endolphin » user profile

Member Since | 09/01/2018 |
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Last Seen | 7 hours 2 min |
Badges | 2 1 |
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Nah disagree on BMI. That's absolutely relevant because it increases the chance that the child will lose a parent/s earlier than otherwise.…

endolphin replied to
wallahcuz on American Express Velocity Platinum Card - 100,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $440 Annual Fee

So, if for example a business class flight is $10k cash but can be had for 200k points, you'd value the points at 5c per point, right?…

endolphin replied to
wallahcuz on American Express Velocity Platinum Card - 100,000 Bonus Velocity Points with $3,000 Spend in 3 Months, $440 Annual Fee

The logic is fine. What would you select in the poll within this thread? https://www.ozbargain.com.au/node/533413

endolphin replied to
Miroslav on Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)

For economy you're very likely better off selling your Qantas points and using that money to pay for a cheaper cash flight on another…

endolphin replied to
dogzilla on Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)

Considering that you could have sold those 90k points here for about $1100, any regrets? FWIW I've done something similar but felt pretty…

endolphin replied to
xiaozaocha on Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)

Yeh but would you ever actually pay $3-4k to fly business one way to Japan? Another way of looking at it. If you booked that flight on…

endolphin replied to
MTW on Westpac Altitude Qantas Black Credit Card: 90,000 QFF with $6000 Spend in 120 Days, $295 + $75 Annual Fee ($225 1st Yr Existing)

I just looked at a random June day and you can book a direct Syd to LAX flight with United for $743, so with your example there with $240…

endolphin replied to
endolphin on $15 Voucher ($70 Minimum Spend) @ Target (Existing Newsletter Subscribers)

Code has now been used :)

endolphin commented on Free Priority Pass Membership for Westpac Altitude Black Mastercard Cardholders @ Priority Pass
Never understood the hype about lounges. I have PP through Citi and rarely set foot inside a lounge. But have raided multiple cafes per…

I also have a code if anyone wants it

endolphin commented on Affordable Mens Perfume for Office ?
Wtf

So, I presume if you had 750k citibank points and were offered $10k for them, you'd knock it back, right??

endolphin replied to
Oh Daddy on HSBC Star Alliance Credit Card: Star Alliance Gold Status (with $4,000 Minimum Spend in 90 Days), $0 Annual Fee First Year

And according to me it's worth approximately zero (as I already get lounge access via Priority Pass). And regardless, lounge access is…

endolphin commented on What’s The Most You’ve Paid for a Latte?
Brisbane CBD, $6.30 for medium oat flat white at a decent place. Delicious, though. Bought two today, no regrets.

I bought a Woolworths one and added it to my google wallet. Is this similar to the 711 gift cards that can be used at any petrol station.…

endolphin replied to
WwDesi on Skibidi Toilet Mystery Surprise Toilet $79 Delivered / C&C / in-Store @ BIG W

Yeh, how? Now I'm even more confused. Usually a viral sensation begins with something very funny / very entertaining. Which that video…

That's 4.56% per year, which seems an underestimate IMO. We've seen rents rise by 10-30% in the last 2 years, so I think a lot of people…

endolphin commented on 10x Everyday Rewards Points on Vanilla Mastercard Gift Cards ($5.95/$7.95 Purchase Fees Apply) @ Woolworths (In-Store Only)
One left at my local, however, it was only there because it had been tampered with. Slightly ripped packaging. Showed the staff and sure…

endolphin replied to
Spending2Much on Random $0.10-$50 Bonus Cashback on $1+ Gift Card Spend (Activation Required, 35013 Rewards) @ ShopBack App

Everyone can access shopback. Can everyone access Perkbox?

endolphin replied to
littlesoldier on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello

Never said min spend is a cost. It does change the equation completely though. If this deal only required $1k spend then it would be an…

endolphin commented on Smart Awards Card: 12.5k QFF Points Monthly with $1.5k Spend for 4 Months, Fees: $60/Year + $19/Month($0 w/$2k) @ Commbank Yello
For those new to churning, it must be quite confusing looking at this deal and wondering why so many upvotes. It's all relative, as this is…

Weird that no one has pointed out that it's ludicrous to spend that much money on a first car in the first place.

endolphin posted a deal Nexgard Spectra 6Pk Subscription: Orange $76.70, Yellow $78.32, Green $80.74, Purple $85.99, Red $90.03 @ Budget Pet Products
Got emailed this deal but it is not targeted. Extra 15% off using promo code QBWMVG. Totals quoted in the title are with auto delivery. I…

For WFH, been looking to upgrade from two 1080p 24" Lenovo monitors purchased at the start of covid. Would this be a decent option? I…

endolphin replied to
Jimothy Wongingtons on 40% off Full Priced Items + Delivery (Online Only) @ Country Road, Mimco, POLITIX, Trenery & Witchery

In my experience Country Road polos wear FASTER than Rodd and Gunn polos. They seem to lose their "softness" really quickly.


endolphin commented on What to Do about a Smelly Person at Work?
Firstly you should treat them with the respect they deserve, and as a brain dead smoker, that's not much. Seriously. I've had colleagues in…

endolphin commented on Seeking Advice: Starting a Family and Working from Home in a Small 2 Bedroom Apartment
Surely you don't mean that you will be trying to WFH while also looking after a baby/toddler. That's not a thing. While you are working I'm…

endolphin replied to
Bargaincue on Vodafone $250 150GB (+ 90GB if Activated by 9/4) 1-Year Prepaid Starter Pack $150 + 2000 EDR Points @ Woolworths (in-Store Only)

Brave of you to reveal your occupation!

endolphin replied to
CheapBrah on Qatar/Finnair Business Class to Helsinki: PER $5014 BNE $5186 SYD $5211 MEL $5343 (Mar - Dec 2024) @ flightfinderau

Well then I was part of the 5% who flew to Europe (business class) last trip with just carry on luggage. Highly recommend. Saved me heaps…
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