Home Loan +

Home Loan
A mortgage loan, also referred to as a mortgage, is used by purchasers of real property to raise money to buy the property to be purchased or by existing property owners to raise funds for any purpose. The loan is "secured" on the borrower's property. This means that a legal mechanism is put in place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event that the borrower defaults on the loan or otherwise fails to abide by its terms. The word mortgage is derived from a "law French" term used by English lawyers in the middle ages meaning "death pledge", and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken through foreclosure.
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Suncorp $3000-$4000 Refinance Rebate + Extra $3000-$9000 Mortgage Broker Cashback (Min $500,000 Loan Size) @ With Cashback

expired Suncorp $3000-$4000 Refinance Rebate + Extra $3000-$9000 Mortgage Broker Cashback (Min $500,000 Loan Size) @ With Cashback

Store RepWithCashback @ With Cashback on 31/03/2023 - 15:34 suncorp.com.au

Dear OzBargainers, Hope this post finds everyone well. Suncorp has extended their REFINANCE rebate offer for eligible applicants. Applications must be submitted by 30 June 2023 and settled by 28 …

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$500 Conveyancing ($1000 off) + Disbursements for CommBank Home Loan Customers @ Home-in App

expired $500 Conveyancing ($1000 off) + Disbursements for CommBank Home Loan Customers @ Home-in App

amaneight on 30/03/2023 - 19:07 home-in.com.au

Commbank subsidiary Home-in app helps buyers in home buying process. Home-in app pricing: Legal fees competitively priced at $1,500 (incl. GST) plus disbursements, which includes advice on up to two …

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$4,000 Home Loan Cashback (Minimum $750,000 Loan) for Purchase or Refinance, Rates from 5.14% (CR 5.17%) @ AMP

expired $4,000 Home Loan Cashback (Minimum $750,000 Loan) for Purchase or Refinance, Rates from 5.14% (CR 5.17%) @ AMP

AssociatedWilson Heroes HL @ Heroes Home Loans on 29/03/2023 - 16:34 amp.com.au

All Ozbargainers AMP has extended their cashback offer to 30th of June 2023 **These are the latest rates (including the March rate increase) Great cashback and great variable rates for refinance …

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Low Variable Rate No Frills Home Loan, Rates from 4.99% (CR 4.99%) Owner Occupied with No Bank Fees @ Qudos Bank

expired Low Variable Rate No Frills Home Loan, Rates from 4.99% (CR 4.99%) Owner Occupied with No Bank Fees @ Qudos Bank

AssociatedMortgage Broker @ Lending Clinic on 25/03/2023 - 09:18 qudosbank.com.au

Hello OzBargainers, Qudos Bank has one of the lowest variable rate loans at the moment: Owner Occupied (Principal & Interest): 4.99% (CR 4.99%) at 70% LVR, 5.09% (CR 5.09%) at 80% …

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Up to $4,000 Refi/Purchase Cashback, $0 Applic Fee, Variable 4.89% (CR 4.91%) or Fixed 2 Years 5.49% (CR 5.61%) @ Heritage Bank

expired Up to $4,000 Refi/Purchase Cashback, $0 Applic Fee, Variable 4.89% (CR 4.91%) or Fixed 2 Years 5.49% (CR 5.61%) @ Heritage Bank

AssociatedLendingWorkshop @ Lending Workshop on 15/03/2023 - 00:05 heritage.com.au

$2,000 cashback for home loans $250,000 - $499,999 $3,000 cashback for home loans $500,000 - $699,999 $4,000 cashback for home loans $700,000 or more Pros: * Cashback is …

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$4,000 Home Loan Refinance Cashback (Minimum $250,000 Loan), Rates from 4.92% (CR 5.27%) with Offset Account @ Bank of Melbourne

expired $4,000 Home Loan Refinance Cashback (Minimum $250,000 Loan), Rates from 4.92% (CR 5.27%) with Offset Account @ Bank of Melbourne

AssociatedMortgage Broker @ Lending Clinic on 11/03/2023 - 10:17 bankofmelbourne.com.au

Hello OzBargainers, Bank of Melbourne has extended their cashback offer with super sharp interest rates. You can still get $4K cashback when refinancing at least $250K: Switch your loan to Bank …

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Broker Cashbacks 2x 0.20% The Loan Amount: Paid at 1 Year 1 Month & 2 Year 1 Month @ Lending Workshop

expired Broker Cashbacks 2x 0.20% The Loan Amount: Paid at 1 Year 1 Month & 2 Year 1 Month @ Lending Workshop

AssociatedLendingWorkshop on 07/03/2023 - 20:43 lendingworkshop.com.au

As part of this deal we are sharing a portion of our upfront commission. Quote this post on Ozbargain during initial discussion and get 0.40% of the loan amount as cash back. Paid out in 2 …

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$600 Cashback in 1 Month, $600 Cashback after 2 Years for Every Settled Home Loan over $250,000 @ Nextgen Finance Co Perth

expired $600 Cashback in 1 Month, $600 Cashback after 2 Years for Every Settled Home Loan over $250,000 @ Nextgen Finance Co Perth

AssociatedNextgen Finance Co on 07/03/2023 - 16:38 nextgenfinanceco.com.au

Refinance with us to get a better interest rate. Cash backs from lenders up to $5000 available Get in touch for special broker discounts I can obtain for you. Extra $1200 cashback from Nextgen …

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$3,000 Cashback for Refinance, Minimum Loan $350,000 - Package Variable 4.99% (5.29% CR) under 80% LVR @ ING

expired $3,000 Cashback for Refinance, Minimum Loan $350,000 - Package Variable 4.99% (5.29% CR) under 80% LVR @ ING

AssociatedWilson Heroes HL @ Heroes Home Loans on 02/03/2023 - 23:36 ing.com.au

Hello All Ozbargainers ING has extend their cashback back offer. Please note these are the latest rates including the February rate increase Current Variable Rates: Owner Occupied (redraw only): …

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$4000 Cashback for Refinance for O/O Variable Rate from 4.99% (CR 5.00%) @ St George Bank

expired $4000 Cashback for Refinance for O/O Variable Rate from 4.99% (CR 5.00%) @ St George Bank

AssociatedWilson Heroes HL @ Heroes Home Loans on 01/03/2023 - 08:41 stgeorge.com.au

Hello All Ozbargainers St George has extend their cashback back offer Please note these are the latest rates including the February rate increase Current Variable Rates: Owner Occupied (redraw …

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$4,000 - $5,000 Home Loan Refinance & Property Purchase Cashback (Minimum $400,000 Loan) @ ubank

expired $4,000 - $5,000 Home Loan Refinance & Property Purchase Cashback (Minimum $400,000 Loan) @ ubank

AssociatedMortgage Broker @ Lending Clinic on 28/02/2023 - 17:08 ubank.com.au

Hello OzBargainers, Hope you're all doing well. An online bank called "ubank" is one of the few who's doing cashback for property purchases, as well as refinances. They also …

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[QLD, NSW] BCU Home Loan - OO P&I Fixed for 1 Year 4.99% + $4,000 Cashback (Min Loan $250k) @ BCU

expired [QLD, NSW] BCU Home Loan - OO P&I Fixed for 1 Year 4.99% + $4,000 Cashback (Min Loan $250k) @ BCU

AssociatedLBCU4000 on 27/02/2023 - 10:17 bcu.com.au

First Post so I am sorry if something has been missed This deal is on offer through a very limited number of brokers so may be getting missed with people not going …

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Bonus $150 Prezzee Gift Card for HSBC Home Loan Borrowers

expired Bonus $150 Prezzee Gift Card for HSBC Home Loan Borrowers

ham0718 on 21/02/2023 - 20:32 hsbc.com.au

Check your email if you have a home loan with HSBC. Targeted Might be targeted or gone to everyone with them… "Dear valued customer, We hope you’re enjoying banking with HSBC. As a …

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Bendigo Bank Complete Home Loan - Owner Occupier P&I Fixed Rate - 1 Year 4.99% p.a., 2 Years 5.29% p.a., 4 Years 5.54% p.a

expired Bendigo Bank Complete Home Loan - Owner Occupier P&I Fixed Rate - 1 Year 4.99% p.a., 2 Years 5.29% p.a., 4 Years 5.54% p.a

E5TOQUE on 14/02/2023 - 12:34 bendigobank.com.au

Interest rates have increased, and some people may be looking to fix their rates. Looking around online Bendigo Bank seems to be near the best fixed rates at the moment for owner occupiers for 1, 2 …

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Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial

expired Refinance Your Mortgage & Get Trail Commission Back (e.g. $100/Month on $800,000 Loan) @ Soren Financial

Marketingmans246 on 10/02/2023 - 11:10 sorenfinancial.com

Ready to save on your home loan and enjoy some extra cash in your pocket each month? Look no further! At Soren Financial, we're proud to offer our clients monthly trail commissions on any …

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$2,000 - $4,000 Refinance Cashback with Predominant Purpose Pricing (OOC Rate for INV Loan) (Min $250,000 Loan) @ ME Bank

expired $2,000 - $4,000 Refinance Cashback with Predominant Purpose Pricing (OOC Rate for INV Loan) (Min $250,000 Loan) @ ME Bank

AssociatedMortgage Broker @ Lending Clinic on 08/02/2023 - 16:50 mebank.com.au

What's special about this deal from ME Bank? Refinance your owner-occupied loan and investment loan to ME Bank under 1 application, and they can give you owner-occupied interest rate for both …

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Variable Home Loan: 4.56% p.a. (P&I, 4.57% p.a. Comparison Rate), Extra $10 Per Month for Offset Facility @ Tic:Toc Home Loans

expired Variable Home Loan: 4.56% p.a. (P&I, 4.57% p.a. Comparison Rate), Extra $10 Per Month for Offset Facility @ Tic:Toc Home Loans

pyramid on 08/02/2023 - 15:06 tictoc.com.au

paying 4.89% variable rate with tictoc but their website has 4.56% variable rate for new customer. Advertised rate looks good in current time . Its no frill loans . Variable P&I LIVE-IN 4.56% …

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Bankwest Refinance $3,000 Cashback, Minimum Loan $250,000 - Package Variable 4.84% (5.25% CR) under 80% LVR

expired Bankwest Refinance $3,000 Cashback, Minimum Loan $250,000 - Package Variable 4.84% (5.25% CR) under 80% LVR

AssociatedJamesSimBroker @ Nectar Mortgages on 06/02/2023 - 19:49 bankwest.com.au

Bankwest announced increased their Home Loan Cashback to $3000 for applications lodged between Friday, 3 February 2023 and Sunday, 30 April 2023, with disbursal on or before Friday, 30 June …

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Qantas Money Home Loan: 100,000 Qantas Points Per Year for up to 30 Years - Current Rate 4.67% (4.73% Comparison)

expired Qantas Money Home Loan: 100,000 Qantas Points Per Year for up to 30 Years - Current Rate 4.67% (4.73% Comparison)

Dyl on 06/02/2023 - 07:49 qantasmoney.com

Qantas Money now does homeloans, 100k Qantas points every year of the loan. First is at settlement, next is 3 months after settlement anniversary and yearly thereafter up to 30 years. Qantas …

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$4000 Cashback for Refinance for O/O Variable Rate from 4.74% (CR 4.75%) / 2YR Fixed 5.59% (Rates Expired) @ St George

expired $4000 Cashback for Refinance for O/O Variable Rate from 4.74% (CR 4.75%) / 2YR Fixed 5.59% (Rates Expired) @ St George

AssociatedWilson Heroes HL @ Heroes Home Loans on 03/02/2023 - 09:32 stgeorge.com.au

Hello All Ozbargainers I hope you're all having a wonderful start to the year. Please find the latest rates Current Variable Rates: Owner Occupied (redraw only): • P&I Variable 70% …

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