mans246 » user profile

Member Since 05/07/2012
Last Seen 08/07/2024
Badges 2
Location Sydney
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It depends on the deal - there is no blanket answer. Its like saying that you have a legal case and you take your case to 5 solicitors they…
13/05/2024 - 09:28
There are lots of variants here such as : They type of security, The LVR , the industry the business is in, the P&L and balance sheet of…
11/05/2024 - 11:08
You pay the same application fees to banks and they are not there to cover the broker (Commercial brokers will charge a mandate for their…
11/05/2024 - 11:06
You sound like fun, have a great weekend.
10/05/2024 - 23:36
No problem - If you have any friends who have 50 mill loans too shot them across, lets make this a party
10/05/2024 - 23:30
Refinance Your Commercial or Business Loan & Get 50% Trail Commission Back @ Soren Financial
Soren Financial will give you back 50% of their trail commissions on any commercial mortgages. E.g If you have a commercial loans totalling…
10/05/2024 - 21:58
There are many lenders we work with that provide 4k cash backs. Ubank Westpac St George ME Bank Heritage (they offer 5k) AMP etc etc Reach…
04/06/2023 - 19:54
mans246 was awarded a badge.
04/06/2023 - 19:54
On a 300k loan it is $450 per year, yes it decreases as you pay the loan off.
02/06/2023 - 15:01
If you choose a lender that pays a cash back then yes.
02/06/2023 - 13:36
The trail and comms is based on what lenders refer to as "net of offset" . Hope this helps...
02/06/2023 - 11:47
We are a mortgage brokerage and just launched this trail commission back offer: https://www.ozbargain.com.au/node/778834
02/06/2023 - 11:19
Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial
Are you considering ways to reduce your home loan payments and find a little extra for your monthly budget? Look no further, because Soren…
02/06/2023 - 11:18
Hi - I saw your email come in today (sorry had back to back calls and meetings all day). We did call you on the day of your meeting and I…
02/03/2023 - 22:41
Hi - If you move within 2 years, our comms gets clawed back. We are happy to facilitate the move if there is a real financial benefit to…
12/02/2023 - 21:46
The trail is based on the new amount that is sitting in your offset, so in your example that you gave you would be paid trail on 500k. Get…
11/02/2023 - 15:03
Sorry under our credit license we are not allowed to quote rates without understanding the client's specific scenario. I cannot comment on…
10/02/2023 - 17:18
That is correct, you only need another valuation if you move to another lender as they need to do their due diligence when assessing risk.…
10/02/2023 - 15:55
Hi - a few things to unpack. 1. Depends on what your LVR is to start with. E.g if your LVR was 80% last year, assume that its 85-90% now.…
10/02/2023 - 13:54
This is an Ozbargains specific deal, you wont find this on our website.
10/02/2023 - 13:25
We have clients all over Australia and Internationally as well (we do ex pat loans too).
10/02/2023 - 12:26
Hi - there are so many variables in a loan scenario to simply be able to accurately quote interest rates (E.g LVR), we could quote rates…
10/02/2023 - 12:25
Our sincerest apologies - last time we ran this we were totally overwhelmed by the response and as such we were not able to respond to…
10/02/2023 - 12:21
Hi - the trail is calculated on the loan amount so in the example of a 1.6m loan, you would receive $2400 a year of $200 per month as you…
10/02/2023 - 12:20
Hi - we dont offer the rates, it is the banks/lenders that offer the rates. Our job is to find you the best lender for your circumstances…
10/02/2023 - 12:18
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