Mortgage Broker » user profile

Member Since 26/11/2014
Last Seen Online Now
Badges 2
Location Sydney
Website www.lendingclinic.com.au
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Hi Ozfanmel, 6.09% variable rate would be achievable for many loan scenarios. Please reach out privately to get a pricing approval under…
11/04/2025 - 10:07
I'm finding their serviceability/maximum loan amount to be similar to major banks. Sometimes even better for certain customers. They…
09/04/2025 - 16:36
Agree they're slower than most banks :( On average we're getting approved in around a month, settlement can be another month after that…
07/04/2025 - 21:08
I'm finding they're similar to other banks, they use the same pool of valuers and it's randomly assigned. Might just be unlucky with that…
07/04/2025 - 20:59
I have obtained 5.85% recently for a customer, but 5.88% would be more typical. Please contact me privately to get a customised pricing…
07/04/2025 - 20:56
Yes offset account is available ($395 annual fee, first year waived).
07/04/2025 - 20:52
Bank of China can accept PDF bank statements (doesn't need to be through bankstatements.com.au)
07/04/2025 - 20:52
Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China
Hello Everyone, Thank you for your support so far. Bank of China has announced a new **cashback offer** for April, now offering the…
07/04/2025 - 16:48
It's a bit of both. They're passing on the rate cut in full (0.25%) for existing customers and new customers who have a pending application…
01/03/2025 - 15:49
Would you like to contact us privately to discuss your loan scenario? But potentially we can get you 5.88% if variable rate, 5.69% if fixed…
01/03/2025 - 11:32
They are coming up with a new offer on 4th March :)
01/03/2025 - 11:29
The bank's cashback generally yes. Our broker cashback probably not, but we can discuss privately if you plan to use the money soon.
01/03/2025 - 11:08
Two properties are fine. Three or more is not. We're trying to attract the simpler customers :)
01/03/2025 - 10:30
If it's a little bit less just due to the standard monthly loan repayments, it's fine. If it's a lot less such as half or almost $0,…
01/03/2025 - 10:26
$2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic
Hello OzBargainers, Hope you're all doing well! We're excited to announce our brand new cashback promotion, available for home loan…
01/03/2025 - 09:56
$2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ Bank of Queensland (BOQ)
Hello OzBargainers, Hope you're all doing well. There are very few banks offering refinance cashback for $250K loan now, so we thought we…
19/07/2024 - 18:06
You can get the $2k broker cashback from us. Or if you want both the $2k broker cashback and $2k bank cashback (total $4k), we can get you…
17/07/2024 - 20:18
For variable rate we can get 6.19% for you :)
17/07/2024 - 07:20
I think that time we mentioned fixed rate offers as we saw some fixed rates were lower than the variable rates we could get. Unfortunately…
02/07/2024 - 12:11
It will be $2000 if you keep the loan for 24 months, but we pay it after 25-26 months (we will still pay $2000 even if you refinance/sell…
01/07/2024 - 16:20
Heritage Bank and Qudos Bank can do 5.99% variable rate for owner occupied loan, LVR <=70%. Fixed rates can be 5.94% from ME Bank, or 5.99%…
01/07/2024 - 15:57
$2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic
Hello OzBargainers, Thank you for your support so far! We're excited to announce our brand new cashback promotion. This time, **we're…
01/07/2024 - 15:28
Westpac and ING Bank should be able to do something like this
20/05/2024 - 19:18
Typically banks don't count RSU as income, but we're happy to review your circumstances further and make a case for it. Are you buying a…
30/04/2024 - 13:36
How long ago did you apply? Bank of China had a massive backlog last year. But currently they have caught up, should be a smoother…
30/04/2024 - 13:31
They have a new offer starting tomorrow, minimum loan $100k for the interest rate (but the cashback is for $400k+ loan).
30/04/2024 - 13:29
5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China
Hello Everyone, Hope you're all doing well. **Bank of China** has become competitive again, they've caught up with their backlog and are…
30/04/2024 - 10:44
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