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It's a bit of both. They're passing on the rate cut in full (0.25%) for existing customers and new customers who have a pending application…

Would you like to contact us privately to discuss your loan scenario? But potentially we can get you 5.88% if variable rate, 5.69% if fixed…

They are coming up with a new offer on 4th March :)

Thank you, appreciate the kind words!!

The bank's cashback generally yes. Our broker cashback probably not, but we can discuss privately if you plan to use the money soon.

Two properties are fine. Three or more is not. We're trying to attract the simpler customers :)

If it's a little bit less just due to the standard monthly loan repayments, it's fine. If it's a lot less such as half or almost $0,…

Hello OzBargainers, Hope you're all doing well! We're excited to announce our brand new cashback promotion, available for home loan…

Hello OzBargainers, Hope you're all doing well. There are very few banks offering refinance cashback for $250K loan now, so we thought we…

You can get the $2k broker cashback from us. Or if you want both the $2k broker cashback and $2k bank cashback (total $4k), we can get you…

For variable rate we can get 6.19% for you :)

I think that time we mentioned fixed rate offers as we saw some fixed rates were lower than the variable rates we could get. Unfortunately…

It will be $2000 if you keep the loan for 24 months, but we pay it after 25-26 months (we will still pay $2000 even if you refinance/sell…

Heritage Bank and Qudos Bank can do 5.99% variable rate for owner occupied loan, LVR <=70%. Fixed rates can be 5.94% from ME Bank, or 5.99%…

Hello OzBargainers, Thank you for your support so far! We're excited to announce our brand new cashback promotion. This time, **we're…

Westpac and ING Bank should be able to do something like this

Typically banks don't count RSU as income, but we're happy to review your circumstances further and make a case for it. Are you buying a…

How long ago did you apply? Bank of China had a massive backlog last year. But currently they have caught up, should be a smoother…

Bank of China has $3288 refinance cashback :)

They have a new offer starting tomorrow, minimum loan $100k for the interest rate (but the cashback is for $400k+ loan).

Hello Everyone, Hope you're all doing well. **Bank of China** has become competitive again, they've caught up with their backlog and are…

We may come up with a different offer next month. But please contact us if you're thinking to refinance. We can give you this offer if we…

We actually don't recommend whether to go fixed rate or not. We'll discuss the borrower's requirements and preferences. Just merely…

Yes there are a few... we've got ME Bank $2k-$3k depending on loan amount, ANZ $2k refinance/$3k first home buyer, St George $2k, BankSA…

Fixed rate? The Suncorp website is showing 6.44% as the lowest fixed rate, and 6.18% as the lowest variable rate. Mind if I ask how long…

LVR is up to 80% for these fixed rates :) Yes the free valuation will be ordered by the bank.

Thanks for raising your concerns. We generally try to avoid predicting future interest rate movements, and think of fixed rates similar to…

The revert variable rate is a bit high, but we can negotiate for you 2-3 years from now (after the fixed rate has expired). A lot of our…

We can request best pricing for you, will need some details to negotiate the best outcome, but should be able to get a bit lower than…

Hello OzBargainers, **Bank of Queensland (BOQ)** has just reduced some of their fixed rates, making their fixed rate offering extremely…