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$2000 Home Loan Refinance Cashback (Minimum Loan $250,000 and LVR up to 80%) @ Bank of Queensland (BOQ)

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Hello OzBargainers,

Hope you're all doing well.

There are very few banks offering refinance cashback for $250K loan now, so we thought we would highlight that Bank of Queensland is still offering $2K cashback until 15 August 2024.
This is already taken off the website, but still available if the application is officially submitted by this date with complete supporting documents.

Main criteria:

  • $2,000 cashback offer for new refinance application.
  • Minimum total new lending of at least $250,000.
  • Maximum loan-to-value ratio (LVR) of 80%.
  • Application must be received by 15 August 2024.
  • Settle within 120 days of the loan application date.
  • Not available for refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, BOQ Specialist, ME Bank and Virgin Money (Australia).
  • Must not have received a refinance cashback from within the BOQ Group within the 12 months prior to the loan application date.
  • The cashback will be paid to the applicant's BOQ transaction account within 30 days of the settlement date.
  • Non-personal borrowers (including Trusts and Companies) are not eligible for this offer.

See the latest interest rates here.
Advertised rates start from 6.18% (CR 6.33%). We may be able to get it a bit lower for you.

If your loan balance is at least $500K, we also can give you another $2K cashback on top of BOQ's cashback.

Hope to help you save some money!

Kind regards,

Arman Soetanto
M: 0431 825 128
E: [email protected]
W: www.lendingclinic.com.au
Lending Clinic Pty Ltd (Credit Representative Number 511270) is authorised under Australian Credit Licence Number 384704

Related Stores

Bank of Queensland
Bank of Queensland
Lending Clinic
Lending Clinic
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closed Comments

  • +4

    WithCashback have the $2,000 BOQ cashback as well as 0.6% of the loan amount as additional cashback (e.g. $3,000 extra cashback for a $500,000 loan).
    https://www.withcashback.com.au/2021/02/24/boq-purchase-cash…

    • +1

      Looks to be 2 years before you get the second half of it though

      • Yes - first half after one year, second half after two years, matching the commission clawback periods that the banks set. This deal's broker doesn't pay any of the bonus cashback until the two year mark. The full BOQ cashback is paid in the first month or so with either broker.

  • +12

    Better deal to get this loan via comparethemarket. They will pay you $2k ontop of BOQ without the minimum 500k loan that this broker requires

    • +10

      The rate isn't great either. Are we just allowing non-deal marketing now?

      • +2

        Agreed with all the comments about. Sick of all these mortgage broker deals, which really aren't decent deals.

        • Make me, necroposter

          • +1

            @Gorby: Agree with comments above, better deals elsewhere.

            Ozbargain is a community website for sharing bargains, it's not meant to be used for free advertising.

  • +3

    rate is terrible and after 3 month of screwing you around with providing a million payslips and invoices and paperwork say we can't give you a loan cause our internal rates have just went up over the weekend.

    • Paper work for the broker (to make sure they get their commissions) or was the pain in the butt solely to do with BOQ?

      • I can confirm BOQ is just a pain in the a**

        Was attracted by this offer while trying to refinance. Worst mistake I have ever made.

        Long story short, 2 months 3 weeks later they still tried to screw me around after I already submitted my life story. Pulled my application

        • Cheers for this. I'll look elsewhere

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