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$2000 Cashback for Refinance for O/O 1 Year Fixed Rate from 5.59% (CRR 7.10%, Expired) @ St George Bank

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Hello All Ozbargainers

St George has extend their cashback back offer while the majority of the bank have withdraw the cashback offer, albeit at a lower amount.
From the 1 July 2023 and 31 August 2023, and settled before the end of 30 November 2023 clients that looking to refinance to St George will received a $2000 cashback, Minimum loan amount of $250k and LVR less than or equal to 80%. Eligibility criteria, exclusions and fees apply.

If applied before the end of this month and settled before the 30 of September 2023 you will received the $4000 cashback refinance.
Please note these are the latest rates including the June rate increase

Current Variable Rates:
Owner Occupied (redraw only):
• P&I Variable 70% LVR - 5.94% (Comp Rate: 5.95%)
• P&I Variable 80% LVR - 6.04% (Comp Rate: 6.05%)

Owner Occupied: (offset only)
- Depends on the loan size and LVR. Rates can range from 5.79-5.84%. Please contact us for precise quote

Current Fixed Rates:
Owner Occupied:
• P&I Variable 70% LVR - 5.59% - One year fixed
• P&I Variable 80% LVR - 5.69% - One year fixed
• P&I Variable 70% LVR - 5.59% - two year fixed
• P&I Variable 80% LVR - 5.69% - two year fixed

Investment: (redraw only)
• P&I Variable 70% LVR - 6.19% (Comp Rate: 6.20%)
• P&I Variable 80% LVR - 6.29% (Comp Rate: 6.30%)

Investment: (offset only)
- Depends on the loan size and LVR. Rates can range from 6.19-6.29%. Please contact us for precise quote

Fees applicable
** For the basic products no fees**
**annual fee of $395 only applicable for loan with 100% offset accounts **
**Document Processing Fee - $100 with 100% offset accounts **

$250k min loan. Only one $4K cashback offer available per primary applicant within a 12 month period. Excludes refinances from within Westpac Group.^

Additional incentive broker rebate of up to $4,000 from Heroes Home Loans

Please feel free to email me at [email protected] or text/call me on 0477 200 670 and I would be happy to answer all finance related questions.

Wilson Yuan
Managing Director
M : 0477 200 670
E : [email protected]
W: www.heroeshomeloans.com.au

ABN 17 654 630 529 | Certified MFAA Member 230928 | Australian Credit Licence number 389328 | Credit Representative’s number 530101
http://heroeshomeloans.com.au/

Loans that quote an interest rate must include a comparison rate (CR) in the title or description. Loans without accompanying CR removed. — Mod

Related Stores

St.George Bank
St.George Bank
Heroes Home Loans
Heroes Home Loans
Third-Party

closed Comments

  • what about the 4k cashback offer?

    • The 4K offer is until the end of this month.

      • apply by or being approved by?

        • +1

          Apply before the end of this month and settled before the end of September :)

  • Do these rates include June hike?

    • Yes they do

  • Any news if ANZ is going to extend their offer post 30 june? Any other banks with 4k?

    • Not sure, but at this stage probably not

  • Is it correct that the redraw only is a higher rate than the offset? Seems odd

    • Yes I think the bank is wanting their clients to take the package (offset) loans

  • I thought all the westpac banks were 4k until August 31st? Are they all going down to 2k? RAMs included?

    • Yes that's correct. The 4K offer is until the end of June

  • Does fixed rate home loan comes with offset?

    • no unfortunately not but we do have another banks that offer fixed rates with offset account

  • but we do have another banks that offer fixed rates with offset account- which is ?

    • Adelaide Bank, ANZ (one year fixed only) and Auswide

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