Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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$3288 Home Loan Refinance Cashback or $2000 Purchase Cashback, Offset Variable Rate from 6.08% (CR 6.45%) @ Bank of China

expired $3288 Home Loan Refinance Cashback or $2000 Purchase Cashback, Offset Variable Rate from 6.08% (CR 6.45%) @ Bank of China

AssociatedWilson Heroes HL @ Heroes Home Loans on 13/03/2024 - 09:28 bankofchina.com

Dear All, This email I got from BOC today announcing their new promotion of $3288 cashback, I have spoken with Bank of China, the main issue before was the wait time and the processing time. They …

50
Variable Rate OO Loan 6.07% (CR 6.43%) with Offset up to 70% LVR + 0.3% Broker Cashback @ St George

expired Variable Rate OO Loan 6.07% (CR 6.43%) with Offset up to 70% LVR + 0.3% Broker Cashback @ St George

AssociatedLendingWorkshop @ Lending Workshop on 08/03/2024 - 09:10 stgeorge.com.au

Hello Ozbargainers, Thank you so much for your support so far. St George is not openly offering this rate on their website but offer is available to anyone applying through a broker or bank …

121
$3,000 Investment Home Loan Refinance Cashback: Variable Rates from 6.19% (6.23% CR, $250,000 Min Loan) @ Newcastle Permanent

expired $3,000 Investment Home Loan Refinance Cashback: Variable Rates from 6.19% (6.23% CR, $250,000 Min Loan) @ Newcastle Permanent

Saywhatold on 07/03/2024 - 21:45 newcastlepermanent.com.au

To my very very limited knowledge of all things home loan and finance, this seems a decent deal. To start, I am sure I'm the devil - I own an investment property*. The fixed rate has expired …

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Mortgage Broker Cashback 0.3% for Purchase/Refinance + Variable Rates Starting 5.99% (CR 6.01%) @ Lending Workshop

expired Mortgage Broker Cashback 0.3% for Purchase/Refinance + Variable Rates Starting 5.99% (CR 6.01%) @ Lending Workshop

AssociatedLendingWorkshop on 29/02/2024 - 09:34 lendingworkshop.com.au

Hello Ozbargainers, Thank you so much for your support so far. I am offering a broker cashback back of 0.3% of loan amount. This is over and above any cashback offered by Bank/Lender. Cashback of …

07
Reimbursement of Annual Fees (up to $395) on Home Loans over $500,000 @ Stepy

expired Reimbursement of Annual Fees (up to $395) on Home Loans over $500,000 @ Stepy

AssociatedLAnna Stepy Finance on 28/02/2024 - 14:05 stepy.com.au

We're brokers dedicated to our clients' well-being. In addition to finding you a great lender and whatever deals they are offering, we reimburse you up to $395 in annual fees each year for …

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$2000 Home Loan Refinance Cashback (Min Loan $250,000), Owner Occupied Rates from 5.79% (CR 6.33%) @ Bank of Queensland (BOQ)

expired $2000 Home Loan Refinance Cashback (Min Loan $250,000), Owner Occupied Rates from 5.79% (CR 6.33%) @ Bank of Queensland (BOQ)

AssociatedWilson Heroes HL @ Heroes Home Loans on 25/02/2024 - 16:31 boq.com.au

ello OzBargainers, Thank you for your support so far! Bank of Queensland (BOQ) is offering $2000 cashback incentive, when you refinance your home loan or investment property loan, with only $250K …

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Owner Occupied Home Loan from 5.88% (CR 6.25%) @ Bank of China

expired Owner Occupied Home Loan from 5.88% (CR 6.25%) @ Bank of China

Store RepWithCashback @ With Cashback on 19/02/2024 - 17:57 bankofchina.com

Hi OzBargainers, Bank of China release new rates which are effective from 12 February 2024. We found some rates are relatively competitive in the current market: For Owner Occupied Principal and …

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[NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank

expired [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank

Lkcome on 16/02/2024 - 10:35 greater.com.au

I found this deal on Instagram Ad, and didn't see a post on OZB. So here comes my first deal post. $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%. $3,000 cashback …

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ME Bank Home Loan Refinance Cashback: $2000 on Minimum $400,000 Loan, $3000 on Minimum $700,000 Loan, LVR up to 80%

expired ME Bank Home Loan Refinance Cashback: $2000 on Minimum $400,000 Loan, $3000 on Minimum $700,000 Loan, LVR up to 80%

AssociatedWilson Heroes HL @ Heroes Home Loans on 02/02/2024 - 10:03 mebank.com.au

ME Bank (owned by BOQ) is retaining their cashback for refinancing applications for loan size over $400K. Good option for refinancing multiple debts, multiple cashbacks available for multiple …

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Fixed Rate Home Loan from 5.98% (CR 6.40%) 3-Year or 6.09% (CR 6.45%) 2-Year OOC | 6.14% (CR 6.62%) 2-Year INV P&I @ BOQ

expired Fixed Rate Home Loan from 5.98% (CR 6.40%) 3-Year or 6.09% (CR 6.45%) 2-Year OOC | 6.14% (CR 6.62%) 2-Year INV P&I @ BOQ

AssociatedMortgage Broker @ Lending Clinic on 24/01/2024 - 07:16 boq.com.au

Hello OzBargainers, Bank of Queensland (BOQ) has just reduced some of their fixed rates, making their fixed rate offering extremely attractive compared to other banks. For a loan of at least $150K, …

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Resimac Low Doc Home Loan for ABN Holders - Interest Rates from 7.24% p.a. @ FinSavvy Finance

expired Resimac Low Doc Home Loan for ABN Holders - Interest Rates from 7.24% p.a. @ FinSavvy Finance

AssociatedLFinsavvyFinance on 22/01/2024 - 10:33 finsavvyfinance.com.au

Hello OzBargainers, Happy new year & wishing you an amazing 2024! Resimac have a really sharp Low Doc product on offer at the moment. This caters for self-employed applicants who require …

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$3000 First Home Buyer Home Loan Cashback (Minimum Loan $250,000) @ ANZ

expired $3000 First Home Buyer Home Loan Cashback (Minimum Loan $250,000) @ ANZ

AssociatedMortgage Broker @ Lending Clinic on 05/01/2024 - 11:10 anz.com.au

Hello OzBargainers, Happy New Year & Wishing you an Amazing 2024! ANZ has extended their cashback offer for those of you looking to buy your first home. They are offering $3,000 cashback if you …

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$2000 Home Loan Refinance Cashback, Offset Variable Rate from 6.08% (CR 6.45%) + 0.60% Mortgage Broker Cashback @ Bank of China

expired $2000 Home Loan Refinance Cashback, Offset Variable Rate from 6.08% (CR 6.45%) + 0.60% Mortgage Broker Cashback @ Bank of China

Store RepWithCashback @ With Cashback on 02/01/2024 - 14:51 bankofchina.com

Hi OzBargainers, Happy new year to all! Bank of China starts a new purchase and refinance offer from 01/01/2024. The cashback amount for New Home Loan is as below: $2,000 for a new refinanced …

50
$3000 Broker Cashback for Home Loan Refinance (Minimum Loan $500,000) @ Lending Clinic

expired $3000 Broker Cashback for Home Loan Refinance (Minimum Loan $500,000) @ Lending Clinic

AssociatedMortgage Broker on 21/12/2023 - 17:03 lendingclinic.com.au
OzBargain

Hello OzBargainers, Thank you for your support so far! We're excited to announce our brand new cashback promotion. With less banks offering refinance cashbacks, we hope our supersized cashback …

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$3,000 Home Loan Refinance Rebate (Minimum $250,000 Loan Per Property) @ RAMS

expired $3,000 Home Loan Refinance Rebate (Minimum $250,000 Loan Per Property) @ RAMS

dumkaze on 18/12/2023 - 12:28 rams.com.au

Just looking for a refinancing home and found this 3K RAMS offer

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Referee & Referrer Get $1000 Cash for Settled Home Loans @ Loans.com.au

expired Referee & Referrer Get $1000 Cash for Settled Home Loans @ Loans.com.au

offerd on 15/12/2023 - 11:24 loans.com.au

Referral bonus for $1000 when you settle a loans.com.au loan through a referral link - see your Ozbargain friends below! It may be worth shopping around and looking at loan offerings that are right …

11
Receive $250 for You and a Friend for Every Successfully Referred Home Loan Settlement @ Simple Lending

Long Running Receive $250 for You and a Friend for Every Successfully Referred Home Loan Settlement @ Simple Lending

AssociatedNick-AzuraFinancial on 12/12/2023 - 11:11 partner.simplelending.com.au

Hi Bargainers, I hope you've all been keeping well! We’ve been working on a partnership program for the last 5 months and are happy to share our soft launch. Having worked with so many of …

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$2000 Home Loan Refinance Cashback (Min Loan $250,000), Owner Occupied Rates from 6.09% (CR 6.24%) @ Bank of Queensland (BOQ)

expired $2000 Home Loan Refinance Cashback (Min Loan $250,000), Owner Occupied Rates from 6.09% (CR 6.24%) @ Bank of Queensland (BOQ)

AssociatedMortgage Broker @ Lending Clinic on 11/12/2023 - 14:38 boq.com.au

Hello OzBargainers, Thank you for your support so far! Bank of Queensland (BOQ) is offering $2000 cashback incentive, when you refinance your home loan or investment property loan, with only $250K …

00
Investment Property Loan P&I 6.24% p.a. (CR 6.26% p.a.) Upto 60% LVR + 0.3% Broker Cashback @ ubank

expired Investment Property Loan P&I 6.24% p.a. (CR 6.26% p.a.) Upto 60% LVR + 0.3% Broker Cashback @ ubank

AssociatedLendingWorkshop @ Lending Workshop on 11/12/2023 - 09:10 ubank.com.au

Hello Ozbargainers, Firstly, thank you for your support so far. Below are the key rates. Refer to this link for all rates. 6.24% P.A(CR 6.26% P.A.) upto 60% LVR. 6.29% P.A(CR 6.31% P.A.) upto 80% …

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$2000 Cashback for Refinance for O/O Variable Rate from 6.29% (CRR 6.30%) (Min Loan $250,000) @ St George

expired $2000 Cashback for Refinance for O/O Variable Rate from 6.29% (CRR 6.30%) (Min Loan $250,000) @ St George

AssociatedWilson Heroes HL @ Heroes Home Loans on 08/12/2023 - 07:57 stgeorge.com.au

Hello All Ozbargainers Apply from 1st September 2023. Settlement must occur within 120 days of applying. Offer may be varied or withdrawn at any time. Owner Occupier (P&I repayments) and …

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