Mortgage Broker » user profile

Member Since | 26/11/2014 |
---|---|
Last Seen | Online Now |
Badges | 2 |
Location | Sydney |
Website | www.lendingclinic.com.au |
Social |
Recent Activities

Mortgage Broker replied to
Ozfanmel on Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China

Hi Ozfanmel, 6.09% variable rate would be achievable for many loan scenarios. Please reach out privately to get a pricing approval under…

Mortgage Broker replied to
Makaveli99 on Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China

I'm finding their serviceability/maximum loan amount to be similar to major banks. Sometimes even better for certain customers. They…

Mortgage Broker replied to
BeefBiryani on Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China

Agree they're slower than most banks :( On average we're getting approved in around a month, settlement can be another month after that…

Mortgage Broker replied to
noogu on Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China

I'm finding they're similar to other banks, they use the same pool of valuers and it's randomly assigned. Might just be unlucky with that…

Mortgage Broker replied to
dixy on Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China

I have obtained 5.85% recently for a customer, but 5.88% would be more typical. Please contact me privately to get a customised pricing…

Mortgage Broker replied to
Kongzi on Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China

Yes offset account is available ($395 annual fee, first year waived).

Mortgage Broker replied to
prezmex on Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China

Bank of China can accept PDF bank statements (doesn't need to be through bankstatements.com.au)

Mortgage Broker posted a deal Variable Home Loan from 5.58% (CR 5.78%), Refinance Cashback $2K ($400K+), $3K (>$1M), Purchase Cashback $2K @ Bank of China
Hello Everyone, Thank you for your support so far. Bank of China has announced a new **cashback offer** for April, now offering the…

Mortgage Broker replied to
Jamesk811 on $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic

Thanks James. Appreciate the kind words.

Mortgage Broker replied to
athk on $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic

It's a bit of both. They're passing on the rate cut in full (0.25%) for existing customers and new customers who have a pending application…

Mortgage Broker replied to
dampaee on $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic

Would you like to contact us privately to discuss your loan scenario? But potentially we can get you 5.88% if variable rate, 5.69% if fixed…

Mortgage Broker replied to
Vorsprungdurchtech on $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic

They are coming up with a new offer on 4th March :)

Mortgage Broker replied to
ty99234 on $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic

Thank you, appreciate the kind words!!

Mortgage Broker replied to
Trying2SaveABuck on $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic

The bank's cashback generally yes. Our broker cashback probably not, but we can discuss privately if you plan to use the money soon.

Mortgage Broker replied to
nico8amy on $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic

Two properties are fine. Three or more is not. We're trying to attract the simpler customers :)

Mortgage Broker replied to
san87 on $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic

If it's a little bit less just due to the standard monthly loan repayments, it's fine. If it's a lot less such as half or almost $0,…

Mortgage Broker posted a deal $2,500 Broker Cashback for Refinance or Property Purchase (Min Loan $500,000) @ Lending Clinic
Hello OzBargainers, Hope you're all doing well! We're excited to announce our brand new cashback promotion, available for home loan…

Mortgage Broker posted a deal $2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ Bank of Queensland (BOQ)
Hello OzBargainers, Hope you're all doing well. There are very few banks offering refinance cashback for $250K loan now, so we thought we…

Mortgage Broker replied to
Niama on $2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

You can get the $2k broker cashback from us. Or if you want both the $2k broker cashback and $2k bank cashback (total $4k), we can get you…

Mortgage Broker replied to
Niama on $2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

For variable rate we can get 6.19% for you :)

Mortgage Broker replied to
Ham Dragon on $2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

I think that time we mentioned fixed rate offers as we saw some fixed rates were lower than the variable rates we could get. Unfortunately…

Mortgage Broker replied to
CGradeCyclist on $2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

It will be $2000 if you keep the loan for 24 months, but we pay it after 25-26 months (we will still pay $2000 even if you refinance/sell…

Mortgage Broker replied to
ykwon10 on $2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic

Heritage Bank and Qudos Bank can do 5.99% variable rate for owner occupied loan, LVR <=70%. Fixed rates can be 5.94% from ME Bank, or 5.99%…

Mortgage Broker posted a deal $2000 Broker Cashback for Home Loan or Investment Loan Refinance (Min Loan $500,000) @ Lending Clinic
Hello OzBargainers, Thank you for your support so far! We're excited to announce our brand new cashback promotion. This time, **we're…

Mortgage Broker replied to
Homr on $2000 Cashback on Top of Any Lender Offer (Min. $100,000 Home Loan, Eligibility Criteria Apply) @ Compare The Market

Westpac and ING Bank should be able to do something like this

Mortgage Broker replied to
boku on 5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China

Typically banks don't count RSU as income, but we're happy to review your circumstances further and make a case for it. Are you buying a…

Mortgage Broker replied to
shoelover on 5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China

How long ago did you apply? Bank of China had a massive backlog last year. But currently they have caught up, should be a smoother…

Mortgage Broker replied to
stratbargain on 5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China

Bank of China has $3288 refinance cashback :)

Mortgage Broker replied to
Oipjo on 5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China

They have a new offer starting tomorrow, minimum loan $100k for the interest rate (but the cashback is for $400k+ loan).

Mortgage Broker posted a deal 5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China
Hello Everyone, Hope you're all doing well. **Bank of China** has become competitive again, they've caught up with their backlog and are…
Loading...