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Rates from 5.49% Variable Owner Occupied Home Loan LVR <70% (CR 5.82%, 2 Year Intro) @ Westpac

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These are the latest rates (including the May rate increase)

This has a free and unlimited redraw, with no offset and no annual fee

Principal and Interest Owner Occupied HOME LOAN

Variable - 5.49% variable (CPR 5.82%) FOR LVR <70% 2 year intro
Variable - 5.59% variable (CPR 5.92%) FOR 70% < LVR < 80% 2 year intro
** For 100% offset account, please contact me for individual quote, the rate will a lot cheaper than what's advertise on Westpac website**

Principal and Interest INVESTMENT HOME LOAN
Variable - 5.79% variable (CPR 6.12%) FOR LVR <70% 2 year intro
Variable - 5.89% variable (CPR 6.24%) FOR 70% < LVR < 80% 2 year intro
** For 100% offset account, please contact me for individual quote, the rate will a lot cheaper than what's advertise on Westpac website**

Fees for Westpac
Annual fee - Nil
Application fee - Nil

After two years, the rate will increase by 0.4% but you can refinance to another financial institution to get a better deal.

Owner Occupier loans (P&I repayments) and Investment Property Loans, with LVR+ up to 80% and min $250k loan. Flexi First Option or packaged home loans only ($395 annual package fee). Only one cashback offer available per primary applicant within a 12 month period. Excludes refinances within Westpac Group

If you apply via me, you will $3500 cashback + bonus special broker cashback offer then if you apply directly with the bank. Please contact me for further details

M: 0433 422 040
E: [email protected]

Wilson Yuan
Managing Director.

Credit Representative Number is 530101 under Australia's Services Australian Credit License (ACL) 389328 © 2021 HEROES HOME LOANS AUSTRALIA PTY LTD

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closed Comments

  • -1

    Good rate mate.

  • How do you change the LVR over time? only through refinance with a another bank ?

    • LVR is determined by the size of the loan, relative to the value of the property. Movement in either will impact the LVR.

  • +1

    Also, simple refinance as of this Friday requiring no income documents as long as the rate is higher at your existing bank. Great option for those with expiring fixed rates to jump on who might not "service" anymore under the current high assessment rates…

    • Employed only or self-employed too?

      • +1

        Don't know about Westpac as yet, but ANZ you can

    • Just for Westpac or?

      • Anz Too

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