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Westpac Altitude Black - 80,000 Bonus Qantas or Virgin or Altitude Points with $4,000 Spend within 90 Days ($50 Fee)

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Westpac Altitude Black - 80,000 Bonus Qantas or Virgin or Altitude Points with $4,000 Spend within 90 Days ($50 Fee)
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chillybags on 05/08/2019 - 08:25 westpac.com.au (14482 clicks)
Last edited 01/02/2020 - 14:44 by 3 other users

Big kudos to ravendr for posting this deal for the platinum card @ 60k points for $50 fee. I just took that link and changed the "platinum" in the link to "black" and it came up with this great offer!

Mastercard sign up bonus is 80,000 Velocity, Qantas or Altitude rewards points after $4,000 spend in 90 days. No annual fee for the first year just $50 fee to if you choose qantas or velocity points. Card comes with a couple of lounge passes and travel insurance as most similar cards do. Standard exclusion of not having had this card in the previous 12 months applies.

From their website:

Enjoy 80,000 bonus Altitude, Velocity or Qantas Points when you spend $4,000 on eligible purchases on a new Altitude Black credit card within 90 days from card approval.
Annual card fee: $0 in the first year, $250 thereafter
Annual rewards program fee: $0 if you choose Altitude Rewards; $50 if you choose Altitude Velocity or Altitude Qantas

Minimum credit limit: $15,000
Minimum income required: $75,000

Financial Credit Card

Related Stores

Westpac
Westpac

closed Comments

    • ripoffmerchant on 05/08/2019 - 09:16
      +65

      that's why you need a credit card!

      (don't actually take my advice, please)

      • The Wololo Wombat on 05/08/2019 - 11:37

        If you own your own home, use it to pay water and/or rates. You can pay these in advance too with most city councils, easy to get to the 4K spend.

        • Baghern on 05/08/2019 - 12:13

          Does Westpac include bpay in the $4000 though

          • R3XNebular on 05/08/2019 - 12:17
            +1

            @Baghern: Pay your rates via the council website not Bpay.

            • The Wololo Wombat on 05/08/2019 - 12:46
              +1

              @R3XNebular: Yes, pay via phone or website. Depending on the city council, some charge fees others no fees.

          • Oliver on 05/08/2019 - 20:04

            @Baghern: most dont

          • JWang on 16/09/2019 - 17:42

            @Baghern: If you use bpay from Westpac online account, it was excluded from the spending. I was caught up once. Basically any payment does not involve one entering the card number/swiping in shop would not count as eligible spending.

    • smartazz104 on 05/08/2019 - 11:36
      +3

      Maybe you would if you didn't use italics so much.

  • DooDah on 05/08/2019 - 08:32
    +8

    Damn. My credit rating will be taking a hit.

  • gilbarc on 05/08/2019 - 08:39
    +1

    Anyone know if there's any similar deals for the blended bundle (Platinum MasterCard + Black Amex) or black bundle (Black MasterCard (this deal) + Black Amex)?

    • Pcoder on 05/08/2019 - 09:43

      I've tried fiddling with the link as this is a special one, but I didn't turn up anything. A link might appear sometime, so I'm tempted to wait a little.

  • obenihk on 05/08/2019 - 08:43

    Any exclusions for those who've held a St George card anytime during the last 12 months (Westpac owning St George and all)?

    • klonky on 05/08/2019 - 08:48
      +6

      Existing Westpac customers who currently hold an Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.

      • SBOB on 05/08/2019 - 08:50
        +7

        need to wait for the last westpac 12 months to expire
        those 12 months take too long ;)

        • FatTofu on 05/08/2019 - 10:14

          12 months from date of last closure?

          too long indeed

        • [Deactivated] on 31/08/2019 - 19:46

          And how many of those 12-month waitings make for a whole life?

      • obenihk on 05/08/2019 - 08:52
        +1

        Thanks. That does pretty much rule out any other card not in that list being excluded then.

      • solidice on 05/08/2019 - 09:49
        +1

        Excuse my ignorance. So does that mean holding a St George credit card from a previous promotion does exclude you?

        My understanding of your reply is that being a St George customer does automatically exclude you?

        • obenihk on 05/08/2019 - 09:54
          +3

          By my reading of that exclusion clause, you should be eligible for the bonus points even if you have had a St George card in the last 12 months.

      • Vodafail on 05/08/2019 - 11:06

        Noob question.

        The Altitude Black Credit card, does it include the Qantas Black? Is that still considered as Altitude Black?

  • avendr on 05/08/2019 - 08:45

    This is great!

  • nightelves on 05/08/2019 - 08:53

    Is this a stand alone deal?

  • inherentchoice on 05/08/2019 - 09:00
    +8

    Is Westpack like Westpac but with a six pack?

  • bibimbap on 05/08/2019 - 09:09
    -5

    Didn't know Westpac has changed their company name to Westpack

    • jollster101 on 05/08/2019 - 10:00
      +9

      Username checks out.

  • Amaris on 05/08/2019 - 09:11
    +1

    So the annual fee is $250/- from second year and an additional $50/- from year 1 if you want Qantas or Velocity. The title is technically correct but a bit misleading due to omission.

    • Spazmos on 05/08/2019 - 09:52
      +13

      lol who here keeps their credit card for longer than a year? most would close them when they get the bonus points and move on to the next deal…

      • FatTofu on 05/08/2019 - 10:17

        isn't that time too short? when you move on to the next cc deal it's only about 3 months from last credit check?

        • Spazmos on 05/08/2019 - 10:24
          +1

          Yeh I guess it depends on how high your score is at the time of application and probably your income? I've heard of others on ozbargain churn deals out every 3 or 4 months. Personally for me every 6 months seems to be the sweet spot… but yeh definitely don't keep it for more than a year if your aim is to get bonus sign up points…

          • FatTofu on 05/08/2019 - 11:39

            @Spazmos: You meant 6 months from last CC application OR from last CC closure?

        • Autonomic on 05/08/2019 - 12:53
          +2

          Keep a zero annual fee card in addition to the ones you cycle through.

          • FatTofu on 05/08/2019 - 16:59

            @Autonomic: Is this to make sure you always have a CC? I thought those zero fee CCs don't have many benefits at all?

            • timhn on 05/08/2019 - 20:58
              +1

              @FatTofu: You probably never heard of the fee free Amex cards ( Essential & Discovery)?

              I've got a lot of values out of Amex random promotions.

              • FatTofu on 05/08/2019 - 21:48

                @timhn: Indeed first time heard. Do they ever have sign up bonus?

                • Akya on 06/08/2019 - 07:25

                  @FatTofu: Amex have Qantas Discovery and Velocity Escape as the annual fee free frequent flyer cards. They rarely have bonus points sign up bonus. However there are referral bonuses of 30000 per person, so if you do sign up to one, use a ozbargain referral listed here https://www.ozbargain.com.au/deals/americanexpress.com#refin…

                  • FatTofu on 06/08/2019 - 07:51

                    @Akya: From your link I can only see the ones with DJ have referee bonus, although it says 10,000 qantas points for referee here https://www.ozbargain.com.au/node/295800

                    • Akya on 20/08/2019 - 06:48

                      @FatTofu: You have to click “show 11 more” at the bottom of my link. I just clicked through the referral link in OzBargain to check and you can currently access 10,000 bonus points for both Qantas and Velocity free cards.

  • AshSet on 05/08/2019 - 09:11
    +1

    "Minimum credit limit: $15,000" - Thats a killer. Bank will need me to cancel my other credit cards to get this one.

    • Ulysses31 on 05/08/2019 - 09:31
      +1

      How many do you need??

      • teereb on 05/08/2019 - 09:53
        +5

        All the frequent flyer points.

    • aragornelessar on 05/08/2019 - 13:06

      Do they usually ask you to do that? Or just upfront, 'DENIED', and then you gotta chase hoops to see why?

    • Mr BoMBAStiG on 05/09/2019 - 11:22

      For what it's worth I got approved for this and my credit limit was set at under $11,000 by Westpac.

      • bohn on 05/09/2019 - 13:30

        Weird. Minimum is meant to be 15. You sure it's the Black and not a lower level card like Platinum?

        • Mr BoMBAStiG on 05/09/2019 - 13:35
          +1

          Yes

          • bohn on 05/09/2019 - 13:46

            @Mr BoMBAStiG: I wish 15k wasn't generally the minimum for decent cards - really adds up when you hold a few.

  • drose1 on 05/08/2019 - 09:18

    How long is this deal on for?

    • daiguren on 05/08/2019 - 09:25

      Offer ends 15th October 2019. New cards only.

  • annyfication on 05/08/2019 - 09:21

    hehe "westpack"
    thanks mate, needed 40k QFF for my next big trip :)

  • bazinga8888 on 05/08/2019 - 09:26
    +3

    after applying for this card, unsure if you could make use of this offer "If you're our customer, we'll waive the first year annual Card fee on a new American Express Westpac Altitude Black Card (usually $199 p.a.) exclusions apply."
    Offer exclusively available when you sign in and apply via this link by 15th October 2019. T&Cs apply.
    https://www.westpac.com.au/personal-banking/credit-cards/rew…

  • brokeasianbum on 05/08/2019 - 09:26

    Can’t wait to join the Mile High Club 😎

    brokeasianbum on 05/08/2019 - 09:26 (Collapsed - Offtopic. Show)
    • muncan on 05/08/2019 - 09:33

      You should visit Denver

    • SBOB on 05/08/2019 - 10:26
      +3

      not sure it counts if you're by yourself

      • brokeasianbum on 05/08/2019 - 10:30
        -4

        It’ll be with your mum 😳

        • Ulysses31 on 05/08/2019 - 16:23

          Watching doesn't count

  • Magicmagic on 05/08/2019 - 09:32
    +1

    "Existing Westpac customers who currently hold an Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer."

    People will not be eligible for holding other Westpac cards and not just this card.

    • The Wololo Wombat on 05/08/2019 - 11:40

      I have a bank SA credit card that I got earlier this year with an 80k bonus…. (Westpac network) reckon that'll work?

  • bbqwer on 05/08/2019 - 09:40
    +2

    Oh crap. Applied 3 weeks ago, but $250 annual fee. It still 80,000 bonus points. Should I ring westpac to match this deal ?

    • bitesized on 05/08/2019 - 16:40

      Yes ring and complain - usually they will waive your fee as a goodwill.

  • tonyjg on 05/08/2019 - 09:46

    bugger…. I need to get around to cancelling that WBC CC that i've had for a decade but haven't used for that long.

    What other QFF deals are there then ?

  • TEER3X on 05/08/2019 - 09:50

    Sorry noob question, do they verify income and if so, how?

    • teereb on 05/08/2019 - 09:54

      Bank statements normally showing your influx of pay.

    • justtoreply on 05/08/2019 - 09:55

      3 payslips or
      Most recent bank statement covering 3 months or
      There's a third one I can't remember

    • FatTofu on 05/08/2019 - 12:16

      So do most people here on ozbargain get 75k+ per year?

      • aragornelessar on 05/08/2019 - 13:08
        +1

        Everyone and their dog here is on $200k+ if you believe everything you read on the internet!

        • RocketSwitch on 05/08/2019 - 16:50
          +3

          That's Whirlpool. Everyone here is on $120K+.

          • FatTofu on 05/08/2019 - 17:01

            @RocketSwitch: Still a lot! Didn't ATO say medium annual income is 90K or so?

            Anyway, I'm on ozbargain because I don't earn that much.

          • aragornelessar on 05/08/2019 - 21:15

            @RocketSwitch: Touche (with the fancy e)!

  • justtoreply on 05/08/2019 - 09:56

    But what's this actually worth in groceries?

    • [Deactivated] on 05/08/2019 - 10:03
      -2

      Standard exclusion of not having had this card in the previous 12 months applies.

      • justtoreply on 05/08/2019 - 10:08
        +1

        Wut? You clicked reply on the wrong person i think

    • spiff on 05/08/2019 - 11:30
      +1

      If you're talking about redeeming points for gift cards, I wouldn't recommend it. Probably worth around $400-$500 of supermarket gift cards whereas you could sell them at a minimum of $800.

      • bargainfinder on 05/08/2019 - 16:21

        Where do you sell them? I habe got a fair bit to exchange for some good coin

    • Innately Incognito on 06/08/2019 - 11:38

      Unsure if this is serious but assume 0.6c per point for gift card redemption so $480

      However, if being shady then 1c/pt is the going rate if selling points ($800) and if willing to sell the lounge passes they are $50 each too (2x is $100). Just be warned the latter is against the terms and conditions.

      So value ranging from $480 to $900 if not flying.

  • alz on 05/08/2019 - 09:57

    Hi, i applied for one July 2018 and closed it December 2018.
    Would I be entitled to the points if i apply for it now?

    • darkwater on 05/08/2019 - 10:02

      it haven't been a year since you last closed it.

      • alz on 05/08/2019 - 10:03

        I thought so. Thank you :)

        • endolphin on 05/08/2019 - 12:41
          +9

          I feel dumber having just read that little exchange.

    • Solario31 on 05/08/2019 - 10:05

      Don’t think so. I closed mine in October 18 so I assume will need to wait till then.

  • RHSteven on 05/08/2019 - 10:02

    Velocity or QFF?

    • SnowDragon on 05/08/2019 - 10:20

      Edit: Good question. Personal choice really and where your allegiances lie + the airlines alliances.

    • NotJustChickenDinner on 05/08/2019 - 10:22
      +1

      why not both?

    • RHSteven on 05/08/2019 - 10:23

      Don't seem to get it. Was trying to ask whether to opt in for Velocity or QFF for the bonus points.

  • wellzi on 05/08/2019 - 10:09

    Just rolled my virgin CC so will be applying for this! Thanks OP! :)

    Need to churn $3K on the BoM Amplify offer first.

  • dwhes on 05/08/2019 - 10:11

    Just tried to apply and it said sorry the application form is not available when I hit submit??

    • dwhes on 05/08/2019 - 10:19

      Tried the application again and went through this time.

  • shahzad1482 on 05/08/2019 - 10:15

    Got approved last week for this already. I signed up for qantas one coz of high value of upfront points. Note that you don't have a single $$ if this is the only credit card you own from westpac and you have a mortgage with them as well. as you are already paying them an advantage package fee. So yeah.. Works for me.. 2 yearly lounge passes… A plus..

    • wellzi on 05/08/2019 - 10:22
      +8

      "Note that you don't have a single $$ if this is the only credit card you own from westpac and you have a mortgage with them as well. as you are already paying them an advantage package fee."

      Sorry, but what?

      • neyo on 05/08/2019 - 10:26
        +9

        You don't have a single $$ because there is two of them

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