Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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$2000 Cashback for Refinance for O/O 1 Year Fixed Rate from 5.59% (CRR 7.10%, Expired) @ St George Bank

expired $2000 Cashback for Refinance for O/O 1 Year Fixed Rate from 5.59% (CRR 7.10%, Expired) @ St George Bank

AssociatedWilson Heroes HL @ Heroes Home Loans on 15/06/2023 - 09:24 stgeorge.com.au

Hello All Ozbargainers St George has extend their cashback back offer while the majority of the bank have withdraw the cashback offer, albeit at a lower amount. From the 1 July 2023 and 31 August …

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Owner Occupied P&I 3-Year Fixed Home Loan 4.99% (CR 6.30%) LVR <90% + Fees @ Capriconian

expired Owner Occupied P&I 3-Year Fixed Home Loan 4.99% (CR 6.30%) LVR <90% + Fees @ Capriconian

dcep on 14/06/2023 - 14:52 capricornian.com.au

This comparison rate is based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or …

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$500 Cashback in 1 Month, $500 Cashback after 2 Years for Every Settled Home Loan over $250,000 @ Nextgen Finance Co Perth

expired $500 Cashback in 1 Month, $500 Cashback after 2 Years for Every Settled Home Loan over $250,000 @ Nextgen Finance Co Perth

AssociatedNextgen Finance Co on 06/06/2023 - 22:59 nextgenfinanceco.com.au

Lenders cashbacks still available up to $4000. Ending soon with CBA and NAB already cancelling their cashbacks. Refinance with us to get a better interest rate and save money. Get in touch for …

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Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial

expired Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial

Marketingmans246 on 02/06/2023 - 11:18 sorenfinancial.com

Are you considering ways to reduce your home loan payments and find a little extra for your monthly budget? Look no further, because Soren Financial is here to help! We are excited to share our …

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Rates from 5.49% Variable Owner Occupied Home Loan LVR <70% (CR 5.82%, 2 Year Intro) @ Westpac

expired Rates from 5.49% Variable Owner Occupied Home Loan LVR <70% (CR 5.82%, 2 Year Intro) @ Westpac

AssociatedWilson Heroes HL @ Heroes Home Loans on 18/05/2023 - 12:15 westpac.com.au

These are the latest rates (including the May rate increase) This has a free and unlimited redraw, with no offset and no annual fee Principal and Interest Owner Occupied HOME LOAN Variable - …

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$4000 Cashback for Refinance LVR <80% for O/O Fixed Rate from 5.49% @ ANZ

expired $4000 Cashback for Refinance LVR <80% for O/O Fixed Rate from 5.49% @ ANZ

AssociatedRannar @ Rannar Financial Services on 18/05/2023 - 10:20 anz.com.au

ANZ has extended their cashback back offer Current Fixed Rates for Owner Occupied: Your Loan to Value Ratio Interest rate Comparison rate 1 year fixed LVR 80% or less 5.99% p.a …

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Variable Rate Home Loan 5.44% p.a. (CR 5.82%) with Offset Upto 70% LVR @ Bank of Melbourne & St George

expired Variable Rate Home Loan 5.44% p.a. (CR 5.82%) with Offset Upto 70% LVR @ Bank of Melbourne & St George

AssociatedLendingWorkshop @ Lending Workshop on 15/05/2023 - 11:14 bankofmelbourne.com.au

** Updated to reflect the May increase** Hello Ozbargainers, Bank of Melbourne/St George has recently increased the discounts on their packaged product and is the most competitive in market at the …

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NAB $2000 Refinance Cashback + Extra $1500-$9000 Mortgage Broker Cashback (Min $250,000 Loan Size) @ NAB

expired NAB $2000 Refinance Cashback + Extra $1500-$9000 Mortgage Broker Cashback (Min $250,000 Loan Size) @ NAB

Store RepWithCashback @ With Cashback on 12/05/2023 - 13:37 nab.com.au

Dear OzBargainers, Hope this post finds everyone well. NAB has notified us that their REFINANCE rebate offer is ending on 30 June 2023. This offer will continue to be available to customers who …

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Free More Telecom nbn 50/20 for 3 Years for Eligible Conditionally Pre-Approved Home Loan Applicants @ CommBank

expired Free More Telecom nbn 50/20 for 3 Years for Eligible Conditionally Pre-Approved Home Loan Applicants @ CommBank

djsydney on 10/05/2023 - 13:12 commbank.com.au

I am about to settle a loan with CBA and was sent by the mobile lender the free NBN offer. I checked and the previous deal expired. CBA is offering eligible conditionally pre-approved home loan …

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Fixed Rate Interest-Only in Advance Home Loan: 1 Year 5.49% p.a. (up to 70% LVR, CR 7.65%) @ Bank of Melbourne & St George

expired Fixed Rate Interest-Only in Advance Home Loan: 1 Year 5.49% p.a. (up to 70% LVR, CR 7.65%) @ Bank of Melbourne & St George

AssociatedLendingWorkshop @ Lending Workshop on 05/05/2023 - 12:33 bankofmelbourne.com.au

Hello Ozbargainers, Firstly want to thank you for your support so far. I can imagine this product might not be suitable for every property investor but it is an option and is very much in demand …

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$2000-$4288 Home Loan Purchase/Refinance Cashback, Offset Variable Rate from 5.18% (CR 5.56%), fixed from 5.29% @ Bank of China

expired $2000-$4288 Home Loan Purchase/Refinance Cashback, Offset Variable Rate from 5.18% (CR 5.56%), fixed from 5.29% @ Bank of China

AssociatedMortgage Broker @ Lending Clinic on 03/05/2023 - 12:35 bankofchina.com

Hello OzBargainers, Hope you're all doing well. Are you looking for a low variable rate home loan with offset account, and do not need a local branch or internet banking with fancy …

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100% Offset Variable Rate Home Loan 5.29% p.a. (5.65% CR) + up to $5,000 Cashback for Refinance @ Heritage Bank

expired 100% Offset Variable Rate Home Loan 5.29% p.a. (5.65% CR) + up to $5,000 Cashback for Refinance @ Heritage Bank

AssociatedObtain Finance @ Obtain Finance on 02/05/2023 - 15:41 heritage.com.au

Hi Ozbargainers, For those looking at refinancing their Home Loans, you may want to consider the Heritage Bank Home Advantage Loan with a current standard variable rate of 5.29% (C.R. 5.65%). This …

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Suncorp Extends Refinance Rebate from 1 Per Borrower to 1 Per Property (Min Loan $500,000 & LVR <= 80%) @ Suncorp

expired Suncorp Extends Refinance Rebate from 1 Per Borrower to 1 Per Property (Min Loan $500,000 & LVR <= 80%) @ Suncorp

Store RepNick-AzuraFinancial @ Azura Financial on 02/05/2023 - 11:45 suncorp.com.au

Hi OzBargainers, I hope everyone is keeping well! Suncorp have just advised us of a new REFINANCE rebate effective today (02 May 2023). Suncorp will be changing their existing rebate offer from A …

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Bankwest $2000 Refinance Cashback + Extra $1500-$9000 Mortgage Broker Cashback (Min $250,000 Loan Size) @ Bankwest

expired Bankwest $2000 Refinance Cashback + Extra $1500-$9000 Mortgage Broker Cashback (Min $250,000 Loan Size) @ Bankwest

Store RepWithCashback @ With Cashback on 01/05/2023 - 10:20 bankwest.com.au

Dear OzBargainers, Hope this post finds everyone well. Bankwest has extended its REFINANCE rebate offer for eligible applicants. An application needs to be submitted by 30 June 2023, with loan …

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Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING

expired Owner Occupied Fixed Rates Home Loan 1 and 2 Years 5.44% (5.28% & 5.30% CR) under 80% LVR @ ING

Store RepJamesSimBroker @ James Sim Broker on 21/04/2023 - 19:07 ing.com.au

Recently, ING has dropped their fixed rates for any purchase or refinance of residential property. Most major banks fixed rates are close to 6%. To qualify for the extra discount 0.1% towards ING …

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Owner Occupied P&I Variable Rates from 5.24% (CR 5.57%, LVR <70%) 2 Year Intro for @ Westpac

expired Owner Occupied P&I Variable Rates from 5.24% (CR 5.57%, LVR <70%) 2 Year Intro for @ Westpac

AssociatedWilson Heroes HL @ Heroes Home Loans on 21/04/2023 - 14:17 westpac.com.au

Westpac has extended their cashback offer to the end of August 2023 These are the latest rates (including the March rate increase) This has a free and unlimited redraw, with no offset and no annual …

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$2000 / $4000 Cashback Per Property Refinanced, Rates Starting 5.24% (CR 5.26%) OOC @ ME Bank

expired $2000 / $4000 Cashback Per Property Refinanced, Rates Starting 5.24% (CR 5.26%) OOC @ ME Bank

AssociatedLendingWorkshop @ Lending Workshop on 18/04/2023 - 11:29 mebank.com.au

Available to owner occupiers and investors on all ME home loan products if you: Apply from 1 December 2022 and settle within 120 days of the loan application date Switch your existing home loan …

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Up to $4000 Broker Rebate for Home & Refinance Loans @ Heroes Home Loan

Long Running Up to $4000 Broker Rebate for Home & Refinance Loans @ Heroes Home Loan

alvian on 14/04/2023 - 10:05 heroeshomeloans.com.au

Heroes Home Loans provide an incentive broker rebate of up to $4,000 for all products. The broker rebate is based on the net loan amount (loan size minus redraw/offset etc). Loan Amount …

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$3,000 First Home Buyer Bonus Rebate (Min Loan $250,000 & LVR <= 80%) @ ANZ

expired $3,000 First Home Buyer Bonus Rebate (Min Loan $250,000 & LVR <= 80%) @ ANZ

AssociatedWilson Heroes HL @ Heroes Home Loans on 11/04/2023 - 11:47 anz.com.au

Hello All Ozbargainers ANZ have just advised extend new PURCHASE rebate for first home buyer. Summary of the Eligibility Criteria: Drawdown - Drawdown within 180 days from Apply date Loan …

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Extra $1000-$4000 Cashback from Home Loan Mortgage Broker (Refinance or Property Purchase) @ Lending Clinic

expired Extra $1000-$4000 Cashback from Home Loan Mortgage Broker (Refinance or Property Purchase) @ Lending Clinic

AssociatedMortgage Broker on 10/04/2023 - 08:53 lendingclinic.com.au
OzBargain

Hello OzBargainers, Is your home loan fixed rate about to expire? We have a panel of banks who offer very competitive fixed and variable rates, with $3K-$5K cashback incentive to win your …

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