This was posted 5 years 3 months 18 days ago, and might be an out-dated deal.

Related
  • expired
  • targeted

Westpac Altitude Platinum: 60K Altitude, Velocity or QFF Points with $3K Spend/90days - $0 Fee First Year ($50 QFF/Velocity Fee)

1180
Westpac Altitude Platinum: 60K Altitude, Velocity or QFF Points with $3K Spend/90days - $0 Fee First Year ($50 QFF/Velocity Fee)
Go to Deal
avendr on 04/08/2019 - 20:20 westpac.com.au (4323 clicks)
Last edited 07/08/2019 - 10:40 by 2 other users

Get 60,000 bonus Altitude, Velocity or Qantas Points with the Altitude Platinum credit card, when you spend $3,000 on eligible purchases within 90 days of card approval. New cards only.

Features:

Uncapped points earn rate: 1 Altitude Point or 0.5 Velocity or Qantas Points per dollar spent on eligible purchases.

Annual card fee: $0 for the first year, currently saving you $150+
Annual rewards fee: $0 if you choose Altitude Rewards; $50 if you choose Altitude Velocity or Altitude Qantas

  • Variable purchase rate: 20.49% p.a.
  • Variable cash advance rate: 21.49% p.a.
  • Interest free days on purchases: Up to 45
  • Minimum credit limit: $6,000
  • Minimum income required: $30,000

Economy X Seat Upgrade Vouchers
If you choose Altitude Velocity you'll also get 2 complimentary Economy X Seat Upgrade Vouchers each year to use on selected domestic Virgin Australia flights.
Available when you spend with Virgin Australia on your Mastercard.

Similar deal is also available for black card.

Update 7 Aug 10:40am: Westpac have advised that the offer is only existing customers who have received the offer by email.

Financial Credit Card

Related Stores

Westpac
Westpac

closed Comments

  • FatTofu on 04/08/2019 - 20:22

    How does this compare the St George one also with 60k bonus points?

    • avendr on 04/08/2019 - 20:24

      I think both are of same value with St. George having 2k spend to get bonus points. Better yet, you can apply for both of them..

      • xrailgun on 04/08/2019 - 21:02
        +1

        so… St George is better?

        • Volution on 04/08/2019 - 21:16
          +12

          St george's customer service is just crap. To apply a supplementary card, me and my wife should physically come to a nearest branch to get it processed. Moreover, to get the card, i have to collect it again when ready instead of sending it to my home. After waiting for a month i didn't receive the card nor news from them. Called them and they told me to follow it up with the brach that i have requested. I say fine, what's the branch direct number i asked. Their response is, you can't call them, you have to visit them again. After that call, i cancelled my card immediately. What a joke! Any other banks are able to apply online for a supplementary card and post it once processed. Never had any problem until i try st.george. Westpac is good. Pretty efficient when i'm with them. The only negative is that their statement doesn't categorize the primary card and the suplement card. It's all mixed up in the statement. No biggie but.

          • aragornelessar on 04/08/2019 - 21:24
            +1

            @Volution: Not sure why yours wasnt sent - our supplementary one was. Other than that, I agree it was annoying having to go to the branch.

            Only allowed a total of one supp card too. Not even a fee for a second card. I was told if I wanted a second supplementary card, I would have to apply for second credit card. What the?! Is that normal? Or have I been living the life with multiple Amex supp cards?

            • Volution on 04/08/2019 - 21:55

              @aragornelessar: St George's system is very weird indeed. I actually decresed my limit from 15k to 5k via online. It worked fine until i requested an increase to 10k. Then for some reason, my credit card was frozen. As usual the phone customer service said i need to go to a branch. What's with going to the branch for every little action. Yeah, i've been with amex and very happy woth them. Gladly pay the annual fee with them. Never ever again will i apply for st.george. just not worth the hassle.

            • dtc on 05/08/2019 - 09:52

              @aragornelessar: "I agree it was annoying having to go to the branch."

              Funny how things change - 15 years ago, it was annoying to have to go to the one branch in the city that was open on a Saturday morning. Which you had to do for most things.

          • Jamesx on 04/08/2019 - 22:07
            +1

            @Volution: There isn't any St George branch in VIC.

            • [Deactivated] on 05/08/2019 - 00:25
              +1

              @Jamesx: Isn't st george in victoria just bank of melbourne?

          • justtoreply on 04/08/2019 - 22:56
            +1

            @Volution: I had a very similar experience with NAB. Took about 6 months to get the supp card.

            If we weren't stuck with the card (part of the home loan package, and at least it earns points on mortgage repayments and groceries) then I wouldn't have bothered.

            • greenie on 04/08/2019 - 23:27
              +1

              @justtoreply: How do you earn points on mortgage repayments? We're with NAB as well and weren't aware you can earn points on those.

            • wise penny on 05/08/2019 - 07:53

              @justtoreply: Are U sure there is such thing as "points for mortgage repayments"

    • jesseboy89 on 04/08/2019 - 21:03
      -3

      The upfront fee on this is half. St George costs you $99.

    • bs0 on 04/08/2019 - 21:12
      +3

      You could try and wait for a better offer. St George amplify has had 80-90k QFF points for zero annual fee in the past, 4k spend. Anz FF black is also similar.

      • avendr on 04/08/2019 - 21:17

        yes, typically towards the year end.

        • FatTofu on 06/08/2019 - 19:33

          Is St George the same as BankSA and Bank of Melbourne? They seem to have the same bonus points offer.

      • xrailgun on 04/08/2019 - 21:43

        thanks! will probably wait out for this one then.

        • avendr on 04/08/2019 - 23:05
          -1

          Remember, even though St. George and WestPac are from same banking group, you can apply for their credit card offers individually.

          • mhs m0nk3y on 04/08/2019 - 23:38

            @avendr: Didnt work for me. When I applied for SG, I held a Westpac CC….SG declined me and when I called, it was because I had Westpac already, and that I could only appply for SG after 12months without Westpac under my name,

            • bs0 on 05/08/2019 - 08:59
              +1

              @mhs m0nk3y: If your credit was fine and there's no overlap as a parent company, they would open the card for you as that's no risk to them and give you the bonus points. If they really do care about the company overlap, there would be no reason to also open the card and just not give you the points - benefit to them.

              Unlikely they decline based off what credit card you have, more likely they declined on your credit history or current credit limit is too high for second card.

              • mhs m0nk3y on 06/08/2019 - 07:22

                @bs0: Unlikely since my credit rating is in the 800s, I have paid everything on time, no debt at all.

                Credit card limit has always been the minimum allowed - usually $6000 only

  • Javin on 04/08/2019 - 20:31
    +3

    Can someone please advise how much in dollar value 60k Qantas points worth just to decide to get into or avoid the hassle

    • avendr on 04/08/2019 - 20:32
      +5

      I reckon around $600.

    • gilbarc on 04/08/2019 - 21:29
      +12

      Generally, for economy flights, it's around 1c per point, so $600. For business and first class, it's better value, for things other than flights, it's worse value.

    • [Deactivated] on 05/08/2019 - 00:22

      Depends on route. I've seen some regional connections which are $250+ each way end up as only 8k + $30. In that case, you're looking at well into the thousands. This is especially helpful when flying a route to/from a regional area involving ADL > MEL / MEL > ADL. The flight is only a few hundred miles, meaning you can tack on an entire regional flight for no extra points cost.

      For typical flights (major city to major city), typically around 1c/pt. For example, $180 return flight becomes 16,000 pts and $20.

      Upgrades are sometimes good value, but I'm personally not a fan. The cost required for upgrading, you could've literally booked another economy flight with that value. Typically costs 1.25x the points cost of booking a flight.

  • CyberMurning on 04/08/2019 - 20:31

    damn cheap cheap easy money those points worth $600 minimum

  • xrailgun on 04/08/2019 - 21:03

    do you have to call them up to cancel before 365 days is up to skip the annual fee on 2nd year on?

    • xinyi on 04/08/2019 - 21:04
      +4

      All Banks must now provide the option to cancel your credit card online by law. I think cancellation is instant.

    • jjjaar on 04/08/2019 - 21:11
      +1

      I just closed mine from a year ago. You can cancel within the app, but I went into a branch. No questions asked, just done in the spot.

  • gilbarc on 04/08/2019 - 21:16

    If you choose Altitude Velocity you'll also get 2 complimentary Economy X Seat Upgrade Vouchers each year to use on selected domestic Virgin Australia flights.
    Available when you spend with Virgin Australia on your Mastercard.

    Does this mean you have to pay for the same flights (that you'll be upgrading for free) with the card, or just that you have to spend something with Virgin Australia on the card?

    If it's the latter, anyone got any suggestions for a way to spend something small with Virgin before flying? I've got some flights already booked I'd love to upgrade for free.

    • avendr on 04/08/2019 - 21:19
      +2

      You need to book using WestPac credit card.

      Economy X Seat Upgrade Vouchers Two complimentary Economy X Seat Upgrade Vouchers (for eligible domestic flights only) are available to Westpac Altitude Platinum Mastercard and Westpac Altitude Black Mastercard primary cardholders earning Velocity Points through the Altitude Velocity rewards program. To be eligible, your card account must not be in arrears for more than two consecutive statement cycles in accordance with the Altitude Terms and Conditions, you must have provided Westpac with your Velocity Frequent Flyer number and you have made a direct spend with Virgin Australia on your Altitude Platinum Mastercard or Altitude Black Mastercard every year from card open date. Economy X Seat Upgrade Vouchers are valid for 12 months from date of issuance and will appear on your Velocity Frequent Flyer membership account within 10 business days of meeting eligible spend. Economy X Seat Upgrades are available to other passengers travelling on the same itinerary with the primary cardholder. To redeem, book an eligible domestic flight on your Altitude Platinum Mastercard or Altitude Black Mastercard, then call the Virgin Australia Guest Contact Centre on 1300 038 373 at least 24 hours prior to your flight to apply your Economy X Seat Upgrade Vouchers. You can find out if your flight is eligible by calling Virgin Australia on 1300 038 373.

      • gilbarc on 04/08/2019 - 21:22
        +1

        Damn.

  • nige0090 on 04/08/2019 - 21:47

    If I go via this link I get the free first year offer above.
    But if I go directly to the Westpac site and drill down to the altitude platinum i don't get the first year free.
    Does this offer originate from an offer on the Westpac site or somewhere else???

    • avendr on 04/08/2019 - 23:07

      I got this offer via an email from WestPac, however; I don't think that this offer/link is specific to any individual.

  • revo on 04/08/2019 - 23:19

    Am I still eligible get these points if I signed up to the 120k QFF Westpac Mastercard and Amex Deal about 10 months ago? Thanks
    And if I do sign up to this CC will it bar me from any other offers later on?

    • BargainGeezer on 04/08/2019 - 23:23

      Yes to the first, no to the second.

      Edit: it’ll bar you from any other QFF Westpac offers, obviously

      • flash659 on 05/08/2019 - 00:09
        +2

        You won't be eligible for the points. There's a 12 month exclusion period.

        • BargainGeezer on 05/08/2019 - 00:47

          Oops I’m an idiot. I read that as the Qantas Card 120k points. Sorry!

        • NoApostrophePlurals on 05/08/2019 - 02:37

          Does the exclusion period begin from when you cancel the card of from when you receive the points?

        • fishybone on 05/08/2019 - 06:27

          Hmm where does it say that? The T&C’s say new Platinum cards specifically.

          “The first year annual card fee waiver is available when you apply and are approved for a new Altitude Platinum credit card between 17th June 2019 and 15th October 2019 “

  • [Deactivated] on 04/08/2019 - 23:24
    +1

    I just applied for the St George because I hadn't ever built any QFF points so I got the bonus 20k.

    I'm gonna apply for this too, 3k spend but I might wait a month. Velocity points are much harder to come by these days and alot of cards have 6k minimum spends.

    • cheesecactus on 05/08/2019 - 01:12
      +1

      Same boat as you, will wait a month or so until all the st george points clear to sign here

  • ChesoRepresent on 05/08/2019 - 00:01
    +1

    No Fees for The First Year + $50 Fees

    Oh OK, I get it. No fees with fees.

    (yes I understand the $50 is VA fee but the phrasing is pretty amusing)

    • muncan on 05/08/2019 - 00:18
      +1

      Free Fees, not Fees Free.

  • cooni on 05/08/2019 - 07:34

    Good but waiting for the black card deals hopefully soon

  • TEER3X on 05/08/2019 - 08:06

    Is using qff points to buy something from the Qantas store a poor use of rewards points, even when they have a sale?

    • Gotchas on 05/08/2019 - 08:15

      Depends

  • chillybags on 05/08/2019 - 08:26
    +1

    Same deal but for the black card with 80k sign up bonus! only the $50 rewards program fee!

  • JetBombat on 05/08/2019 - 09:50
    +1

    Existing Westpac customers who currently hold an Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.

  • Daddyhere on 05/08/2019 - 11:45

    What is the different between:

    Annual card fees vs Annual rewards program fee

    Thank

    • aragornelessar on 05/08/2019 - 13:26

      Annual fee is fee for having the card.

      Rewards Program fee is arguably a cash-grab to have your points converted to that reward program. ie. to have your points go to Qantas FF or Velocity FF. The banks own rewards program has no fee.

      They are two separate fees payable to the bank in this instance.

  • blueyez on 05/08/2019 - 18:07
    +1

    Has anyone applied for an Amex to go with this (I'm interested in the Black, but there is also Platinum Amex), after getting the Westpac card alone?

    Eyeing off the 'blended' bundle and apparently you can apply for the Amex after you have a Westpac card.

    Doing it individually seems like you'll get both card fees waived too…

    Ie. Westpac Altitude Platinum: 60K bonus points, first year annual fee waived

    Once you're a customer, apparently there is a waiver of annual fees on the Amex if you apply for it

    (refer to comment in https://www.ozbargain.com.au/node/473748)

    Whereas if you apply for the Blended bundle;

    -Westpac Altitude Platinum: 60K bonus points, first year annual fee $150
    - Amex fee waived if you're an existing customer, however bonus points are less (20k individually vs 40k in the bundle)

    "Sign in and get a little extra

    If you're our customer, we'll waive the first year annual Card fee on a new American Express Westpac Altitude Black Card (usually $199 p.a.) exclusions apply.

    Offer exclusively available when you sign in and apply via this link by 15th October 2019. T&Cs apply.
    Sign in"

    NOTE - The above link to apply as an existing customer is still broken, I've reported it to Westpac (unless I'm just unlucky)

    Would love to know if anyone can verify they could skip annual fees on both by doing it individually :)

    Or signed in once they have applied for the listed deal and see if the Amex fees are showing up as $0 for the first year for existing customers that got their fees waived on the Westpac Altitude Platinum

  • binatang on 05/08/2019 - 18:22

    Best way to burn $3000 without spending a cent?
    I believe it has been mentioned afore that you book a first class airfare then cancel???

    • [Deactivated] on 06/08/2019 - 11:47

      I'm not sure if that actually works, it might be a risky move.

      I generally spend 1k a month minimum with no effort, 3k should be little effort. Gift cards are always an option when available, and you can sell them.(Timing tho)

    • Daddyhere on 07/08/2019 - 10:07

      How does it work please?

  • yaziyo on 06/08/2019 - 09:47
    +1

    For what it's worth, the SO and I both did this one this year (for the 60k QFF points). Neither of us were charged the $50 fee. Unsure if they've "fixed" it by now or if they do legitimately not charge the frequent flyer fee on the first year too.

  • Moderatormoocher on 07/08/2019 - 10:41

    Westpac has contacted us to advise that the offer is only existing customers who have received the offer by email. Deal description updated.

    • blueyez on 07/08/2019 - 11:52

      Damnnnnn

    • [Deactivated] on 07/08/2019 - 14:59

      Has anyone here applied who isn't a member and been approved?

    • Viper8 on 07/08/2019 - 20:54
      +3

      Their website makes no mention of this.

      • FatTofu on 19/08/2019 - 21:11

        Indeed. Mine card was received today but there's neither mentioning of bonus points?

        • Viper8 on 19/08/2019 - 22:48

          They never do though. I've had about a dozen cards for bonus points and there's never any mention in the package they send out.

    • Daddyhere on 09/08/2019 - 16:27

      Just Finish the call with Westpac

      They admitted its their internal policy but still honor the deal for new customer

      Thought?

      • [Deactivated] on 11/08/2019 - 15:24
        +1

        right, got the deal, was not targeted.

      • FatTofu on 19/08/2019 - 21:14

        Got the card already. Will see in ?? days? What's there billing cycle like? By calendar month?

    • FatTofu on 19/08/2019 - 21:13

      Even the fine print does not mention this.

  • Schumi5 on 14/12/2019 - 14:57

    Anyone having issues applying for this? when clicking the link it wants me to login to internet banking first… maybe they have close the loophole of it being a targeted offer? When i go direct through the westpac website the application loads but obviously they dont waive the annual fee

    • kerfuffle on 14/12/2019 - 17:23

      Did you read the big black letters at the bottom of the OP?

      • Schumi5 on 16/12/2019 - 15:58

        Yep did that, however someone I know applied in late August/September and was able to apply even though not targeted or a Westpac customer. Ah well still applied, bit of a painful process has to go into Westpac to confirm ID before they would process the application. All's well though got approved late this afternoon

  • naisuda on 04/02/2020 - 19:48
    +1
    Merged from Westpac Platinum Mastercard: 60K bonus Qantas/Velocity points, $0 fee first year, $3K spend in 90 days
    Go to Deal

    Recently received this deal in the mail.

    Enjoy 80,000 bonus Altitude Rewards points or 60,000 bonus Qantas or Velocity Points when you spend $3,000 on eligible purchases on a new Altitude Platinum credit card within 90 days from card approval.

    Plus pay no annual card fee for the first year. Currently saving you $150.

    Eligible purchases do not include fees, cash, cash equivalent transactions, payments to the Australian Tax Office, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account. The bonus Altitude Points, Qantas Points or Velocity Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. Qantas or Velocity Points earned during a statement cycle are added to your Qantas or Velocity Points balance on a monthly basis.

    Uncapped points earn rate: 0.5 Velocity or Qantas Points per dollar spent on eligible purchases
    Annual card fee: $0 for the first year, currently saving you $150

    Annual rewards fee: $0 if you choose Altitude Rewards; $50 if you choose Altitude Velocity or Altitude Qantas
    Variable purchase rate: 20.49% p.a.
    Variable cash advance rate: 21.49% p.a.
    Interest free days on purchases: Up to 45

    Minimum credit limit: $6,000

    Minimum income required: $30,000

    Altitude Velocity: In order to earn and redeem points, you must be a member of the Velocity Frequent Flyer program. An annual $50 Velocity Rewards fee applies for customers who choose to earn Velocity Points through the Altitude Velocity rewards program.

    Altitude Qantas: In order to earn and redeem points, you must be a member of the Qantas Frequent Flyer program. An annual $50 Qantas Rewards fee applies for customers who choose to earn Qantas Points through Altitude Qantas rewards program.

    If you don't want to pay this fee, sign up for free at https://www.qantaspoints.com/join-now?code=FAMILYFREE

    • marantz on 04/02/2020 - 19:55
      +1

      Annual rewards fee: $0 if you choose Altitude Rewards; $50 if you choose Altitude Velocity or Altitude Qantas

      Fyi if you going for Qantas or velocity points

    • arctan on 04/02/2020 - 19:56

      Does this card charge international fees for overseas spending?

    • ajole on 04/02/2020 - 19:59

      BPAY equivalent transaction

      What is this? Seems a bit vague and unenforceable for a T&C

      • douglasac10 on 04/02/2020 - 20:00

        Usually BPay or Post Billpay. Paying bills via entering the numbers on the card into the merchant's website is generally a purchase.

    • chillybags on 04/02/2020 - 20:07
      +6

      I posted this deal back in august and once again by changing the link in this current deal that OP has just posted you get a link to the black card with 80k and $0 annual fee first year ($50 fee for velocity or qantas)

      • miq on 04/02/2020 - 20:28

        min spend is also increased to $4K…

    • chylee on 04/02/2020 - 20:07

      No $0 fee for the Black?

      • kerfuffle on 04/02/2020 - 20:14

        Read above comment

    • sakg on 04/02/2020 - 20:14
      +1

      same as https://www.ozbargain.com.au/node/474871

    • some_one_some_where on 04/02/2020 - 20:15
      +1

      No Apple Pay either.

    • hippo2s on 04/02/2020 - 20:20

      How much are the points worth tho?

      • kerfuffle on 04/02/2020 - 20:21

        1 to 1.2 cents if you sell them (technically against Terms and Conditions) on the Classifieds

    • miq on 04/02/2020 - 20:31

      OP, I think this is for existing westpac customers only. The 'Apply Now' link takes you to the internet banking login.
      If you access the rewards credit cards from the homepage, there is no mention of the annual fee waiver.

      • miq on 04/02/2020 - 20:43

        Also…. DUPE!!!!!!

  • ozbargainerlife1 on 22/05/2020 - 14:28

    can this one be updated please. it's no longer free and expired.

Login or Join to leave a comment
Login Join