sorts it out.

    • chk on 01/10/2019 - 22:43

      Was it spent on qualifying purchases? I called the rewards team and they were able to advise whether I had the met the bonus points before the statement was issued

      • cook99 on 01/10/2019 - 22:48
        +1

        Not sure, will have to call them I guess.
        I'd have thought since all purchases earned points they would be qualifying towards the $4k spend?

        • bohn on 02/10/2019 - 14:45
          +1

          I'd have thought since all purchases earned points they would be qualifying towards the $4k spend?

          you'd think so.

      • Yola on 02/10/2019 - 17:56
        +1

        Please let us know if any items are not eligible, sometimes it's difficult to figure out.

    • latenight on 03/10/2019 - 15:16

      Exactly the same outcome. Spent $5K on eligible purchases, no $50 fee and no bonus points on first statement.

      Rang westpac they confirmed i was eligible for the bonus points and just stated it could take up to 12 weeks after meeting the criteria to get the bonus points. Doesn't feel right though as last time i got the bonus points straight away….

      Also the qantas lounge passes have not come through yet either, even after registering via the website and booking a qantas flight.

  • cook99 on 03/10/2019 - 17:24

    Just spoke to them and they confirmed I would have met criteria as points received already are on same criteria as minimum spend.
    Got the same 12 weeks and even 180 days (90 spending period + 90 after).
    Will just keep any eye out I guess.

    Thanks for reminder to lodge for passes 😀

    • bohn on 04/10/2019 - 07:34
      +1

      Wow, they're really trying to make us keep the card some time before cancelling ;) They hope we forget about churning altogether!

  • chillybags on 14/10/2019 - 09:10

    Got my 80k bonus points! Haven’t recieved any fees as of yet (not even the $50 velocity fee).

    • latenight on 14/10/2019 - 15:10
      +1

      Same got my 80K points with the second statement and no $50 fee. (Note i achieved the $4K spend in the first month but had to wait another month for the points)

      I can confirm that this offer is also not targeted as i was not an existing Westpac customer nor did i receive this offer via email (mods may want to update this post?)

      • chillybags on 14/10/2019 - 15:18

        I met about half the min spend in the first month and the other half in the second month. That 2nd bill was dated the 8th October and the bonus points came in on the 11th October.

        I was also not a Westpac customer, doesn’t mean they haven’t changed it now. I applied moments before posting this deal.

        • try2bhelpful on 14/10/2019 - 15:39

          I rang up and they told me it was targetted. The apply screen gets you to a sign on screen. If you aren't a Westpac customer how did you get past that? Thanks for any info

          • bohn on 14/10/2019 - 17:33

            @try2bhelpful: That is new, never used to do that. Just create a Westpac Choice account (which gives you the chance to earn a free $50) and then you can apply.

  • bohn on 20/10/2019 - 16:50
    +2

    Finally got my points too. Also no velocity fee charged.. sweet.
    Churn and burn baby.

    • fseng on 30/10/2019 - 15:29

      when did you get your points ? In 1st stmnt or 2nd ? How long then does it take you for those points to arrive in Velocity. I need to book 4 reward tickets and needing anther 20k points. Hoping to get the points soon.

      • bohn on 30/10/2019 - 18:05

        Took about 4 days after the second statement.

  • fseng on 21/10/2019 - 14:55
    +1

    To the people who cancels the card after getting the points. Does this affect you applying for other credit cards later on? I mean in the credit report they are going to see that you hold the card for a very short time and clearly just for the bonus points. How long do you wait until you apply for the next card ?

  • cook99 on 21/10/2019 - 15:08

    Received my 80k Qantas points on second statement, nothing on $50. Time to pay up and cancel this one.
    Still waiting for ANZ black which is now 3 statements in after hitting spend.
    Now to find a new card for this quarter, Citi looking like best choice right now ?

    • bohn on 21/10/2019 - 16:34

      Which citi? I was thinking Coles 100k flybuys which is a citi product.

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