mans246 » user profile

It depends on the deal - there is no blanket answer. Its like saying that you have a legal case and you take your case to 5 solicitors they…

There are lots of variants here such as : They type of security, The LVR , the industry the business is in, the P&L and balance sheet of…

You pay the same application fees to banks and they are not there to cover the broker (Commercial brokers will charge a mandate for their…

Correct

You sound like fun, have a great weekend.

No problem - If you have any friends who have 50 mill loans too shot them across, lets make this a party

Soren Financial will give you back 50% of their trail commissions on any commercial mortgages. E.g If you have a commercial loans totalling…

Correct - apologies.

18 months as a minimum.

There are many lenders we work with that provide 4k cash backs. Ubank Westpac St George ME Bank Heritage (they offer 5k) AMP etc etc Reach…

Correct ! :)

On a 300k loan it is $450 per year, yes it decreases as you pay the loan off.

If you choose a lender that pays a cash back then yes.

The trail and comms is based on what lenders refer to as "net of offset" . Hope this helps...

We are a mortgage brokerage and just launched this trail commission back offer: https://www.ozbargain.com.au/node/778834

Are you considering ways to reduce your home loan payments and find a little extra for your monthly budget? Look no further, because Soren…

Hi - I saw your email come in today (sorry had back to back calls and meetings all day). We did call you on the day of your meeting and I…

Hi - If you move within 2 years, our comms gets clawed back. We are happy to facilitate the move if there is a real financial benefit to…

The trail is based on the new amount that is sitting in your offset, so in your example that you gave you would be paid trail on 500k. Get…

Most definitely - we cover all of Aus.

Sorry under our credit license we are not allowed to quote rates without understanding the client's specific scenario. I cannot comment on…

That is correct, you only need another valuation if you move to another lender as they need to do their due diligence when assessing risk.…

Hi - a few things to unpack. 1. Depends on what your LVR is to start with. E.g if your LVR was 80% last year, assume that its 85-90% now.…

This is an Ozbargains specific deal, you wont find this on our website.

We have clients all over Australia and Internationally as well (we do ex pat loans too).

Hi - there are so many variables in a loan scenario to simply be able to accurately quote interest rates (E.g LVR), we could quote rates…

Our sincerest apologies - last time we ran this we were totally overwhelmed by the response and as such we were not able to respond to…

Hi - the trail is calculated on the loan amount so in the example of a 1.6m loan, you would receive $2400 a year of $200 per month as you…

Hi - we dont offer the rates, it is the banks/lenders that offer the rates. Our job is to find you the best lender for your circumstances…