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I’ve seen this post. I’m not in their designated postcode. And I am not sure why this broker has exemption. Also 60% LVR is a little…

The higher comparison rate is caused by “after first 3years the rate goes up to 6.19%” (by today’s variable rate). It’s not caused…

They say "new borrowing" includes refinance from another bank. Not including "refinance within the bank itself".

You are correct. That is why the new lenders tend to use cashback covering costs to motivate you from refinance to them. Anyway, this…

It's not this rate is "unchanged for 3 years", it's the 0.5% discount against the basic homeloan product rate "remains unchanged for…

This deal is basically 0.5% discount over their basic variable rate loan product for 3 years. I haven't used this bank before so no idea of…

Just using ADI as a little proof that they are “well-established” and “government recognised” organisation.

They are not new. They started from Maitland NSW since 1888. I didn't know this but when I visited Maitland earlier this year I did see…

Interest Rate is 5.89% P.A., Advertised comparison rate is 5.89% P.A. I see this ad on Instagram, and it's quite similar to [this…

Today I saw their ad on Instagram, for non-essential worker, the special variable rate is 5.89% which is actually not bad. I am…

This is not a "Deal". This is taxpayers money, aka, your money.

The variable rate is now increased to 5.99% now.

Thanks for sharing. But after checking their website, i didn't see an advertised rate of 5.84% for "over $400k and <70% LVR". If this is…

OZbargain should require "Fixed" to be written on title if variable is that much lower than Fixed. It's almost clickbait.

He's a good man.

PEXA fee is something I didn't pay for during the 3 refis before covid days. But I reckon there was about $200-300 "fee for attending…

I had about 3 refis 3-6 years ago. Each of them just cost me about $500-700 including about $300 "early end of loan" (whatever the name is)…

Just wonder, does it hurt credit score if you do refinance at interval for less than 6month per property? For that credit score, I don’t…

Thought about this. And it's a very valid point.

Let us know how it goes :D

Added this to title. Sorry to folks in other states :(

I guess it's job for APRA or ACCC? This is a point that must be floating for 10 years. Can't believe no one fixed it yet. Typical banking…

I found this deal on Instagram Ad, and didn't see a post on OZB. So here comes my first deal post. - $2,000 cashback for loans ≥$250,000…

The rate is outrageous…

Today, 2nd Jan 2024, I received a CITI push notification and email, saying if i spend over $30 on Uber I will get $10 cashback, by 31st Dec…

I ordered twice, all get cancelled. Not sure if this promo runs out. But they still didn't put-off this item or change the price.

Seems out of stock everywhere...

hmmm, it’s been 20hrs, I still don’t see this bonus points… should I contact them?

Usually, how long should I wait for bonus points to appear in my account? Thanks in advance;)